Loan Data Entry

Date:**-**-****

ROHIT KUMAR,

To,

NAGLA PRANNATH GHIROR MAINPURI

GHIROR (205121)

MAINPURI

UTTAR PRADESH-205001

Subject: Grant of Moratorium for the month of April '20 for Loan Account No.MRITWL00100004480672. Dear Sir,

This is in reference to the RBI notification Ref. No. RBI/2019-20/186 dated March 27, 2020 vide which RBI has inter alia announced certain regulatory measures to mitigate the burden of debt servicing brought about by disruptions on account of COVID-19 pandemic and to ensure the continuity of viable businesses. In this regard, Hero FinCorp Ltd. has to enable the Borrower to tide over the economic fallout from COVID-19, and has agreed to provide a moratorium for the month of EMI due in April '20 in relation to the above Facility availed by the Borrower

("Moratorium Period").

It may please be noted that:

a) principal repayment schedule of the Facility will now be shifted across the board by one month as per the said Moratorium Period

b) interest shall continue to accrue on the outstanding portion of the Facility during the said Moratorium Period and shall be payable as per existing rate of interest as per revised repayment schedule. c) please note that this is not EMI waiver and there will not be any change in any terms and conditions of your loan agreement

Revised repayment schedule for the Facility is attached herewith as Annexure-I. It may further please be noted that the aforesaid action of HFCL will not be treated as any change in terms and conditions of the Loan agreement and has been provided to face the financial difficulty faced by the Borrower due to COVID-19. In case you need any further clarification on the matter, please write to us at ********.****@***********.*** or call us at 180*-***-****, Monday to Saturday between 9:30 AM to 6:30 PM. We will be delighted to assist you. Stay safe. Stay healthy.

THIS IS A COMPUTER GENERATED LETTER, HENCE DOES NOT REQUIRE SIGNATURE ANNEXURE-I

Revised Repayment Schedule

Instl Num Due Date Opening Principal Inst Amt Principal Interest Closing Principal 1 08-OCT-2019 49684 2,658.00 2,043.00 615.00 47641 2 08-NOV-2019 47641 2,658.00 1,950.00 708.00 45691 3 08-DEC-2019 45691 2,658.00 1,979.00 679.00 43712 4 08-JAN-2020 43712 2,658.00 2,008.00 650.00 41704 5 08-FEB-2020 41704 2,658.00 2,038.00 620.00 39666 6 08-MAR-2020 39666 2,658.00 2,069.00 589.00 37597 7 08-APR-2020 37597 0.00 -555.00 555.00 38152

8 08-MAY-2020 38152 2,658.00 2,095.00 563.00 36057 9 08-JUN-2020 36057 2,658.00 2,126.00 532.00 33931 10 08-JUL-2020 33931 2,658.00 2,157.00 501.00 31774 11 08-AUG-2020 31774 2,658.00 2,189.00 469.00 29585 12 08-SEP-2020 29585 2,658.00 2,222.00 436.00 27363 13 08-OCT-2020 27363 2,658.00 2,254.00 404.00 25109 14 08-NOV-2020 25109 2,658.00 2,287.00 371.00 22822 15 08-DEC-2020 22822 2,658.00 2,321.00 337.00 20501 16 08-JAN-2021 20501 2,658.00 2,355.00 303.00 18146 17 08-FEB-2021 18146 2,658.00 2,390.00 268.00 15756 18 08-MAR-2021 15756 2,658.00 2,425.00 233.00 13331 19 08-APR-2021 13331 2,658.00 2,461.00 197.00 10870 20 08-MAY-2021 10870 2,658.00 2,497.00 161.00 8373 21 08-JUN-2021 8373 2,658.00 2,534.00 124.00 5839

22 08-JUL-2021 5839 2,658.00 2,571.00 87.00 3268

23 08-AUG-2021 3268 2,658.00 2,609.00 49.00 659

24 08-SEP-2021 659 669.00 659.00 10.00 0

25 08-OCT-2021 0 2,658.00 2,658.00 0.00 -2658

26 08-NOV-2021 0 2,658.00 2,658.00 0.00 -2658

Total 64,461.00 55,000.00 9,461.00

Contact this candidate