Loan Engineer

Bright, Ehijator

**B, Meiran Road, Meiran, Lagos State.

Tel: 080******** Email: ***************@*****.***

OBJECTIVE

To find a fulfilling position where I can diligently apply my skills and knowledge.

PROFILE

A proactive and result oriented individual with progressive experience in functional areas such as debt recovery, credit management and analysis, general field work. Ability to positively interact in various situations or dealings, with a proper understanding of being professional and committed to personal development.

SKILLS

Shipping/Freight forwarding agent -Exports

Painting

Cleaning services

Excellent communicator both verbal and written

Data Analysis

Financial Analysis

Debt Management, Collection, Restructuring, and Settlement

Distress asset and property sales

OTHER PROFICIENCIES

IT proficiency, especially in the use of Microsoft Word, Excel, Outlook and Power point.

EMPLOYMENT HISTORY

Ayadak Nigeria Limited Lagos. August 2020-date

Freight forwarding/shipping agent for export worldwide.

Make bookings of goods for the consignee with the shipping line to point of destination.

Obtain required documentation for the goods and delivery of Bill of Laden to the consignor

Stuffing of goods in bounded and unbounded terminals

Organising logistics/transport of goods from manufacturing site to the port.

Work (Personal)

2010-date

General painting of buildings, cleaning services for newly built properties.

Real estate agent for leasing and buying of properties.

Credit Rehabilitation Officer & Loan Origination Officer at STANBIC IBTC BANK PLC, Lagos.

November 2013 – October 2019

Credit Rehabilitation Officer

Manage the bank’s impaired loan books -contacting loan defaulters through direct interface, telephone and email for full recovery in order to regularise arrears for provisions being held to be released back to income of the bank.

Monitor loan accounts to ensure the agreed settlement terms and covenants are respected.

Specialized recovery – Monthly inspection of Bank financed properties and assets nationwide, drafting legal and repossession briefs, drafting acceptance letters and emails, marketing distressed Bank financed assets and properties for quick wins in recovery.

Worked with the bank’s IT team to automate Vehicle Finance Leasing on Finacle application.

Loan Origination Officer

Contact various banks internal audit teams in order to verify external bank documents such as bank statements, Letters of indebtedness/non-indebtedness, Employment Letters, and Standing orders for loan processing.

Verify loan applications using the checklist of the bank to select qualified applicants for loan products - Unsecured Personal Loans, Credit cards, Salary Advance, Vehicle Asset Finance, Home Loans which are forwarded for booking.

Assistant Surveyor at ENL CONSORTIUM LIMITED, Lagos. March-May 2009

Taking road levels with the head surveyor, carrying survey instruments to construction site for the days job

EDUCATION

Federal University of Agriculture Abeokuta, Ogun State. 2007-2011

B.Sc. in Statistics (Second Class Upper Division)

Tifedayo Comprehensive High School, Alagbado, Lagos. (SSCE) 2005

State High School Oko-Oba Agege, Lagos. (SSCE) 1997-2002

Ojokoro Nursery and Primary School, Lagos. (Primary Education) 1992-1996

PROFESSIONAL QUALIFICATION

Effective Business Writing and Communication Skills Sept. 2019

Passion Productivity and Personal Development Workshop Aug. 2018

Credit Restructuring & Debt Recovery Techniques Aug. 2018

Base Station System (BSS) & Field Maintenance Engineer (FME) April 2015

INTEREST

Research, travelling, Reading, music.

PERSONAL INFORMATION

Nationality Nigerian

Status Married

Sex Male

Date of Birth April 26, 1986

REFERENCES

Available on request

Contact this candidate