Sales Executive Relationship Manager
Resume:
Divjot Singh Nanda
***************@*****.***
Contact No. :- +91-941******* / +91-972*******
Snapshot
Decisive, result oriented individual offering 9 yrs plus of Experience in Working Capital, Unsecured Business Loans, Mortgages loans and credit options.
WORK EXPERIENCE:
Company: Utkarsh Small Finance Bank Ltd
Designation: Relationship Manager
Industry: Banking / Financial Services.
Department: Wholesale Banking
Date Of Joining: 21
st
June 2021 – To Till Date
JOB RESPONSIBILITES:
• Acquisition and analysis of mortgage Loan requirement of the clients on the basis of financial credibility and stability of the firm.
• Co-ordination of cases for smooth movement from credit to disbursement.
• Fulfilling the legal related requirement in case to case basis.
• Relationship handling with the clients- In terms of clients documents submission and closing the deferrals.
• Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Company: HDFC Bank Ltd
Designation: Sales Manager
Industry: Banking / Financial Services.
Department: Business Banking Mortgages (LAP)
Date Of Joining: 13
th
November 2019 – 11
th
June 2021
Company: Axis Bank Ltd
Designation: Sales Relationship Manager
Industry: Banking / Financial Services.
Department: Working Capital & Unsecured Business Loan (SBB) Small Business Banking Date Of Joining: 6
th
April 2016 – 17
th
October 2019
Company: Indusind Bank Ltd
Designation: Relationship Manager- SME
Industry: Banking / Financial Services.
Department: Working Capital (BBG) Business Banking Group Date Of Joining: 20
th
July 2015 – 3
rd
April 2016
Company: DCB Bank Ltd
Designation: Relationship Manager- SME
Industry: Banking / Financial Services.
Department: Working Capital
Duration: July 2014 To July 2015
Company: HBL Global Pvt Ltd. (Unit of HDFC BANK LTD.) Designation: Sales Executive.
Industry: Banking / Financial Services.
Department: Working Capital (EEG) Emerging Enterprise Group. Duration: September 2012 To July 2014
EDUCATIONAL QUALIFICATION:
• Certificate in Trade Finance ( DCB Bank )
• MBA in Finance : Shobbhit University (Distance Learning)
• B.COM: Lucknow University, 2010
• Intermediate: St. Teresa’s Day School & College [Affiliated to ISC], 2007
• High School: St. Paul’s College [Affiliated to ICSE], 2005 SKILLS:
• Understanding working capital requirement of a client/company.
• Groom segregating the actual need of a client from the umbrella product offering. Technical Skills:
• Tally 7.2
• Specialization in Computers with technical, professional and communications skills. PERSONAL DETAILS:
Date Of Birth : 15 May, 1987
Father’s Name : Mr. Inderpal Singh Nanda
Mother’s Name : Mrs. Manjeet Kaur
Languages Know : English, Hindi and Punjabi
Permanent Address : 279/46 Dr. Mathur Building, Pandariba, Charbagh, Lucknow. Marital Status : Married
Passport Details:
Passport No. : Z4238043
Date Of Issue : 18/01/2019
Date Of Expiry : 17/07/2029
DECLARATION:
I hereby declare that all the information provided above is true and best of my knowledge. Place: Lucknow ( Divjot Singh Nanda)
Date: 12/08/2021
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