Contact Details Service
Resume:
EDGARDO GOMEZ DELA CRUZ
#**** ******* ****** ******, ******* details:
Tondo, Manila, Philippines 63-945******* / 982-6000
*************@*****.***
Objective: To pursue a career where I can grow as a better individual with a commitment to share my talents, knowledge and skills and contribute to the best of my ability and maximize my full potential.
EDUCATION – College Graduate
Bachelor in Business Administration, Major in Marketing
Polytechnic University of the Philippines
Sta. Mesa, Manila May 2007
EMPLOYMENT OVERVIEW
Banking Industry Experience
Real Estate Appraiser – Level VI September 16, 2016 to present
Bank of Commerce
San Miguel Properties Centre
#7 St. Francis Street
Mandaluyong City
Provides accurate and timely credit appraisal report and investigation services to aide proper credit risk analysis in processing consumer loan applications.
Performs credit investigation to establish the identity of borrowers, clients and loan applicants.
Performs credit appraisal to establish factual verification on the condition and/or valuation of properties being offered as collateral for term loans and credit lines.
Coordinates with requesting party/ies and clients with regard to the scheduling and actual inspection of collateral properties.
Performs credit appraisal for motor vehicles being offered as security collateral for a loan.
Senior Credit Investigator (CI) – Supervisor 1 January 2015 to September 15, 2016
Credit Management Group
Robinsons Bank Corporation, Quezon City
Participated in the creation of LOS for auto and housing loan product.
Performed distribution of Field CI assignment to different service providers.
Performed as a Coordinator to Field service providers.
Prepared quarterly evaluation for service providers.
Monitored and updated the field CI Database.
Reviewed results of field CI reports for consumer loan products – Personal, Auto and Housing Loans.
Prepared Field CI reimbursements.
Reviewed monthly, quarterly and annual billing reports for service providers.
Filled-in / performed the function of OIC in the absence of Immediate Supervisor (CI Unit Head).
In-House Credit Investigator (CI) / Loandex Operator
(Staff 3) February 18, 2013 to January 2015
Credit Management Group
Robinsons Bank Corporation, Quezon City
Assisted in the operation of Loandex (Back-up Loandex Operator)
Performed as a Credit Reviewer on LOS based PLP Applications.
Assigned field verification request to RCIB INC (CI Service Provider) and monitored submission of reports.
Reviewed billings of CI Service Providers, BAP-CB, Loandex and CMAP and monitored the crediting of payments.
Coordinated with service providers regarding billing related concerns.
Consolidated the Bank’s monthly report for Past Due accounts (c/o collection) and Mishandled Current accounts (corporate and individual c/o branches).
Ensured timely submission of the regulatory reports to BAP-CB Inc.
Represented the Bank to BAP member’s monthly meeting.
Performed monitoring and safekeeping of CI Service Providers folder.
Performed CI/Appraisal Unit’s administrative functions.
Filled-in / performed the function of OIC in the absence of Immediate Supervisor (CI Unit Head).
Performed other special duties and functions that may be assigned by the CI Unit Head.
Performed as CI/Appraisal Units supply custodian.
Other Work Experience
Asian Credit Consultant and Business Services (Outsource Service Provider)
Administrative Staff / Encoder
June 21, 2008 to January 28, 2013
Centropelle Megamall
Assistant Stock Controller
September 22, 2004 - March 4, 2005
Special Function / Project
Project Team Member
Loans Origination System (Acacia LOS)
Robinsons Bank Corporation January to September 2016
Seminars/Trainings Attended
Loandex Training Course for Operators on April 4, 2013
Loandex 2 Training Course for Operators on December 4, 2013
Signature Verification and Forgery Detection Seminar on August 29, 2014
Knowledge and Skills
With good communication skills (oral / written)
Flexible with good leadership skills
Self-motivated and self-discipline
Proficient in basic computer software system (MS Word, Excel, Powerpoint)
Personal Data
Age : 38 years old
Date of Birth (DOB) : March 29, 1981
Place of Birth (POB) : Bulacan
Marital Status : Married
Height : 5 ft. 5 inches tall
Weight : 120 lbs.
Nationality : Filipino
Religion : Iglesia ni Cristo (INC)
Secondary Education : San Miguel High School, Bulacan
Graduate, 1998
Character References
Mr. Jason Mendoza
Appraisal Head
Robinsons Bank Corporation
Cell No.092********
Mr. Edwin Allarey
Credit Officer – Credit Cards Evaluation
Robinsons Bank Corporation
Cell No.092********
Mr. Reynaldo E. Concepcion
Division Head
Bank of Commerce
Cell No.091*-*******
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