Randy J. Standley
Altoona, IA 50009
adp0sc@r.postjobfree.com
Experience:
First State Bank of Colfax, Colfax, IA December 3, 2018 – February 10, 2020
Vice President/Loan Officer
Loan Officer – Manage $15M Portfolio; $5M Ag, $2M Residential Real Estate, $8M Commercial Real Estate, $400MM Consumer Loans.
Compliance Officer – Conduct compliance audits – Lending and Deposits
Replenish ATM’s weekly
Conduct-Foreclosure and Recovery transactions
Individual Retirement Account Specialist
Crop Insurance Agent
Engaged bank Ag customers with Advance Trading, Inc- in order to learn to market grain
Farmers Savings Bank, Burlington, IA June 13, 2018 to December 2, 2018
Vice President and Sr. Loan Officer
Loan Officer – Manage $15M Portfolio: $0 Ag at this time, $13M Residential & Non-Residential Real Estate, $2M Consumer Loans.
One of the essential reasons for my hire at this bank was due to their recent audit findings. Recent focus has been reviewing files for necessary documentation and accuracy. Diligent work is being done in preparation of an upcoming exam.
Adair County Insurance Agency, Greenfield, IA March 22, 2018 – June 5, 2018
Licensed Agent
Life, Personal Lines, Commercial Lines, Property & Casualty and Crop insurance
Houghton State Bank, Red Oak, IA February 1, 2016 – February 7, 2017
Vice President/Loan Officer
Loan Officer – Manage $6.2M Portfolio; $3.5M Ag, $2.3M Residential Real Estate, $400MM Consumer Loans.
Manager of Cumberland, IA Branch
1.2 – Fulltime Tellers - Deposits
2.Loan Department – Lending – 2 days a week
Engaged bank with Advanced Trading, Inc-to work with customers on how to market grain
US Bank, Vice President, Relationship Manager December 2014 – August 2015
First State Bank of Colfax, Colfax, IA August 2011 – November 2014
Vice President/Loan Officer
Loan Officer – Manage $23M Portfolio; $13M Ag, $2M Residential Real Estate, $8M Commercial Real Estate, $400MM Consumer Loans.
Compliance Officer – Conduct compliance audits – Lending and Deposits
Replenish ATM’s weekly
Conduct-Foreclosure and Recovery transactions
Individual Retirement Account Specialist
Crop Insurance Agent
Interim President
+$13M overall business in 3 years
Engaged bank Ag customers with Advance Trading, Inc- in order to learn to market grain
Farmers & Merchants State Bank, Orient, IA November 2007 – December 2010
Branch Manager/Loan Officer
Managed a $7M Loan Portfolio; Ag $5.1M, Real Estate $1.5M, $400MM Consumer Loans
Manage the Branch Office of Farmers & Merchants State Bank in Orient, IA.
Position was responsible for everyday situations such as Customer Service, Employees, and Building Maintenance.
Assist employees, if needed, with Teller Station or open new accounts such as DDA accounts, Savings, Certificates of Deposit, etc. Manage each loan from current balance sheet or application to Underwriting, Annual Financials and making sure all files have appropriate documents in the files.
Attend weekly Loan Committee Meetings and monthly Marketing Meetings in Winterset, IA (Main Bank).
Originally planned to build new bank in Greenfield, IA. My duties were to manage Orient, IA bank and Greenfield, IA bank. This did not materialize.
First National Bank, Fontanelle, IA May 2000 - November 2007
Loan Officer
Managed a $23M Loan Portfolio; $14.5M in Ag, $4.5M in Commercial, $3.5MM in Real Estate and $500MM in Personal Loans.
Responsibilities were to process each loan from current balance sheet or application, preliminary title opinions, lien search, UCC-1 filing, appraisals, underwriting, construction loans, mortgage filed, final title opinions.
Conducted Annual, Quarterly and Daily Audit Test on Loans, DDA Accounts, Certificates and Savings Accounts
Farmers Electric Cooperative, Inc., Greenfield, IA October 1997 - May 2000
Accountant
Worked with Accounting Departments: Accounts Receivable, Counts Payable, General Ledger, Inventory.
Implemented a Rate Study for Farmers Electric to allocate the cost per kilowatt hour for Residential, Commercial and Industrial members. Farmers Electric had 5,500 members on 1,800 miles of distribution line.
Farm Manager, Greenfield, IA October 1992 – Present
Manage my own farm ground
Cow/Calve Operation 1992 - 1999
Assist with parent’s farms and Cow/Calve Operation-present
Cardinal Insulated Glass, Greenfield, IA May 1987 - September1997
Factory Worker
Education, Training, and Professional Designations:
Buena Vista University 2000-BA Degree-Majored in Accounting
Des Moines Area Community College 1986-AA Degree
Licensed to Originate Residential and Commercial Real Estate Loans #698398
Licensed Agent to solicit Credit Life and Disability Insurance - expired
Licensed Agent to solicit Crop Insurance-Farmers Mutual Hail Insurance - eCrop expired
Individual Retirement Accounts Specialist
Certified Compliance Officer in Lending and Deposits
Many Webinars for Flood Insurance, The Mortgage Cycle, Loan Reviews, etc.
Web Equity
FAT Tool
Insurance Licensing; Crop, Personal Lines, Commercial Lines and Life
Licensed Agent to solicit Crop Insurance-Adair County Mutual Insurance
Computer Experience:
Lending Software;
Laser Pro
Arta Lending
Web Equity Manager + FAT Tool
Farm Equity Manager
Spreadsheets
Computer Software
Laser Pro
Fusion
Hogan
Excel, Word
Navigator
ITI
Bancado
CORE
AOW
Solomon IV
Windows Vista
Windows XP
Windows 2000.
Insurance Software
Volunteer Work:
Red Oak Ambassadors 2016 - 2017
Colfax Main Street
Treasurer 2011-2012
Mayor of Greenfield, IA
Mayor-2008-2011 (4yr term)
5 Member Council
Main Street City
Population 1,989
City Works Department
Department Head and 5 Street workers
Greenfield Municipal
Department Head and 6 Utilities workers
Greenfield Police Department
Chief of Police and 2 Officers
City Council Greenfield, IA
5 Member Board
Board Member 2006-2008
Chamber of Commerce/ Main Street/ Development Corp. Greenfield, IA
Member of the 8 Member Board
127 Members of Non- Profit Organization
President 2007-2008
Treasurer 2002-2006
Greenfield Lions Club Greenfield, IA
Member of the 5 Member Board
38 Member Club -Present
President 2005-2011
Treasurer 2000-2004
Youth Sports Greenfield, IA
Coach & Referee- High School Soccer, Baseball, Softball
AAU and Iowa Games