*b report
Credit Report Date: Feb **, ****
Score
693
Fair
Very Poor Excellent
Score Factors
Personal Information
Name Thomas F. Sternfield
Also Known As
Date of Birth 06/21/1948
Address
1 HARBOR POINT RD APT 1853 STAMFORD CONNECTICUT 06902
Previous Address(es)
4 CHIEFTANS RD GREENWICH CONNECTICUT 06831
145 W 67TH ST APT 38C NEW YORK NEW YORK 10023
160 W 66TH ST APT 36J NEW YORK NEW YORK 10023
3007 HERMOSA AVE HERMOSA BEACH CALIFORNIA 90254
Summary
Total Accounts 10
Open Accounts 5
Closed Accounts 5
Total Balances $77788
Total Monthly Payments $2017
Inquiries 0
Public Records 0
Length of History Mar 24, 1981
Credit Used Equifax
Revolving Debt $55033
Revolving Credit Limit $85900
Revolving Credit Usage 64.0%
Real Estate Debt 0
Installment Debt $22755
Total Debt $22755
Accounts
OK Current
30 30 Days Late
60 60 Days Late
90 90 Days Late
120 120 Days Late
150 150 Days Late
180 180 Days Late
PP Payment Plan
RF Repossession Foreclosure
CO Collection Charge Off
NA Not Available
GOLDMAN SACHS BANK Equifax
Account Number PL0101203XXXX
Account Type Installment
Account Status Open
Payment Status PAYS AS AGREED
Account Balance $8283
High Balance $10000
Date Opened 05/13/2020
Limit $0
Amount Past Due
Date Last Reported 01/31/2021
Date Opened 05/13/2020
Repayment History
J F M A M J J A S O N D
2020 OK OK OK OK OK OK OK OK
TOYOTA MOTOR LEASING Equifax
Account Number 20492SXXXX
Account Type Installment
Account Status Open
Payment Status PAYS AS AGREED
Account Balance $14472
High Balance $21708
Date Opened 03/19/2020
Limit $0
Amount Past Due
Date Last Reported 01/29/2021
Date Opened 03/19/2020
Repayment History
J F M A M J J A S O N D
2020 OK OK OK OK OK OK OK OK OK OK
TOYOTA MOTOR LEASING Equifax
Account Number 20372VXXXX
Account Type Installment
Account Status Closed
Payment Status PAYS AS AGREED
Account Balance $0
High Balance $18900
Date Opened 09/27/2017
Limit $0
Amount Past Due
Date Last Reported 11/01/2020
Date Opened 09/27/2017
Repayment History
J F M A M J J A S O N D
2020 NA NA NA NA NA NA OK OK OK OK OK OK
2019 OK OK OK OK OK OK OK OK OK OK OK OK
2018 OK OK OK OK OK OK OK OK OK OK OK OK
2017 OK OK
TOYOTA MOTOR LEASING Equifax
Account Number 20372PXXXX
Account Type Installment
Account Status Closed
Payment Status PAYS AS AGREED
Account Balance $0
High Balance $15825
Date Opened 01/21/2015
Limit $0
Amount Past Due
Date Last Reported 12/31/2017
Date Opened 01/21/2015
Repayment History
J F M A M J J A S O N D
2017 OK OK OK OK OK OK OK OK OK OK NA NA
2016 NA NA NA NA NA NA NA NA NA NA NA NA
2015 NA NA NA NA NA NA NA NA NA NA NA -
TOYOTA MOTOR LEASING Equifax
Account Number 20372MXXXX
Account Type Installment
Account Status Closed
Payment Status PAYS AS AGREED
Account Balance $0
High Balance $15825
Date Opened 10/25/2013
Limit $0
Amount Past Due
Date Last Reported 02/28/2015
Date Opened 10/25/2013
Repayment History
J F M A M J J A S O N D
No payment data available for display
TOYOTA MOTOR LEASING Equifax
Account Number 405326XXXX
Account Type Installment
Account Status Closed
Payment Status PAYS AS AGREED
Account Balance $0
High Balance $20464
Date Opened 04/30/2010
Limit $0
Amount Past Due
Date Last Reported 11/30/2013
Date Opened 04/30/2010
Repayment History
J F M A M J J A S O N D
No payment data available for display
JPMCB - CARD SERVICE Equifax
Account Number 438854007656XXXX
Account Type Revolving
Account Status Open
Payment Status PAYS AS AGREED
Account Balance $16750
High Balance $16750
Date Opened 12/11/2013
Limit $32000
Amount Past Due
Date Last Reported 02/10/2021
Date Opened 12/11/2013
Repayment History
J F M A M J J A S O N D
2019 OK OK OK OK OK OK OK OK OK OK OK OK
2018 OK OK OK OK OK OK OK OK OK OK OK OK
2017 OK OK OK OK OK OK OK OK OK OK OK OK
2016 OK OK OK OK OK OK OK OK OK OK OK OK
2015 NA NA NA NA NA NA NA NA NA NA NA NA
2014 NA NA NA NA NA NA NA NA NA NA NA NA
2013 NA NA NA NA NA NA NA NA NA
AMERICAN EXPRESS Equifax
Account Number -349991853902XXXX
Account Type Revolving
Account Status Open
Payment Status PAYS AS AGREED
Account Balance $18256
High Balance $31175
Date Opened 06/20/2006
Limit $33900
Amount Past Due
Date Last Reported 02/04/2021
Date Opened 06/20/2006
Repayment History
J F M A M J J A S O N D
2012 OK OK OK OK OK OK OK OK OK OK OK OK
2011 OK OK OK OK OK OK OK OK OK OK OK OK
2010 OK OK OK OK OK OK OK OK OK OK OK OK
2009 OK OK OK OK OK OK OK OK OK OK OK OK
2008 NA NA NA NA NA NA NA NA NA NA NA NA
2007 NA NA NA NA NA NA NA NA NA NA NA NA
2006 NA NA NA NA NA NA NA NA NA
USAA SAVINGS BANK Equifax
Account Number 404644000476XXXX
Account Type Revolving
Account Status Open
Payment Status PAYS AS AGREED
Account Balance $20027
High Balance $20027
Date Opened 10/16/1987
Limit $20000
Amount Past Due
Date Last Reported 01/26/2021
Date Opened 10/16/1987
Repayment History
J F M A M J J A S O N D
1993 OK OK OK OK OK OK OK OK OK OK OK OK
1992 OK OK OK OK OK OK OK OK OK OK OK OK
1991 OK OK OK OK OK OK OK OK OK OK OK OK
1990 OK OK OK OK OK OK OK OK OK OK OK NA
1989 NA NA NA NA NA NA NA NA NA NA NA NA
1988 NA NA NA NA NA NA NA NA NA NA NA NA
1987 NA NA NA NA NA NA NA NA NA
CAPITAL ONE / NEIMAN Equifax
Account Number 4910476XXXX
Account Type Revolving
Account Status Closed
Payment Status PAYS AS AGREED
Account Balance $0
High Balance $4275
Date Opened 04/13/2010
Limit $20000
Amount Past Due
Date Last Reported 04/13/2013
Date Opened 04/13/2010
Repayment History
J F M A M J J A S O N D
No payment data available for display
Inquiry