DIVYA PANDEY
**** **** ** **** ****, Suite ****, Mississauga, ON, L5B 4N2
+1-647-***-****, adiotx@r.postjobfree.com
Banking
Personal Banking/ Corporate Banking/Commercial Banking
A Seasoned banker with 8 years of experience in the Banking & Financial Industry. Sound knowledge of Bank’s rule, regulations & guidelines, and its application on the job to promote fair banking practice. Providing personalized services to customers for client retention and continued revenue generation.
AREAS OF EXPERTISE
Cash Management Cross-Selling Customer Service Interpersonal Skill Goal Oriented Team Player Communication Skill Quick Learner Work Ethic
MS Office Team Building Attention to Detail
PROFESSIONAL EXPERIENCE
Client Advisor Intern, 2020 to present
Royal Bank of Canada, Mississauga
Completing day to day financial transactions for clients
Promoting digital enablement
Identifying opportunities of advice to introduce business to RBC partners
Resolving and preventing client’s banking problems
Adhering to compliance routines, policies and controls to protect client’s interest
Proactively engaging with clients and delivering outstanding customer experience
Branch Manager, 2015 to 2019
UCO Bank, India
Contributed towards the overall achievement of daily, monthly, and annual revenue targets of the branch through target-oriented approach towards deliverables
Provided information regarding bank’s products and services to clients & walk-in customers
Promoted Bank’s product and services through marketing activities, awareness campaigns, cold calls, welcome calls, and personal meetings
Established cordial and positive relationships with clients and ensured prompt attendance of their enquires
Worked tirelessly to protect the image of the bank by providing positive banking atmosphere for the clients
Maintained transparent and excellent level of customer service to provide them maximum satisfaction
Worked to maintain the positive review of the bank and damage control
Utilized the banking knowledge in effective way to propose solutions to customers problems
Monitored suspicious high value transactions in customers accounts and reporting to financial intelligence unit of bank for further action
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DIVYA PANDEY
+1-647-***-****, adiotx@r.postjobfree.com
Conducted management meetings with clients to analyze their banking needs to offer them competitive products and services
Handled grievances and resolved the issue within stipulated time frame and apprised the customers about the developments to make them feel valued clients
Scrutiny of documents, transactions, physical assets in the branch for internal control and audit to detect frauds, money laundering, lapse of procedures
Ensured that all banking regulatory guidelines are adhered & complied before discharging the duties
Ensured customer confidential information is stringently protected and used only for the official purpose
Assistant Manager, 2013 to 2015
UCO Bank, India
Effectively utilized my interpersonal skills to handle floor operation of the branch
Opened savings, business, and deposit accounts as per Bank’s Policy
Provided information to the clients on their account status and account balance
Maintained office registers and records (stock statement, security printing, cheque issue) as per Bank policies and standards
Co-ordinated with branch manager to garner deposit & loan proposals to achieve branch daily, monthly & annual targets
Teller, 2011 to 2013
UCO Bank, India
Managed cash at the counter
Tallied cash daily and high transactions entry in the summary register
Issued ATM Cards, E-Banking, Mobile Banking services to new customers
Assisted customers in filing out account opening forms
CERTIFICATIONS
CAMS (Certified Anti Money Laundering Specialist)
ACAMS AML (Anti Money Laundering) Foundation Certification
CAIIB (Certified Associate of Indian Institute of Bankers) 2013, India
JAIIB (Junior Associate of Indian Institute of Bankers) 2012, India
EDUCATION
Master of Business Administration (Marketing Economics) 2009
Institute of Management Sciences (IMS), University of Lucknow, India
Evaluated by World Education Services as equivalent to Canadian Master’s Degree
Bachelor of Technology (Electrical & Electronics) 2006
College of Engineering Trivandrum, Kerala University, India
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