Terence (Chin Hung) Lo

***** **** ***, ***. ***, Forest Hills, NY 11375

Cell: 929-***-****, Email: adm277@r.postjobfree.com Financial Planning & Analysis Professional

FP&A professional specialized in Forecast, Performance Analysis and Corporate M&A, well equipped with AI and Machine Learning experiences for disruptive trends; US Green Card Holder and Permanent Resident EXPERIENCE

Argyle Executive Forum New York, United States

FP&A Director 2019 - Present

Strategic Planning and Business Support: Provide strategical insights to the firm’s B to B marketing business through demand and sales forecast, marketing and operation data analytics and new product evaluation. Serve as partner to Sales and Marketing team in reconciling budget expectation and investment needs for business growth

Performance Analysis: Propose, buy in and execute turnaround plan aiming to boost 50% EBITDA through business line restructuring initiatives, RIF, department merging, and potential divestiture, through utilizing internal database and external data sources to visualize performance, potential risk and performance enhancement opportunities. Optimize budget and incentive structures to achieve both top and bottom line goals

Forecasting and Budgeting: Maintain and improve lender relationship, and won valuable time for turnaround plan execution, through communicating plans from operating models and 13 weeks cash forecast models, presenting results from scenario and pipeline analysis, and conducting periodic re-forecasting Government of Singapore Investment Corporation (GIC) New York, United States Investment Strategy Research – Machine Learning 2019 - 2019

Investment Strategy: Design and execute data strategies for machine learning models to enhance scaling and automation for an investment platform through utilizing public or alternative data sources Industrial and Commercial Bank of China (ICBC) New York Branch New York, United States Investment Banking VP – M&A (terminated by team downsizing impacted by Sino-US trade issues) 2018 – 2019

Cross border M&A Advisory: Evaluated potential acquisitions, equity and debt financing in buy side transactions; Conducted in-depth analysis on client segments (e.g. research on target companies’ valuation and acquisition strategies, growth-share analysis, financial forecast and modeling) and expanded marketing coverage to unexplored industries and geographies.

Selected M&A Transaction Experience:

Project Leo – Buyout of power plants in the US northeast (buyside) Led bidding strategy formation (steps, valuation metrics, negotiation points, and various scenario analysis); Developed comprehensive financial models from scratch (30-Year Monthly Operating Model and Seller’s IRR Analysis, etc) Co-Operative Bank (CB Bank) Yangon, Myanmar

Deputy Head of Corporate and Investment Banking 2014 – 2018

M&A Strategy: Led a successful spinoff of the bank’s subsidiary insurance arm; Advised a Vietnamese listed public company in a successful acquisition of its local partner in distribution sector; Collaborated with corporate and business resources to frame specific M&A and organic growth opportunities for consideration by the executive committee; Led the co-book runner team of the first official Over-the-Counter (OTC) issuances Citigroup New York, United States

Vice President - Special Asset Portfolio Management and Structured Finance Desk 2006 – 2014

M&A: Conducted initiatives that led to successful unwinding of non-performing investments in a USD $20 billion private equity and structured finance portfolio through minority stake sale, IPO and debt restructuring; Performed financial due diligence, reviewed legal documents and contracts, negotiated with portfolio company’s management and potential buyers and recommended restructuring plan or loan modification proposal EDUCATION

Carnegie Mellon University, Tepper School of Business New York, United States Master of Science, Computational Finance 2005 – 2006 Columbia University, School of Engineering New York, United States Master of Science, Electrical Engineering 2004 – 2007 Queen’s University, School of Applied Science Kingston, Canada Bachelor of Science, Engineering Physics with Computing Minor 2000 – 2004 SKILLS

Languages: Fluent English and Mandarin, Native Cantonese, Beginner Burmese

Professional Certifications: CAIA Charterholder, CFA Level II Candidate