RUTH S. FLINTOFT

***** *. *** *****, **** *

Phoenix, AZ 85027

Mobile: 602-***-****

Email: adm6ht@r.postjobfree.com

Having established myself in the field of field of accounting, accounting management, construction financial management, construction accounting and audit, commercial real estate lending, commercial real estate valuations, systems automation and insurance portfolio management as an accomplished, versatile and well-qualified candidate for a position within your organization, I am submitting my resume for your review.

Highlighted for your consideration is a brief outline of my academic and career achievements in the field of accounting. As a prospective member of your organization, I feel my strongest and most marketable assets lie in the following areas:

Extensive experience in construction financial management and constructions audits.

Extensive experience processing AIA Pay application.

Extensive experience with cost containment

Excellent leadership and team building skills.

Ability to develop and integrate effective internal controls, programs and policies to enhance workflow, efficiency and quality.

My desire is to gain employment with an organization that can most effectively capitalize on my current skills while offering opportunities for continued career growth. I am confident that my experience, training and significant career achievements will allow me to become a valued and productive member of your organization. A personal interview would be greatly appreciated.

Thank you for your time and consideration of the enclosed resume. I look forward to hearing from you in the near future.

Sincerely,

Ruth S. Flintoft

RUTH S. FLINTOFT

20250 N. 6th Drive, Unit 3

Phoenix, AZ 85027

Mobile: 602-***-****

Email: adm6ht@r.postjobfree.com

SUMMARY:

Results oriented accounting/finance professional with significant experience in construction project finance management, project development, marketing of business process improvement initiative and insurance portfolio management. Adapt at problem solving, proficient at planning and organizing, with strong listening, communication, and interpersonal skills. Highly focused on change management initiative and motivated by creating practical solutions to challenging management opportunities.

SPECIALTIES

Financial Management and Corporate Accounting Reporting

Cost Containment

System Conversions

Construction Financial Management

Insurance Portfolio Management

Commercial Construction Loan Management and Structuring

Commercial Real Estate Valuations

HIGHLIGHTS:

Skilled in the coordination, planning and execution of accounting programs, policies, internal controls and procedures.

Highly proficient in cost accounting. Assist in department budgets and periodic forecasts updates.

Extensive experienced in commercial real estate portfolio audits.

Construction Project Finance Audits. Prepare monthly journal entries, general ledger and assist in monthly consolidation process.

EMPLOYMENT OVERVIEW:

Ruth Flintoft Insurance August 2020-Present

Phoenix, AZ

JOB TITLE: Insurance Agent

Responsible for day-to-day operation of agency to include staff management, policy reviews, and initial underwriting for clients insurance needs.

Develops base for long term sources of clients using referrals, occupational, and special groups of interest to compile list of prospects.

Manage relationships between clients including providing excellent customer service to policy holders.

Utilizes insurance carriers marketing systems to reach potential customer for our insurance and financial products.

Attend networking and sale events, trade shows and community events.

Ruth Flintoft Agency, American Family Insurance June 2012 - June 2020

Ruth Flintoft, LLC

Phoenix, Arizona

JOB TITLE: Lead Insurance Agent

Responsible for day-to-day operation of agency to include staff management, policy reviews, and initial underwriting for clients insurance needs.

Develops base for long term sources of clients using referrals, occupational, and special groups of interest to compile list of prospects.

Manage relationships between clients including providing excellent customer service to policy holders.

Utilizes American Family marketing systems to reach potential customer for our insurance and financial products.

Attend networking and sale events, trade shows and community events.

Attend monthly sales/products corporate/district meetings.

RCS Construction Management Services May 2008 - June 2012

RCS Valuation & Inspection Services, LLC

Phoenix, Arizona

JOB TITLE: Contractor

Responsible for analyzing market data information such as supply and demand, comparable sales, leases, construction costs, neighborhood analysis and preparation of evaluation report for commercial real estate properties.

Performs property inspection to include photographs and on-site measurements.

Project cost monitoring, budgeting, work in progress reporting and AIA pay application processing.

Project auditing for completed construction projects and ongoing construction.

Clients: Wells Fargo Bank, N.A.

University of Minnesota

CoBiz Financial

Wells Fargo Bank, N.A. July 2006 - May 2008

Phoenix, Arizona

JOB TITLE: Vice President - Relationship Manager, Commercial Real Estate Services

Responsible for the Accounting Reporting of Commercial Real Estate Construction Loans within the Regional Business Banking Group in Arizona.

Provide Commercial Real Estate underwriting and construction lending support for both existing and prospective Wells Fargo Bank Customers.

Completes documentation services including engagement, review and problem resolution of all third-party reports, collateral and construction documents.

Project cost monitoring, budgeting, work in progress reporting and AIA pay application processing.

Provide assistance with structuring and drafting proposals for final approval.

Create Financial Risk Analysis for all proposed Real Estate and Construction loans.

Assist in developing estimates and initial Project Reviews.

Coordinate and conduct loan closing and funding of loan proceeds.

Facilitate the resolution of real estate technical exceptions such as final title policies and recorded documents.

Manage the construction loan disbursement and progress payment including hiring of inspecting engineers.

Daily involvements with clients, architects, and sub-contractors and project managers.

Develop new relationship with potential clients with real estate needs.

Achievements: Managed over 100 successful Construction loan projects in Nevada, New Mexico and Arizona.

Wells Fargo Bank, N.A. July 2005 - May 2006

Phoenix, Arizona

JOB TITLE: Construction Loan Manager – Small Business Administration

Responsible for the Accounting Reporting of Construction Loans in the Phoenix Branch.

Project cost monitoring, budgeting, work in progress reporting and AIA pay application processing.

Responsible for implementing processes that may be carried out efficiently and effectively to ensure audit proof projects.

Assist in developing estimates and initial Project Reviews.

Create processes and procedures that apply modern management techniques to project planning to control time and cost and assure quality for the project owner.

Daily involvements with clients, architects, and sub-contractors and project managers.

Oversee the funds control of Construction Loan, in Nevada, New Mexico, Utah and Arizona.

Achievements: Managed 83 successful Construction loan projects in Nevada, New Mexico and Arizona.

McGough Companies Southwest, INC. 2001 - 2004

Phoenix, Arizona

JOB TITLE: Corporate Accountant - Phoenix Office Manager

Responsible for all facets of the Accounting Reporting to include preparation of financial statement for the Phoenix branch.

Project cost monitoring, budgeting and work in progress reporting. AIA pay application processing.

Responsible for implementing processes that may be carried out efficiently and effectively to ensure audit.

Assist estimators in developing estimates.

Create processes and procedures that apply modern management techniques to project planning to control time and cost and assure quality for the project owner.

Daily involvements with clients, architects, and sub-contractors and project managers.

Oversee Human Resources Department in the Phoenix Office.

Achievements: Initiated the entire accounting process within the phoenix branch. Work with McGough’s Project Manager and AMEX to establish a financial package focused on the efficiency of the accounting. The goal was to have zero findings in the audit process. The system resulted in a project with one minor finding leading to a 1.1M project bonus to the company. The audit process was one of the 5 significant criteria to earn huge results for McGough and first for AMEX.

Turner Construction Company 2000 - 2001

Tempe, Arizona

JOB TITLE: Senior Project Accountant

Responsible for maintaining General Requirement and General Condition updates along with full project accountability for such clients as Intel – Chandler, AZ and Ocotillo, AZ.

Responsibilities included managing all accounting tasks, AIA pay application processing, financial statement preparation and reporting to senior financial analyst for Intel- NM.’

Preparation of sub-contractor pay applications, sub-contract change order reviews and processing, sub-contract review for insurance requirements, bonding issues and safety modification rates.

Other responsibilities included monthly cash flow reports and work in place reports for Turner Corporation (Los Angeles) and Intel Corporate in Phoenix, AZ and Albuquerque, NM.

Achievements: Work with Intel Project Managers and Quantity Surveyors to establish a financial system focused on efficiency of the accounting. These processes resulted in zero audit findings for all Intel projects worked in Arizona and New Mexico.

ARIZONA TRAINING AND EVALUATION CENTER, INC. 1992 - 2000

Peoria, Arizona

JOB TITLE: Accounting Services Director

Maintain direct accountability for the coordination, planning and execution of the entire accounting department and system for this privately held company funded by the State of Arizona to provide mental health care and disability services to 40 homes located throughout Arizona.

Manage and supervise the complete automation and systems maintenance requirements of information management programs.

Oversee and direct accounting staff in all phases of financial statement preparation, coding and reconciliation of accounts receivable, and execution of all accounts payable functions to Department of Economic Security (DES).

Supervise processing of payroll on a bi-weekly basis.

Provide technical and administrative support for all software systems within the company.

Source and select new software programs, systems and technologies to facilitate and enhance accounting procedures, workflow and efficiency.

Monitor financial records, cash flow, collections and cost containment procedures.

Achievements: Selected to Executive Council in January 1998.

Coordinated and facilitated major system upgrades and enhancements. Developed system procedures and manuals.

EDUCATION:

UNIVERSITY OF SAN CARLOS – Philippines

Bachelor of Science Degree in Commerce / Accounting

Graduated: Cum Laude

REFERENCES AVAILABLE UPON REQUEST

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