ANKIT NAYAK

Gurugram, Haryana •

+919********* •

adjcdf@r.postjobfree.com

linkedin.com/in/ankit-nayak-65a302bb

Dedicated professional with 2+ years of experience in Risk and Underwriting sector. Seeking a work place where I face challenges and utilize my competence, skills and knowledge to learn & grow.

2019-09 - Present Senior Reporting Analyst : Underwriter EXL Services

Underwriting meticulous Business Loan Applications for UK Clients - Barclays Bank. Performing underwriting duties for existing and new businesses applications. Evaluating the risk by considering the policy and the 5 C's for the applicant - Character, Capacity, Collateral, Capital & Condition

Evaluating LTV ratios, other income outside business, personal & business bureau reports. 2018-05 - 2019-09 Credit Manager : Underwriter

Indiabulls Consumer Finance Ltd

Underwriting of Personal Loans applications by assessing overall credit eligibility of applicants as per company's policies.

Prepare CAM for every application to make a detail profile of applicant on his previous and present employment details and Credit track record.

Analyse client's financial to determine their credit worthiness. Handling a portfolio for whole East location : All reports and data representations. 2018-05 - 2018-07 Internship

Eventz Unlimited

Bangalore Project Title: A study on customer responses towards the mobile application‘ Hip Bar'. This study deals with the launch of a new mobile application to reserve your spirits and liquor drinks on cloud. Sound Knowledge of underwriting and risk evacuation for both personal and businesses. Desired to accept responsibility and learn from the challenges. Result oriented

Certificated Yellow belt in Karate

Organized college events – E-week, Annual Meet

Participation in football, volleyball events in various Colleges 2016 - 2018 Post Graduate Diploma in Management

M.S.Ramaiah Institute of Management

2013 - 2016 Bachelors in Business Administration

Work experience

Strength

CO-CURRICULAR & EXTRA CURRICULAR ACTIVITIES

Education

Created with

Bengal College of Engineering & Technology

2011 - 2013 ICSE and ISC

De Nobili School Maithon, Dhanbad

Avid Cricket & Soccer follower

Trading - Stocks and Mutual funds

Travelling : Biker

Date of Birth : 12th August 1994

Permanent Address : Abanti Nayak, Beltal, Pattamundai, Kendrapara, Odisha - 754215 Languages Known : English, Hindi, Odiya, Bengali

Hobbies

PERSONAL DETAILS