CHI KELVIN CHO

609-***-****

adnks8@r.postjobfree.com

PROFESSIONAL SUMMARY

Mortgage industry professional with over 6 years of loan processing experience and a comprehensive knowledge of conventional and government loans.

Thorough in gathering borrower information, verifying loan document and reviewing file documentation to guide each loan from preapproval to closing

Computer savvy in MS Office suite and proprietary mortgage processing software.

Highly motivated multi-tasker who can prioritize to ensure all projects are completed accurately and on time.

Working knowledge of FHA, FHLMC, FNMA and HUD servicing guidelines, individual state FC, BK and EV guidelines.

Advanced knowledge on residential mortgage loan documents (Foreclosure, Bankruptcy, Eviction, modification) and document functions.

Team player and detail oriented.

COMPUTER SKILLS

Excellent computer skills including MS Word, Excel, Power pivot, Outlook, Power Point and Publisher, loan software ( Encompass) Proficient in Customer Service, Citrix, CsPro, Lotus, Avaya, Aim, PKT, SPD and Mortgage software Programs (MSP)

PROFESSIONAL EXPERIENCE

Home Community Mortgage, Dallas TX

Mortgage Loan Processor Nov 2015 – June 2021

Process Conventional loans from set up to submission, from condition to close.

Review residential loan application files to verity that application is complete and meet establishment standards, including type and amount of mortgage, borrower assets, liabilities and length of employment

Submit mortgage loan application files for underwriting approval.

Research borrower accounts utilizing various customer system

Cross-reference information documented on loan application with source document for accuracy and completeness.

Aware of and adheres to all state and federal regulations.

Recommend that loan not meeting standard is denied.

Manage a pipeline of approximately 40 loans effectively

EDUCATION

University of Buea, LLB Law

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