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Housing Manager Loan Processor

Location:
El Paso, TX
Posted:
January 08, 2022

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Resume:

Cellular 915-***-****

Argelia Molina

Mission Statement To express my integrity and loyalty in the professional workforce. Demonstrate my knowledge and experience while increasing the productivity of the company.

Experience 4, 2020 to present

Rocky Mountain Mortgage Co. El Paso, TX Mortgage Loan Processor

. Gathering information for the loan application

. Evaluating credit histories for applications

. Collecting data from clients such as their assets, salaries, debts and employment status

. Researching and correcting mistakes in applications for clients

. Reviewing file documentation for missing or erroneous information

. Meeting loan application deadlines

. Responsible for the processing of a mortgage loan from origination to funding

. Follow and implement federally mandated guidelines

. Assisting Loan Officer with requests and tasks needed to complete and process applications

08, 2011 – 4, 2020 Rocky Mountain Mortgage Co. El Paso, TX

Tax & Insurance / Servicing

. Pull payoff report daily to determine which loans need MIP payments & which need to be canceled or updated with our tax servicer

. Pay MIP’s on MS & FHA Connection, request checks, make deposits

. Pull Advanced Notices from FHA Connection & determine which loans have an anniversary date approaching, manually change new MIP amount on all FHA loans with anniversary projected

. Disburse MIP’s on all FHA accounts once per month, request checks, make deposits

. Run T & I expiration list to pay any MIP’s that may have not paid, address and pay any MIP’s from said list

. Pull and work FHA Reconciliation report

. Input all loans into our Tax Service website

. Request overpayments from El Paso Tax Office

. Receive, pay & balance all TAR’s from all counties

. Cancel PMI’s for loans as requested

. Request Surplus checks

. Handle incoming client calls about anything customer service related, deal with irate clients on the phone & in person

. Receive and process Loss Draft claims

. Pay Property Taxes on approximately 10,000 homes

. Handle other duties as assigned

Education Burges High School El Paso, TX

El Paso Community College El Paso, TX

. Industrial Electronics

Language Bilingual (English and Spanish)

. Read, Write, Translate

Certifications Certified Public Housing Manager



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