EDGARDO GOMEZ DELA CRUZ

#**** ******* ****** ******, ******* details:

Tondo, Manila, Philippines 63-945******* / 982-6000

adfbgd@r.postjobfree.com

Objective: To pursue a career where I can grow as a better individual with a commitment to share my talents, knowledge and skills and contribute to the best of my ability and maximize my full potential.

EDUCATION – College Graduate

Bachelor in Business Administration, Major in Marketing

Polytechnic University of the Philippines

Sta. Mesa, Manila May 2007

EMPLOYMENT OVERVIEW

Banking Industry Experience

Real Estate Appraiser – Level VI September 16, 2016 to present

Bank of Commerce

San Miguel Properties Centre

#7 St. Francis Street

Mandaluyong City

Provides accurate and timely credit appraisal report and investigation services to aide proper credit risk analysis in processing consumer loan applications.

Performs credit investigation to establish the identity of borrowers, clients and loan applicants.

Performs credit appraisal to establish factual verification on the condition and/or valuation of properties being offered as collateral for term loans and credit lines.

Coordinates with requesting party/ies and clients with regard to the scheduling and actual inspection of collateral properties.

Performs credit appraisal for motor vehicles being offered as security collateral for a loan.

Senior Credit Investigator (CI) – Supervisor 1 January 2015 to September 15, 2016

Credit Management Group

Robinsons Bank Corporation, Quezon City

Participated in the creation of LOS for auto and housing loan product.

Performed distribution of Field CI assignment to different service providers.

Performed as a Coordinator to Field service providers.

Prepared quarterly evaluation for service providers.

Monitored and updated the field CI Database.

Reviewed results of field CI reports for consumer loan products – Personal, Auto and Housing Loans.

Prepared Field CI reimbursements.

Reviewed monthly, quarterly and annual billing reports for service providers.

Filled-in / performed the function of OIC in the absence of Immediate Supervisor (CI Unit Head).

In-House Credit Investigator (CI) / Loandex Operator

(Staff 3) February 18, 2013 to January 2015

Credit Management Group

Robinsons Bank Corporation, Quezon City

Assisted in the operation of Loandex (Back-up Loandex Operator)

Performed as a Credit Reviewer on LOS based PLP Applications.

Assigned field verification request to RCIB INC (CI Service Provider) and monitored submission of reports.

Reviewed billings of CI Service Providers, BAP-CB, Loandex and CMAP and monitored the crediting of payments.

Coordinated with service providers regarding billing related concerns.

Consolidated the Bank’s monthly report for Past Due accounts (c/o collection) and Mishandled Current accounts (corporate and individual c/o branches).

Ensured timely submission of the regulatory reports to BAP-CB Inc.

Represented the Bank to BAP member’s monthly meeting.

Performed monitoring and safekeeping of CI Service Providers folder.

Performed CI/Appraisal Unit’s administrative functions.

Filled-in / performed the function of OIC in the absence of Immediate Supervisor (CI Unit Head).

Performed other special duties and functions that may be assigned by the CI Unit Head.

Performed as CI/Appraisal Units supply custodian.

Other Work Experience

Asian Credit Consultant and Business Services (Outsource Service Provider)

Administrative Staff / Encoder

June 21, 2008 to January 28, 2013

Centropelle Megamall

Assistant Stock Controller

September 22, 2004 - March 4, 2005

Special Function / Project

Project Team Member

Loans Origination System (Acacia LOS)

Robinsons Bank Corporation January to September 2016

Seminars/Trainings Attended

Loandex Training Course for Operators on April 4, 2013

Loandex 2 Training Course for Operators on December 4, 2013

Signature Verification and Forgery Detection Seminar on August 29, 2014

Knowledge and Skills

With good communication skills (oral / written)

Flexible with good leadership skills

Self-motivated and self-discipline

Proficient in basic computer software system (MS Word, Excel, Powerpoint)

Personal Data

Age : 38 years old

Date of Birth (DOB) : March 29, 1981

Place of Birth (POB) : Bulacan

Marital Status : Married

Height : 5 ft. 5 inches tall

Weight : 120 lbs.

Nationality : Filipino

Religion : Iglesia ni Cristo (INC)

Secondary Education : San Miguel High School, Bulacan

Graduate, 1998

Character References

Mr. Jason Mendoza

Appraisal Head

Robinsons Bank Corporation

Cell No.092********

Mr. Edwin Allarey

Credit Officer – Credit Cards Evaluation

Robinsons Bank Corporation

Cell No.092********

Mr. Reynaldo E. Concepcion

Division Head

Bank of Commerce

Cell No.091*-*******

Contact this candidate