Assistant Loan
Resume:
Tony Emuh
Post-Closing Coordinator /Policy
Mortgage connect Jan-2020 Dec 2020
Closing documents; secure required documents nationwide/multiple states
Transferring data from legal documents onto the policy
Meeting daily production goals
Emailing policies to their prospective lenders
Update and edit Excel spreadsheets
use of Title system / Order tracking main system.
Auditing Loans; FHA, VA, and Conventional Loans ensuring they Comply
PROFESSIONAL EXPERIENCE
Escrow Assistant/Recording Specialist
North American Title Company, Grand Prairie, TX March 2017-Jan 2020
Closing documents; secure required documents nationwide/multiple states
Interface with lenders, borrows, attorneys, and various 3rd party customers
Title Commitments, Record verifications and audit review and compliance
Customer Service, complex issue analysis and resolution assistance
Ability to secure critical signatures and documents to close from multiple parties and states
Transition files back to national lenders timely and accurately
Retail Loan Specialist /Compliance Audit
Nation star Mortgage, Irving, TX - (Contract) March 2016-March 2017
Ensures Signature’s HUD-1 and TMO are there & Accurate
Reviewing loans Amounts, Date Issued, Loan Term Purpose, Product of Loan, Rate Lock, Sale Price, Interest Rate and Lender Credits.
Ensures data integrity between all systems including but not limited to TMO, AUS, and FHA Connection prior to loan submission to underwriting.
Authorizes funding upon verification of all critical signed documentation and review of HUD-1.
processing of mortgage loan files requiring the verification of loan documents including income, credit appraisal and title insurance
Auditing Loans; FHA, VA, and Conventional Loans ensuring they Comply with TRID Guidelines
Update and edit Excel spreadsheets
Mortgage Loan Processor/ QC (Contract)
JP Morgan Chase, Fort Worth, TX Aug-2015–Dec 2015
Utilized Celt to Client Central, con log
Review Documents; Loan Applications, PFS documents, - Legal Entity Financial Statements and.
Credit Authorization documents to determining accurate client aggregation
Support Origination, SCG, and PM by Identifying Resolving Data Integrity Issues
Ensure that the information on the loan file is accurate, complete and compliant.
Proactive and timely communication with agency, customers on loan conditions, decisions and underwriting guidelines by faxing documents, sending letters and calling customers.
Reduce the risk of company loss by implementing fraud detection techniques reviewing loans
Maintained quality Assurance and quality control of post-closing commercial loan transactions
Escrow Assistant/Document Reviewer (Contract)
First American Mortgage Solutions, West Lake, TX Oct 2014-May 2015
Assigned Notaries and Prepare Closing Packages
Scan entire file into FAMS system, upload loan package to designated programs for lender
Ensure file has completed recording documents per state guidelines before shipping to NRD/county for recording
After file has been fully reviewed and all requirements are met, physical file is shipped to appropriate lender
Tracking of all recorded documents and title policies
Responsible for resolving complex title, escrow and recording issues
Responsible for Ensuring that all loan documentation received from the closing attorney are following federal Guidelines.
Review of signed loan documents to determine completeness and accuracy
Processed and reviewed titles mortgage Collateral, Critical and Non-Critical documents.
Update and edit Excel spreadsheets
American Airlines Fort Worth Aug 2014-Oct 2014
Document Processor/Data Entry Clerk
Reviewed and completed affidavits and other related documents that require Officer Signature
Assumed responsibility of resolving disputes, problems and conflicts
Reviewed documents for compliance as required by Federal, State, and company laws
Verified all title, closing, and recording fees on the HUD statement.
Gathered Supporting documents that were Requested by Third – Parties in a timely Manner
Bank of America Aug 2013-Mar 2014
Mortgage Servicing Specialist (Contract)
Processed loan documents utilizing AS400, I portal, and SharePoint
Verified accuracy of mortgage loan modification data using process flow policies and procedures
Reviewed title and all collateral documents to ensure proper execution within closing timelines
Reviewing documents submitted by homeowners unable to make their mortgage payments and followed policies that were required of mortgage investors, insurers, and government programs
Conducting quality control tracking and reporting
Became familiar with FHA, VA, FNMA, FHLMC GNMA, and USDA, CONVENTIONAL. Loan types
Compiled closing documents and submitted before required deadline
Reviewed closing related documents and requirements
Assessed the individual circumstances and decided upon an appropriate course of action.
Advised borrowers as to the possible consequences of not meeting their obligations.
EDUCATION
University of Lagos-Lagos, Nigeria
Bachelor’s in Philosophy
TECHNICAL SKILLS
Microsoft Word, Outlook, Excel, Access, Share Point, PowerPoint Calyx Point, FAMS System, Fast System, Clear, File net, Venture, DRI, Mat Tool, NPV Tool, Vendors cape, AS400, Celt And Client Central, RESPA, Encompass Enhanced Excel abilities- Pivot Tables/Charts, V-Lookups, TRID,FHA, VA,CONVENTIONAL, HARP,FNMA,FHLMC.
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