MICHAEL WRIGHT

adprdt@r.postjobfree.com

Peyton, Co 80831

719-***-****

EXPERIENCE

OCTOBER 2020 TO MAY 2021

LOAN PROCESSOR, Mr. Cooper-Chandler, AZ.

Gather required financial documentation and request missing documentation through client as well as keeping client apprised of loan status.

Ordered all outside documentation, Homeowners Insurance, Appraisals, Title, Payoffs, Verification of Employment.

Perform accurate and complete input into client systems while adhering to investor guidelines.

Used Encompass as primary processing software, processing, FHA, FHA Streamline, VA Conventional, VA IRRRL, Conventional Refi, CEMA and Co-op type loans.

Maintained pipeline of 55+, converting approximately 30 a month to funded loans

Reconciled files with Title companies

SEPTEMBER 2020 TO OCTOBER 2020

LOAN PROCESSOR, Guaranteed Rate-Chicago, Illinois

GATHER REQUIRED FINANCIAL DOCUMENTATION AND REQUEST MISSING DOCUMENTATION THROUGH CLIENT AS WELL AS KEEPING CLIENT APPRISED OF LOAN STATUS.

Ordered all outside documentation, Homeowners Insurance, Appraisals, Title, Payoffs, Verification of Employment.

Perform accurate and complete input into client systems while adhering to investor guidelines.

Used Encompass as primary processing software, processing, FHA, FHA Streamline, VA Conventional, VA IRRRL, and Conventional Refi.

June 2017 TO September 2020

Loan Processor, Urban Fulfillment Services-Highlands Ranch, CO.

Gather required financial documentation and request missing documentation through client

Perform accurate and complete input into client systems, using proprietary processing software, while adhering to investor guidelines

Ordered all outside documentation, Homeowners Insurance, Appraisals, Title, Payoffs, Verification of Employment.

Primarily processed conventional purchase and conventional re-fi loans

December 2016 TO June 2017

Team Lead, Urban Fulfillment Services-Highlands Ranch, CO.

Supervised a group of 6 to 8 associates

Manage email communication from internal and external sources and respond in a timely, professional manner, handle escalations as required

Used reports and pipeline reviews to gauge team performance

Trained associates in processing to client standards

Increased team performance by 20 percent

Stressed teamwork to achieve goals

February 2015 to December 2016

Home Services Specialist, Urban Fulfillment Services-Highlands Ranch, CO.

Setup/Order Homeowners Insurance, Appraisal, Title as required for each loan.

Review loan agreements to ensure that they are complete and accurate according to policy.

Confer with underwriters to aid in resolving mortgage application problems.

Explain to customer the mortgage process in detail.

Handle customer complaints and take appropriate action to resolve them.

June 2014 to February 2015

Underwriter I, Urban Fulfillment Services-Highlands Ranch, CO.

Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans and ensure compliance with guidelines

Determine hardship reason, Perform modification eligibility analysis per investor guidelines

Other special projects as assigned; Other duties as assigned

March 2013 to June 2014

Loan Processor, BANK OF AMERICA - Tampa, FL.

Gather required financial documentation and request missing documentation through client as well as keeping client apprised of any issues that need to be addressed, as well as status of loan.

Perform accurate and complete input into client proprietary systems while adhering to investor guidelines

Ordered all outside documentation, Homeowners, Insurance, Appraisals, Title, Payoffs, Verification of Employment.

30 loan pipeline maintained, with 20 loans funded, primarily Conventional Refi, CEMA, Co-op loans were assigned

Other special projects as assigned; Other duties as assigned

April 2009 to August 2012

Support Services Specialist, BANK OF AMERICA - Tampa, FL.

Setup/Order appraisal, title, insurance as required for each loan.

EDUCATION

JUNE1982

AA, City College of San Francisco

Received Degree in Criminology

SKILLS

Team Player/Synergy

Sharing of knowledge

Self-Motivated

High Integrity standards

Contact this candidate