VINOD GOKUL JAGTAP

E-Mail: adjai8@r.postjobfree.com/adjai8@r.postjobfree.com

Phone: +91-816*******/809-***-****

An enthusiastic & high energy driven professional wih a passion to grow infinitely in banking operation with a reputed organization

Location Preference:Mumbai/Navi Mumbai/Thane

A goal-oriented individual with endless zeal to make a winning career in Finance; with M.COM from University of Mumbai

Acknowledged for assisting in formulating company’s strategies by acquiring competitors price list and contributing in organizing several events as promotional activity

Awarded ‘Customer Sumrat ’ title for academic project report from ICICI Bank

Awarded for completed Quest for Quality Project of “Automation of Campaigns/Customized in TBMS” from ICICI Bank

Awarded for “Top Performer of the year 2019” from HDFC Credila Financial Services Pvt Ltd

Endowed with a passion for winning exemplified through excellence in academic & extracurricular areas

An effective communicator with strong analytical, management, problem solving and logical skills

Professional Experience:

Designation: Assistant Manager

Organization: RBL BANK

Department: Financial Inclusion Operation (Disbursement Dept)

Job status: Nov 2019 - Present

Location: Navi Mumbai (Airoli)

KRA’s :

Prepare BBND report (Book but not disbursed) report for disbursement

Received disbursement data from BC partner and accordingly prepare the BBND report along with check require validation and insurance amount for disbursement

Prepare LD file (Loan Disbursal) and upload the same in GENSEVA for disbursement

Prepare LR file (Loan Repayment) for upfront collection charges and same uploaded in GENSEVA

Posting disbursement entry and upfront collection entry in finacle and authoraise the transaction in Finacle

Prepare disbursement T-Tum and Upfront collection T-Tum and both T-Tum get uploaded in finalce and authoraize the transaction in finacle.

Handling Ganseva EOD process for finalization every week in a month

Handling FD book cases for all BC partner and lien marking/lien removal in finacle

Handling all NEFT inward and outward process through Finacle. Prepare NEFT disbursement file for LD and check all require validation to get uploaded in Genseva

Prepare LR file for NEFT upfront collection and authoraize the file in Ganseva

Posting NEFT disbursement entry and upfront collection entry in finacle and authoraise the transaction in Finacle

Prepare NEFT disbursement and Upfront collection T-Tum and uploaded in Finacle and authoraize the transaction in finacle.

Post disbursement handling NEFT returned and follow-up with the BC partner to get correct accounts details

Posting and update all collection amount received against disbursement as per BC confirmation in Ganaseva and Finacle system

Raise SR (Service Request) for wrongly NEFT disbursement in client account and follow-up with NEFT team to get recall funds.

Prepare NEFT reconcilaliation and NEFT return report on daily basis

Handling all cancel disbursement request and get it all upfront charges reversal in finacle

Handling all Audit queries of NOC (National Operating Centre)

Prepare BC funding and disbursement summary report on daily basis

Prepare Genseva advance recon report and placeholder recon report on daily basis

Handling FLDG calculation report

Designation: Disbursement Excecutive

Organization: HDFC CREDILA FINANCIAL SERVICES PVT. LTD

Payroll Name: SHREE PS HR CONSULTANTS PVT LTD

Department: EDUCATION LOAN DISBURSEMENT

Job status: Dec 2017 to Nov 2019

Location: Mumbai

KRA’s :

Processing educational loan files of pre visa and post visa cases of USA and abroad and disbursal branch operation activities

Conducting risk analysis and scrutizing relevant documents before sanctioning/disbursing of education loan. Post sanction loan sending mail to customer for disbursement process

Loan processing i.e. handling KYC activity for secured and unsecured loan cases, prepared loan agreement copy,forex form,structured ACH mandate form,bank statement, SPDC cheques and other required document for loan processing

Ensure that all the customer documents (KYC financial and legal documents) comply with bank’s policy

Inter departmental co-ordination with sales team, credit team and different branches pertaining to day-to-day operational issues

Initiate disbursement through RTGS/NEFT payment or DD processing and raise queries wherever required and ensure all queries/document to be complied

Maintain accurate and timely data entry in loan system as per SLAs, internal process, credit and operational guidelines

Maintain customer KYC and mortgage documents in credila system and give accurate reporting of errors for corrective actions

Coordinating/Follow-up with vendors and customer for resolving queries in legal report, property valuation report, technical report and vetting report

Prepare sanction letter, solvency letter and disbursement letter as customer requested

FD make form, FD break form, POA and Pledge agreement, lien marking letter, lien removal letter for pre-visa USA cases

Interacting with customer face to face and resolve their issue

Taking care of post disbursement activity such as loan enhancement, FD break, foreclosure tenure, interest certificate, statement of account etc

Tracking PDD document post disbursement and handling tranche disbursement activity

Designation: Senior Officer

Organization: ICICI Bank

Department: CMS (Cash Management Service)

Job status: Sep 2016 to Sep 2017

Location: Mumbai

Handling application:

TBMS: - Transaction Billing Management System

IDDS: - Integrated Doorstep Delivery System (For DSB client)

Profund:- For CMS client (Cash Management Services)

KRA’s:

Prepare the MIS for Bharati Airtel billing to CMS client on monthly basis

Prepare the MIS of cheque pickup services for DSB client (Doorstep banking) on monthly basis

Prepare the E-collection and return cheques report on monthly from profund system

Prepare the daily reports of upcountry cheques and local cheque collection and raised to senior management

Initiating MIS/flashing of various dashboards

Handling monthly billing for CMS and I-sure pay client which done through TBMS

UAT Testing in Applications:

Handling TBMS application for CMS client, DSB (Doorstep banking) client, GBO (Current account customer) client and I-Sure pay client for billing

Received the requirement from business team for new project implementation in TBMS and understand the requirement with business team

Preparation of Business Requirement Specifications (BRS/BRD) documents after detailed discussions with the Business or end-users and submission of BRS to the Technology Group for onward implementation of the new requirement

Preparation of Change Request (CR) documents on account of changes required in the existing applications and submission of BRS to the Technology Group for onward implementation

Technology team raised the UD (Understanding document) on the basis of requirement and check whether it is as per our requirement

Prepared input transaction feed for processing in User Acceptance Tests (UAT) and shared with technology team

After processing input feed, tech team shared the pricing/output data and tested all scenario in UAT

Given UAT sign off and prepared of test cases based on BRD and accordingly testing in UAT system and shared with technology team

Handling Live issues of customers related to CMS applications

Maintaining Project Tracker HP Toolkit system

Maintaining Project tracker and T-forum on monthly basis

Designation: Operation Executive

Organization: AXIS Bank (Axis Securities Payroll)

Department: EEG (Emering Enterprizes Group)

Job status: Jun 2015 to Sep 2016

Location: Navi Mumbai

KRA’s:

To makes the MIS of File & Docket movement on daily basis of all EEG disbursement loan

To making the MIS for Discrepancy & Non-Discrepancy of Disbursement of loan.

To making Signature MIS of disbursement of loan once in a month, whether it is updated in Trace & Finacle System.

To making Business loan MIS daily basis

To making MIS for Mortgage Creation and Roc Applicable cases & follow up with RAC location for updated status Daily Basis.

Prepare Monthly Portfolio MIS of all disbursement cases for wherever captured wrong sanction no, Expiry date, Segment code & get it correct & sent to RAC

Handling all business loan & Quick OD cases which process through branches, Sending mail for dispatching document once loan generated.

Handling CRM (Customer Relationship Management) System for get resolve customer queries, request & complaints which are raise by operation manager & get closing within TAT & sending MIS EOD

Daily follow up with different location for various reports.

Designation: Account Executive

Organization: Dynacons Systems and Solutions Ltd

Department: Accounts Dept

Job status: Mar 2013 to Mar 2015

Location: Mumbai

KRA’s:

To makes the entry of purchase bills

To makes the entry of sales bills

To makes the Annexure & maintained monthly billing tracker

Maintained the purchased/sales registered book on daily basis

To maintain Debtors Outstanding list daily MIS

Bank Reconciliation Statement

To makes debit note & credit note

To makes the receipt & payment entry

To makes the salary statement of Employees

To makes sales invoice (FMS and AMC services) and send it client on quarterly basis

To makes the entry of PF, ESIC & PT

Coordination with sales team for various report

Handling banking related activities

To maintained petty cash book on daily basis

All journal entries

COMPUTER PROFICIENCY

MSCIT

DCM (Diploma in Computer Application & Management)

Tally. ERP 9

Excellent Knowledge of advance Excel about V-Lookup, H-Lookup, Pivot Table, Pivot Chart, Macros function, PowerPoint & Excel conditional formulas etc

EDUCATION

Masters of Commerce (M.COM) April, 2015

University of Mumbai Marks 52%

Mumbai, Maharashtra

Bachelor of Commerce (B.COM) April, 2012

Rajarshi shahu collage, Sion Marks 76%

Maharashtra State Board

HSC March, 2008

Central Railway Employee High School Marks 53%

Maharashtra State Board

SSC March, 2006

Karmaveer Bhaurao Patil Vidyalaya Marks 53%

Maharashtra State Board

PERSONAL DETAILS

Date of Birth: 14th August 1990

Languages: English,Hindi and Marathi

Present Address: Krishna Enclave C.H.S. Flat No.406, Plot No.28 A, Sector 20,

Roadpali, Kalamboli, Navi Mumbai- 410218

Marital Status: Single

Nationality: Indian

Gender: Male

Declaration:

I, Vinod G Jagtap, do hereby declare that the above furnished information is true to the best of my knowledge and belief.

Date: / /2021

Place: Navi Mumbai

(Vinod G. Jagtap)

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