Recovery Agent Micro Finance

RELATIONSHIP MANAGER

(* years of experience)

SUMMARY

Passionate, proactive and regularly appreciate for my integrity in all my former position, I’m seeking for a Job as a Commercial Relationship Manager. With a strong willingness to learn more, I will make use of my experience and extensive knowledge to deliver both safe and profitable customer relationship.

SKILLS

Portfolio Management; Loan officer;

Business development; Negotiation;

Account Manager; Recovery.

PROFESSIONAL EXPERIENCE

PAN-AFRICAN SAVINGS & LOANS, POWERED BY ECOBANK (September 2014 - till date)

Loan Officer:

Promoting the institution’s products & services;

Developing a quality credit portfolio;

Editing and assessing loan files;

Intaking and assessing security interest;

Following-up and training clients on excellent and profitable portfolio building methods.

Assessing and managing portfolio risks;

Recovery Officer

Acting as an initial recovery agent;

Taking and respecting engagements in line with amicable debt recovery;

Following-up clients with overdue payments and recovering outstanding debts;

Achieving recovering-related goals set by the employer.

Reference: BANDO JOSEPH PATRICK, Branch Manager. +237*********.

MESSI NDJESSA LANDRY, Center Regional Manager. +237*********.

PEA-JEUNE/ International Fund for Agricultural Development (IFAD). (April 2020-October 2021)

Business Coach.

1.Reinforcing training and agro-pastoral entrepreneurship skills, prior to capital acquisition;

Assessing and getting clients acquainted with the entrepreneurial sphere.

Enriching the entrepreneur’s project idea and positioning support offer;

Providing the entrepreneur with a well-elaborated support plan

Supporting the entrepreneur in any other activity prior to funding;

2.Assisting the entrepreneur in implementing his action, following fund acquisition.

Assisting and following-up disbursement plan related to funds received;

Providing production and marketing related support and technical follow-up;

Supporting technical formalization and homologation;

Supporting the enterprises’ accounting and administrative organization;

Ensuring reporting and data collection, in order to improve assessment and knowledge systems

Reference: MELIEDJE FANKAM JAVELY, Main Coach +237-*********

CREDIT FONCIER DU CAMEROUN: June 2012-September 2013

Account Manager of CFC Agency at FOCH Avenue

Selling the institution’s products and services;

Assisting customers during loan file constitution;

Assessing revenues and personal contributions of customers;

Intaking and assessing security interest;

Ensuring the compliance of files and transfer for further verifications;

Ensuring customer in the portfolio to respect their engagements;

Notifying reimbursed loans and requesting a Land Tenure release;

Evaluation and monitoring officer at the procurement and contract department; CFC Headquarters.

Planning contracts for the fiscal year;

Negotiating and drafting contracts and amendments;

Ensuring the execution of ongoing contracts;

Verifying and paying bills issued by Service providers and contractors;

Processing requests and amendments made by service providers and tenderers;

Reference: Mr. ZIBI SAMBA FRANCIS, Head of the Department of Procurements and Contracts +237-*********

AFRILAND FIRST BANK: January 2010-June 2010

Account Manager.

Prospecting customers and selling services pertaining to banks and insurance companies;

Welcoming and directing customers towards the required department;

Assisting customers during loan file constitution;

Offering complex services (Devices, Card, leasing, documentary credit);

Promoting the values and culture of Afriland First Bank

ACADEMIC QUALIFICATIONS.

2012, Diplômes d’Etudes Professionnelles Approfondies in Entrepreneurial Management, at ESSEC, Douala;

2008, Master’s I in Business Laws at the Faculty of legal and political sciences, at the University of Douala;

2006, Bachelor’s Degree in Law, at the University of Douala.

OTHER QUALIFICATIONS.

Managing credit portfolio, thereby guaranteeing MFIs performance

SMEs Financial Analyst;

Ensuring quality service to customers, a guarantee for a loyal EMF customer portfolio;

Loan recovery related techniques;

SIYB trainer recognized by International Labor organization (ILO);

LANGUAGE AND COMPUTING PROFICIENCY.

French: Proficient in reading, speaking and writing;

English: Proficient in reading, speaking and writing;

Computing: Windows, Pack Office, CARTHAGO-BANK, NAFA- Micro finance, FLEXCUBE, lotus.

YEME ALIGNA JOACHIM NARCISSE

7748 FINNS LANE, APT C-2, LANHAM, MD 20706

cell phone :240-***-****

Email: *************************@*****.*** / ********@*****.***

January 2018

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