Ca 1 Loan Processor

ESTELA ESPINOSA

**** *. *** ****** 909-***-****

Pomona, CA 91766 *************@*******.*******.***

SUMMARY OF QUALIFICATIONS

Administrative support professional with more than 25 years of experience in higher education and mortgage services. Comprehensive knowledge of modern office organization, methods, procedures, practices and equipment. Extensive customer service experience and knowledge of basic accounting principles. Self-starter, possessing an exceptional ability to multi-task, effectively communicate and meet deadlines with a minimum of supervision. Proficient in Microsoft Office Suite, adept at learning new systems and software programs

PROFESSIONAL EXPERIENCE

Amerinatls, Downey, CA 04/2021-1/31/2022

Processor

Reviewing the paperwork for tenants

Processing paperwork that the tenant provided to Approve their file

Preparing excel spreadsheets

Preparing word documents

Funding -Cypress 09/2020 to 02/2021

Specialized in residential loan modifications

Assisted clients/customers with any inquiries regarding home loans and loan modifications

Reviewed and analyzed all documents to ensure signatures were accurate and all sections were completed

Managed the approval process for loan modifications

Managed all payroll and accounting

Coordinated with bank to ensure paperwork was properly submitted

Created and reviewed forms for loan modifications and refinances

Reviewed qualification documents required for loan modifications

Established working relationships with title companies, lenders and banks

Negotiated accurate pricing for modifications with lenders

Senor processor in charge of other processor

Chaffey College, Rancho Cucamonga, CA 1/2018 to 03/2020

Clinical Coordinator

Short Term Worker providing administrative support for the Health Sciences Department’s Vocational Nursing and Certified Nursing Assistant Programs

Coordinate nursing class rotations with contracted clinical facilities

Prepare required documentation for students and faculty

Research documentation using American Data Bank software (Complio)

Coordinate students’ class placement

Submit attestation forms to clinical sites

Update and order evaluation forms

Order student and faculty handbooks

Obtain instructor approvals through BVNPT

Prepare detailed spreadsheets using Excel

Submit instructor’s timesheets

Prepare and distribute add codes each semester

Track enrollment

Assist students and faculty with program inquires

Answer and route phone calls and email

Hernandez Handyman, Pomona, CA 4/2010 – 12/2016

Partner

Prepared and reviewed payroll for all employees and contractors

Marketed business for new and existing customers/clients

Managed employees’ projects and job site locations

Espinosa Mortgage, Pomona, CA 3/2008 – 12/2018

Owner

Specialized in residential loan modifications

Assisted clients/customers with any inquiries regarding home loans and loan modifications

Reviewed and analyzed all documents to ensure signatures were accurate and all sections were completed

Managed the approval process for loan modifications

Managed all payroll and accounting

Coordinated with bank to ensure paperwork was properly submitted

Created and reviewed forms for loan modifications and refinances

Reviewed qualification documents required for loan modifications

Established working relationships with title companies, lenders and banks

Negotiated accurate pricing for modifications with lenders

Custodio Gomex, Pomona, CA 9/2005 - 10/2007

Loan Processor

Managed loan process from start to finish

Submitted files to lenders for approval

Established working relationships with Orange Coast Title, Corelogic Valuation and Ontario Escrow

Reviewed all documents submitted for loan processing

Professional Mortgage Banker, Pomona, CA 8/1993 - 8/2000

Loan Processor

Prepared 30+ loans each day for customers to purchase residential properties

Managed files for refinances to be approved

Maintained constant communication with escrow companies, lenders, appraisers, title and clients

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