Expanded proactive acquisition credit strategies using a data driven
strategy approach to maximize bookings, mitigate risk, and improve client experience in new to bank segments under the current state environment
Pivoted and provided analytical support with actionable insights to drive critical credit underwriting decisions in response to COVID19 pandemic
Improved credit capacity estimation tool that resulted in an increase in risk separation of over 100%
Developed Test and Learn strategy overlays regarding client acceptance and engagement that led to a reallocation of resources from lending credit to card products
Partnered with stakeholders, leading the technology, data infrastructure, and client journey teams across the bank to innovate and enable net new credit strategy opportunities
Scheduled and automated appropriate granular daily, weekly, and monthly reporting on select credit strategies in market Standardized strategy governance for OSFI audit purposes and supported team members in migrating to the new standard Chair of Employee Engagement committee, focused on employee enablement and working closely with senior leaders to take action on issues surrounding work-life balance, growth opportunities, professional development, and knowledge sharing across 8 teams and up to 90 people
VIVIAN
LUU
CARDS & CREDIT
STRATEGY MANAGER
I am a goal-oriented strategy manager with an
eye for detail, a passion for designing and
improving creative processes, and expertise
in credit cards and credit strategy
management.
SUMMARY
Proficient in: SQL, SAS, Microsoft Office
Intermediate in: Tableau, Python, R Studio,
MATLAB, Angoss Knowledge Seeker
Financial Modelling & Forecasting
Passed CFA Exam Level 1 (Dec 2018)
Product & Strategy Roadmapping
Product Life Cycle Management
Data Visualization
Risk Management - Credit & Operational
Coaching and Quality Management
PROFESSIONAL SKILLS
CONTACT
MANAGER, CARDS CREDIT STRATEGY
Royal Bank of Canada Jun 2018 - Current
EXPERIENCE
PROJECT ASSISTANT
KPMG Feb 2018 - Mar 2018
Supported the KPMG Business School team in transferring courses to a different learning platform on a two-month contract Provided KPMG employees TalentLink and KLearn support through the CLiX Team at KPMG
UNIVERSITY OF WATERLOO
Bachelors of Mathematics Class of 2018
Major in Financial Analysis and Risk Management
Waterloo Merit Scholarship
UW Apprentice Case Competition Semi-Finalist
EDUCATION
ACCOUNTING & FINANCE INTERN
Skypower Global May 2017 - Aug 2017
Determined optimal portfolio of dividend-yielding equities to finance a proposed 25-year solar project with 85% debt
Projected repayment and dividend payout schedule; implemented linear program to maximize annual profits and minimize DSRA Created presentation for CEO and Finance team with calculated IRR and simplified financial statements
Graphic Design
Digital Illustration
Volleyball
Taekwon-Do
Travelling
Swimming
Piano
ACTIVITIES & I NTERESTS
RBC Race for the Kids
RBC Canadian Open
Student Health Center
Mackenzie Health Hospital
VOLUNTEERING
adhxmg@r.postjobfree.com