Financial Analyst Customer

Brandon Kuntz

*** * **** ****** *** *** Chanhassen, MN 55317 952-***-**** ********@*****.***

Professional Experience

FINANCIAL ANALYST UNFI JANUARY 2020 – PRESENT

·Prepare accurate and timely financial and business-related analyses, research and forecast financial and expense performance, rate of return, depreciation and investments

·Build financial models and provide analysis for sourcing events by utilizing numerous data sources

·Participate in major department projects and take an active role in cross-functional teams to assist in driving quality improvements, processes, and initiatives

·Partner with other departments in the preparation of analyses and to identify improvement opportunities that provide positive results to the bottom line

FINANCIAL CREDIT ANALYST CHS INC. JANUARY 2018 – DECEMBER 2019

·Manage a credit portfolio and conduct extensive credit analyses/underwriting including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers

·Develop credit approval packages for renewals and modifications and provide recommendations for approval

·Validation of borrowing base certificates and testing of financial covenants for compliance as dictated by the customer’s underlying loan documents

·Provide guidance to sales, order management, customer financial service, operations, and general management on credit goals, objectives, processes, and procedures

ASSOCIATE FINANCIAL CREDIT ANALYST CHS INC. MAY 2017 – JANUARY 2018

·Maintain portfolio of commercial customers via timely borrower and portfolio reviews and identify potentially deteriorating risk situations

·Properly interpret and spread customer financial statements into credit scoring model

·Contact customers and collect on delinquent receivables to enhance company cash flow

·Obtain security from customers who need to maximize the credit line to match their purchasing needs

Education

BACHELOR OF SCIENCE MAY 2017 UNIVERSITY OF MINNESOTA – TWIN CITIES

·Major: Economics

·Minor: Finance

Skills

·Strong accounting/finance education and skills as well as basic knowledge of loan and credit products

·Advanced Microsoft Office skills, including Pivot Tables and V-Lookups in Excel

·Excellent ability to analyze credits, as well as a detailed knowledge of lending structure and sources and uses of cash

·Ability to work independently and as a member of a team

·Good communication skills — oral and written

·Highly motivated team player, with strong work ethic and attention to detail

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