K.R.(Vish)Vishwanath

***** * ******* ***** **, Dunlap, IL 61525

admk5o@r.postjobfree.com

847-***-****

Senior Executive Management Professional with about 30 years corporate experience including executive leadership, P&L management, technology and risk management in a global environment.

SUMMARY OF QUALIFICATIONS

Unique executive style of servant leadership with impeccable level of integrity

About 30 years overall corporate experience with leading Fortune 100 companies

Complete P&L management managing global client relationship

Effectively managed partnership / relationship with fellow C level and senior executives

Over 15 years’ experience in innovation, solution development and deployment utilizing leading edge technology in the financial services industry

Solid experience in risk management pioneering research and development

Exceptional problem solver driven to succeed in a team environment with strong interpersonal skills

Superb mentor, inspirational leader who motivates people to perform at peak levels

Bottom line driven while ensuring employee growth and development

Faculty member at Dominican University teaching MBA courses in Economics, Management Information Systems and Organizational Behavior. Have taught in Executive MBA program in Europe.

SELECTED CAREER ACCOMPLISHMENT

.

Executive / P&L Management

CEO of two small companies, rescued and revitalized analytics company establishing robust client relationship

Implemented six sigma methodologies and gained ISO certification

Played key role in the turnaround of Sears Credit

Managed risk of $30 billion Sears Credit portfolio and achieved industry best returns – one of the lowest write off rates and highest direct mail response rates

Offered and declined CIO position at Sears Credit

Senior Executive – Vice- President and Officer level experience in Fortune 100 Companies

Information Technology

oConceptualized, developed and implemented, inexpensive but highly effective CRM system. The architecture

oincluded the use of Axiom’s Solvitur product and coupling existing modules. Was invited by Australian Direct Marketing Association to give talks on the solution, in Sydney and Melbourne, Australia.

oDeveloped IT platform for on - demand deployment of risk assessment mathematical models. Industry standard is still 6 months to a year for new deployment.

oLed and managed the formulation, development and deployment of massive projects such as Prospect database (all US Households), Risk Management Systems, Application Assessment System, etc. All projects were on time and at, or below budget.

oDeveloped the IT platform for continuous intra cycle risk assessment for revolving products.

oWas offered Credit CIO position (but declined) based on IT knowledge of risk systems.

oAccumulated nearly 200 pages of information per customer (on 60 million customers) with 90% + compression of data.

oDeveloped adaptive learning system to continuously learn from customer input.

oOutsourced to India, key IT functions to keep down cost of product delivery to customer.

oTaught Management Information Systems (MBA) course for a number of years.

Teaching

Assisted Dean, Brennen School of Business to re visualize strategic direction of Business School. Chosen by Dean

to serve on the faculty strategic planning team to advance a more refined vision and mission and foster strategic

thrusts geared towards making business programs more experience- based learning, while strengthening academic

rigor and advance student placement.

Courses Taught:

Graduate: Management Information Systems, Organization Behavior, Organizational Design and Analysis,

Strategic Management, International Business.

Undergraduate: International Business, Management, Business Policy, Seminar on Technology and Spirituality.

Risk Management / Risk Technology / Technology

Developed and deployed in-house risk management platform, including leading edge risk and marketing statistical models and delivery mechanisms

Fundamentally reengineered risk management through out-of- the box thinking

Conceptualized, developed and implemented (first in the financial services industry) mathematical models for fraud prevention using statistical models, neural networks artificial intelligence and hybrid technologies.

Generated multiple succeeding generations of risk and marketing analytic solutions

Bottom Line

Helped generate $800 million to the bottom line at Sears Credit in three years through world-class risk management and technology.

Managed $30 billion Sears Credit portfolio with Loss Provision budget of $2.5 billion and an operating budget of $200 million

Created first fraud prevention delivery system at American Express in the early 90s to bring $40 million in fraud reduction through mathematical models

Budgeting / Cost Management

Successfully worked with partners / suppliers in continuously effecting productivity improvements in a shared value environment

Rarely known to miss budget targets while maintaining morale at a high level

Team Building / Leadership

Consistently rated high in 360 feedback surveys

Provided exceptional servant leadership, direction and support for teams as small as 15 to as high as 1800

Fostered and nurtured an environment of trust and sharing within teams

Inspired reengineering / paradigm shift way of thinking in every team I have led

PROFESSIONAL EXPERIENCE

Symphony Technology Group LLC

June 2007 - June 2008

Head of Technology, IRI, Inc.

Symphony Technology Group LLC

Nov 2006 - June 2007

CEO, ImmediateFX

Independent Consultant

June 2004 – Nov 2006

EPICENTER TECHNOLOGIES PVT. LTD.

Jan 2003 – June 2004

CEO and Managing Director

SEARS Roebuck & CO

Dec 1996 – Oct 2002

Officer of Company, Vice-President, Risk Management & Credit Analytics

GE Capital RFS

Vice President, Risk Modeling/Analysis

June 1996 – Dec 1996

American Express

Jan 1996 – June 1996

Vice- President, International Merchant Processing Reengineering

AT&T Universal Card Services

Feb 1995 – Jan 1996

Vice President, Credit Strategy/Scoring Technology

American Express

May 1988 - Feb 1995

Vice President, Fraud Prevention & Credit Research

Vish and Associates, Management Consultants

May 1986 – May 1988

Management consulting targeting small to medium sized firms.

NCR Corporation

May 1980 – Apr 1986

Senior Manager/Consultant, Corporate Planning/Corporate Pricing

EDUCATION AND TRAINING

Doctor of Business Administration

University of Wisconsin, Whitewater:

Dissertation Topic: Antecedents and consequences of relational

embeddedness and technology ambidexterity on business success.

Master of Science Master of Business Administration

Management Science Marketing, Finance

School of Engineering, University of Poona,

University of Dayton, Poona, India

Dayton, Ohio

Bachelor of Science (Hons),

Economics

University of Poona, Poona, India

Leadership Training, Center for Creative Leadership

Consulting:

Risk Management Consultant – Financial Services startup in the ESOP Arbitrage space encompasses microfinance; Risk Management architecture seeks to optimize risk exposure within an innovative first of its kind dual key investment while maximizing market opportunities. Market expansion is solely a function of robust risk mitigation.

Cloud Based Enterprise Resource Planning Consultant - Enterprise Resource Planning Software solution for small to medium size businesses providing end-to-end enterprise solution on the Cloud. Holistically connects all functions of the organization without any capital deployment.

Considering opening Consulting Partnership focused on small to medium businesses and turning around sick companies.

Research Publications / Conference Presentations:

Servant Professorship and Its Implications: Coauthored with Arvid Johnson; presented by Johnson at The International Academy of Business and Public Administration Disciplines Conference, January 2011, Orlando, Florida. Published in Conference Proceedings (Vol 8, No.1).

Integrating Sustainability in MBA / EMBA Programs: A Two Country Comparison: Coauthored with Al Roosenbloom, Shiv Tripathi and Douglass Ross; International Journal of Case Method Research & Application (2014) XXVI,1.

Current Research Interests:

Religious Basis of Business Profits, Interest Charge and Economic Justice – A multi religion comparison with Raz Khalid and Bill George.

Servant Leadership – A necessary ingredient for successful sustainability.

Working Papers:

Antecedents and consequences of Technology Ambidexterity on Business success.

Antecedents and consequences of Relational Embeddedness on Business success.

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