GURDEEP SINGH

E-Mail: adjw42@r.postjobfree.com

Mobile: 941-***-****

Seeking a position where I can utilize my flexible nature to learn and produce result in the structure approach to bring productivity and growth for the organization.

SUMMARY

Strong communication, collaboration & Interpersonal skills with proficiency in grasping new technical concepts quickly and utilizing them in an effective manner.

Executed various tasks on different positions using various techniques.

Abilities in handling multiple priorities, with a bias for action and genuine interest in personal and professional development.

ORGANIZATIONAL EXPEREINCE

Current Organization : White cells Consultancy Services.

About Organization : This consultancy deals in Home loan, LAP & Auto loan and working with

LIC HOUSING FINANCE & PSU BANKS.

Designation : PARTNER

July 2020 to continue…..

Previous Organization : Shriram Transport Finance Company Ltd.

About Organization : One of the largest NBFC of the country in Commercial Vehicle & Asset Financing with a major market share in this entire Sector

Designation : Deputy Credit Manager & Role

Duration : June 2010 to 31st March 2020

Responsibilities :

: Regional Product Manager -Punjab–(Credit Card-2010 to 2014)

Handling branches team and field officers .

New credit cards issue to customer.

Credit cards activation.

Increase usage of Credit cards

: Regional Product Manager-( WCL) Punjab & HP & J&K

(Cross selling-Life insurance, Tyre loan, Gold loan, LAP,Pawn

Broker and Trade Advance tyre dealers and dealership)

Team handling of 3 states including BMs & BTLs

Issue maximum insurance policies to customers

Look after renewal issued policies.

Increase Gold loan portfolio

Given Gold loan to default customers for nil arrears.

Increase Tyre Loans portfolio

Tie-up with Tyre Dealers & attach with branches.

Look after payments of tyre dealer

Property loan given to customer to extension for business.

Process property loans and KYC

Appoint appraiser for each branch for gold loan & Lap

Marketing for Pawn Broker for each branches (PB,HP & J&K)

Increase Pawn broker business and set their limits.

Look after their payments form of interest.

Avoid Risk ( Pawn Broker )

Deputy Credit Manager-Hard Bucket

6+, 12+ matured,expired contracts handling

Vehicle recovery & trace vehicle

Auction recovered vehicles

Legal process through legal retainer against default customer.

Section 17 & 9 process through legal retainer

Short –fall recovery ect.

Deputy Credit Manager – Associate Zonal Audit Team (Quality Assurance (201*-**-**-****)

To anticipate the risk area and help the company to minimize the risk.

To access the quality of lending’s and risk (if any) involved in it.

To be responsible for carry out the Audit of credit processes.

To ensure that all the Branches of three regions (North) are abiding by the Credit policy of the organization.

To ensure the compliance is carried on by respective branches on the observations find out during the process of audit.

To conduct the audit on all the functions of the branches.

To maintain cordial relationships with the stake holders (Vehicle dealers, Customers & Agents) of the company.

Matured,Expired,Early defaults,Hard buckets contracts ect. Field Visit

Previous Organization : Acme Enterprises

About Organization : Regional distributer of Micromax and Pagaria mobiles in Mohali.

Designation : Area Sales Manager

Duration : June 2009 to June 2010

Responsibilities :

To handle that all retailers of Micromax and Pagaria mobile and get the sales from them.

To ensure achievement of Monthly, Quarterly and Annual Sales Target through existing and new channel members.

To be responsible for the sales force for a geographical area specified by the organization to achieve agreed sales volume.

To design annual marketing plans to achieve the organizational goals and monitored the implementation of marketing strategies.

To manage entire product marketing cycle – Planning and applying the use of various sales strategies.

To execute the sale of the product within area of scope specified by the organization.

Previous Organization : Bharti Services Ltd.

About Organization : One of the largest telecom company of the country in broadband & telecom segment with a major market share in this entire Sector

Designation : Senior Sales Officer

Duration : June 2007 to June 2009

Responsibilities :

To ensure achievement of Monthly, Quarterly and Annual Sales Targets.

To be responsible for the sales force for a geographical area (Tricity) specified by the organization to achieve agreed sales volume.

To manage entire product marketing cycle – Planning and applying the use of various sales strategies.

To execute the sale of the product within area of scope specified by the organization.

To Initiated and coordinated advertising of product to potential customers through various campaigns and promotional activities.

To execute the sale of the product within area of scope specified by the company.

To be responsible of find out vacant location for sales.

Previous Organization : Sahara India Pariwar

About Organization : One of the conglomerate headquartered in Lucknow, India with business interests in finance, infrastructure & housing, media & entertainment, consumer merchandise retail venture, manufacturing and information technology.

Designation : Senior Sales Officer

Duration : June 2002 to Aug 2006

Responsibilities :

To ensure achievement of Monthly, Quarterly and Annual Sales Targets.

To be responsible for the collection of payments from the concerned parties.

To Initiated and coordinated advertising of product to potential customers through various campaigns and promotional activities.

To be responsible of advance booking of the flats.

To conduct frequent surveys among the customers regarding the requirements.

To explain and process the applications of booking.

ACADEMIC EDUCATION

B.A. from Guru Nanak Dev University, AMRITSAR in 2001.

12th from Punjab State Education Board, MOHALI in 1998.

10th from Punjab State Education Board, MOHALI in 1996.

PERSONAL DETAILS

Father’s Name: S. Swaran Singh

Date of birth: April 28, 1980

Address: -, Kapurthala, Punjab, INDIA-144624

Language Known: English, Hindi & Punjabi

Marital Status: Married

Gurdeep Singh

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