Keletso Praises Modise
P O Box *****, Gaborone, Botswana. Cell +267-********), Tlokweng Plot 6670,
*******@***.**.**
A result driven, articulate and a qualified person, hardworking, able to communicate fluently and effectively with people from all backgrounds, able to present products in a professional way face to face. I am a fast learner, very keen to learn, open to new ideas and methods, energetic, motivated, determined and focused person who wants to grow with the company and add to its success.
1.EMPLOYMENT
BBS LIMITED
LOANS CONSULTANT (COLLECTIONS)
September 2020-Present
Ensuring proper and prompt follow up of accounts in arrears.
Adheres to bank policies and procedures.
Demonstrate products knowledge.
Ensuring customer satisfaction to reduce customer queries and improving
turnaround time.
Making follow ups on customer with arrears for collection purposes.
Managing and ensuring there is effective reporting on monthly arrears, mortgage debtors’ account.
Monitoring effectively of accounts customer satisfaction, reduce customer queries and improve turnaround time.
Ensuring customer satisfaction to reduce customer queries and improving turnaround time.
Risk management, ensuring that there are no reoccurring audit findings which are within my control.
Issuing of bank statements, Tax Letters and mortgage balances to customers.
Processing of payments vouchers.
Processing of journals.
Processing of Funds Transfer between accounts.
Processing of Direct Debits and Stop Order mandates.
Attending to all telephone and walk in enquiries.
LOANS ASSISTANT
November 2015-Present
Processing of relevant documentation for customers applying for loans after decision making.
Maintenance of limits and Collaterals.
Assisting with Credit Scoring Maintenance.
Processing of customer accounts opening after approval.
Processes reports on Letters prepared during each month.
Customer service upheld.
Preparing instructions to bond and Letters of Undertaking.
Assisting valuers with clients’ information.
Filing valuations after capturing collaterals.
SALES CONSULTANT
November 2010-November 2015
Processing of direct debits and stop orders
Processing of share redemptions
Receiving, reviewing and processing loan applications
Processing preliminary documentation on loan requests
Processing of offer letters and facility agreement contracts for customers’ acceptance
Cross selling banking products
Accepting signed offer letters from customers and liaise with Assistant Loans Officer
Follow up on issued offer letters and maintain a commitment register
Processing of Instruction to Bonds, Letter of Undertaking and maintaining a register
Processing of customer accounts opening
Resolves customers’ requests and questions promptly and courteously
Keeps customers properly informed of Bank loan policies and services
Attends to all telephone and walk in enquiries
Processes customer affordability by using the credit scoring model and recommends for approval
Capturing data into the system
2. KEY SKILLS/ABILITIES
Excellent communication and interpersonal skills
Relationship building
Good Customer service
Knowledge of Microsoft Word, Excel, Outlook and PowerPoint
Hard worker and Cooperative
Positive thinking
Excellent financial skills
Leadership and supervisory skills
3.EDUCATION
Botswana Accountancy College
January 2008-June 2010-AAT level 4-Association of Accounting Technicians
Botswana Institute of Bankers & Finance
January 2018-November 2020-Certificate in Banking
Naledi Development Trust
March 2005-April 2007-CABS-Certificate in Accounting & Business Studies
4.REFEREES
1.Ms. Refilwe Lefhoko
BBS Limited
3971396
71325488
********@***.**.**
2.Mrs. Oarabile Shinga Poiso
BBS Limited
3971396
71336672
*******@***.**.**
3.Mr. Dzene Mayila
BBS Limited
3971396
72111353
*******@***.**.**