Divjot Singh Nanda

adom9r@r.postjobfree.com

Contact No. :- +91-941******* / +91-972*******

Snapshot

Decisive, result oriented individual offering 9 yrs plus of Experience in Working Capital, Unsecured Business Loans, Mortgages loans and credit options.

WORK EXPERIENCE:

Company: Utkarsh Small Finance Bank Ltd

Designation: Relationship Manager

Industry: Banking / Financial Services.

Department: Wholesale Banking

Date Of Joining: 21

st

June 2021 – To Till Date

JOB RESPONSIBILITES:

• Acquisition and analysis of mortgage Loan requirement of the clients on the basis of financial credibility and stability of the firm.

• Co-ordination of cases for smooth movement from credit to disbursement.

• Fulfilling the legal related requirement in case to case basis.

• Relationship handling with the clients- In terms of clients documents submission and closing the deferrals.

• Approve loans within specified limits, and refer loan applications outside those limits to management for approval.

• Meet with applicants to obtain information for loan applications and to answer questions about the process.

• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Company: HDFC Bank Ltd

Designation: Sales Manager

Industry: Banking / Financial Services.

Department: Business Banking Mortgages (LAP)

Date Of Joining: 13

th

November 2019 – 11

th

June 2021

Company: Axis Bank Ltd

Designation: Sales Relationship Manager

Industry: Banking / Financial Services.

Department: Working Capital & Unsecured Business Loan (SBB) Small Business Banking Date Of Joining: 6

th

April 2016 – 17

th

October 2019

Company: Indusind Bank Ltd

Designation: Relationship Manager- SME

Industry: Banking / Financial Services.

Department: Working Capital (BBG) Business Banking Group Date Of Joining: 20

th

July 2015 – 3

rd

April 2016

Company: DCB Bank Ltd

Designation: Relationship Manager- SME

Industry: Banking / Financial Services.

Department: Working Capital

Duration: July 2014 To July 2015

Company: HBL Global Pvt Ltd. (Unit of HDFC BANK LTD.) Designation: Sales Executive.

Industry: Banking / Financial Services.

Department: Working Capital (EEG) Emerging Enterprise Group. Duration: September 2012 To July 2014

EDUCATIONAL QUALIFICATION:

• Certificate in Trade Finance ( DCB Bank )

• MBA in Finance : Shobbhit University (Distance Learning)

• B.COM: Lucknow University, 2010

• Intermediate: St. Teresa’s Day School & College [Affiliated to ISC], 2007

• High School: St. Paul’s College [Affiliated to ICSE], 2005 SKILLS:

• Understanding working capital requirement of a client/company.

• Groom segregating the actual need of a client from the umbrella product offering. Technical Skills:

• Tally 7.2

• Specialization in Computers with technical, professional and communications skills. PERSONAL DETAILS:

Date Of Birth : 15 May, 1987

Father’s Name : Mr. Inderpal Singh Nanda

Mother’s Name : Mrs. Manjeet Kaur

Languages Know : English, Hindi and Punjabi

Permanent Address : 279/46 Dr. Mathur Building, Pandariba, Charbagh, Lucknow. Marital Status : Married

Passport Details:

Passport No. : Z4238043

Date Of Issue : 18/01/2019

Date Of Expiry : 17/07/2029

DECLARATION:

I hereby declare that all the information provided above is true and best of my knowledge. Place: Lucknow ( Divjot Singh Nanda)

Date: 12/08/2021

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