Mortgage Underwriter Escrow Officer

Iesha P. Smith

*** * ******** ***.************, In. 46201 317-***-**** adoia3@r.postjobfree.com

OBJECTIVE

Looking to posses a position with an upward company that will allow me a chance to have a positive and beneficial influence to the product being offered. EXPERIENCE

Stewart Title (Escrow Officer/Closer) 3/2019 - 10/2020, duties include but not limited to processing and finalizing real estate deals, ensure all aspects of the property agreement have been met and to complete the legal paper work and transfer of funds once the transaction has been finalized. As a closer I witnessed the signing of all closing documents, witnessed that they were signed and dated properly by buyers/sellers, explained all document's meanings and offered answers if questions arose from all parties ordered title, and lien payoffs prepared lien releases.

(Retail)

Stonegate Mortgage, (Mortgage underwriter), 12/2012 - 3/2019, duties include but not limited to reviewing mortgage loan applications deciding on its approval or rejection by evaluating the applicants eligibility review financial documents, credit reports, applicable ratios (DTI/LTV), reviewed appraisals for property evaluations and various factors, reviewed documents (RESPA) for accuracy and completeness for compliance to ensure the loan was marketable .

(Wholesale)

National City Bank dba First Franklin Financial (Loan Processor/Underwriter) 05/2005-08/2012, duties include but not limited to preparing loan files and submitting them to underwriting/banks or Mtg Lenders for approval, ensure all documents and signatures are in order prior to submission, interviewing, assessing and researching loan applicants. Acting as the liaison between potential clients, financial institutions, conducting client evaluations, credit reports, researching and preparing loan package documentations. As an underwriter duties include but not limited to reviewing mortgage loan applications deciding on its approval or rejection by evaluating the applicants eligibility review financial documents, credit reports, applicable ratios (DTI/LTV), reviewed appraisals for property evaluations and various factors, reviewed documents (RESPA) for accuracy and completeness for compliance to ensure the loan was marketable .

EDUCATION

Lawrence North High School Diploma graduated in 1994 with college preparatory classes, Marketing, finance, and advertising and participated in the DECA program. Ivy Tech Community College

2011, Pre Law

KNOWLEDGE OF

Calyx Point, Encompass 360, Encompass Digital Mortgage Solutions, Fannie Mae DU, Freddie Mac Loan Advisor. LP (Loan Prospector) Microsoft Windows 7, 8, 10, Vista, and XP REFERENCES

Tanisha Nance, prior coworker, known for over 20 yrs, Liberty Mutual, Claims 317-***-**** Kevin Obanion, prior coworker, known for over 15 yrs, United Healthcare, 317-***-**** Tony Jamison, Manager/Business Owner known for over 21 yrs, 317-***-****

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