Ramakrishnan R

S/o Raman

Deveneri (vil)

Pudukudi (po )

Paramakudi (talu)

Ramanathapuram – 623608

Tamil nadu

India

Mail id:adibr9@r.postjobfree.com

Mobile No: 915-***-****

OBJECTIVES:

To Seek to work in an organization where in I am encourage to use of my knowledge, talent and skill in a positive and supportive atmosphere such that the organization grows and I also grow with organization. EDUCATIONAL DIMENSIONS:

B.com

commerce

v.ss Govt of arts&science

college

Azhagappa

University

200*-****-**

H.S.C Govt. higher Secondary

School

State board 2007 57

S.S.L.C Govt. higher Secondary

School

State board 2005 59

Professional Skill

knowledge of Tally7.2&9.0 ERP & ERP Software.

Knowledge of Ms-Office, MS Excel, Internet

knowledge of Sales Tax, TDS, Excise, Service Tax Work Experience

Meeting Centre Operations manager L&T Finance Limited 10 months

Credit Officer 2 years.8 Months Muthoot fincorp ltd ) Microfinance division RESUME

Carry out credit analysis and requests on customers.

Interpret documentation to make appropriate decisions.

Recommend loan approvals or denials as well as limits.

Monitor daily credit operations and mentor junior officers.

Continually update regulatory and banking knowledge through training.

Educated customers on the variety of loan products and available credit options.

Assisted senior-level credit officers with complex loan applications.

Performed daily maintenance of the loan applicant database.

Adhered to all federal and state compliance guidelines relative to retail mortgage lending.

Evaluated applicants’ financial status credit and property evaluation to determine loan feasibility. Highlights

Credit monitoring

Forecasting

Reporting and analysis

Compliance

Banking background

Deposit and credit understanding

Risk management

Loan documentation

Policy review

PERSONAL DIMENSION:

Father name : R. Raman

Occupation : Farmer

Mother name : R.Sundary

DOB : 11.01.1989

Language : Tamil and English

DECLARATION:

I here by declare that the above information furnished true to the best my knowledge. Yours truly,

(R.RAMAKRISHNAN)

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