H. Bharath Singwi Contact No: 908-***-****
E-mail: ****************@*****.***
Experience: Credit Risk Analyst at Accenture (3 Years)
Roles & Responsibilities:
Handling 3000+ client Portfolios
Analysing & interpreting Loan documents & reviewing all the Financial & Reporting covenants
Calculating Collateral, Cash burn & RML calculations to assess the Credit Risk
Generating a credit summary report by examining the trend and fluctuations of Ratios, Financials & Credit repayment history and evaluating the risk
Setting up different ratios for clients with thresholds according to the loan provided and the type of business
Communicating with stake holders regarding their client’s performance and improvising them by providing frameworks
Handling clients escalations with best satisfactory sollutions
Doing RCA of feedbacks and co-ordinating with colleagues to meet business standards
Skills acquired from process:
Good analytic skills - ability to utilize, understand, and interpret financial analysis and perform spreadsheet analysis
Proactive approach to problem solving and excellent attention to detail coupled with the ability to work reliably when under pressure
A self-starter with the ability to adapt quickly to system/process changes whilst maintaining focus on key service level deliverables
Excelent in working with MS Office tools
Good written and verbal communication skills
Rewards & Recognitions:
Rewarded as “Star performer” from client within 7 months of joining
Recognised as “Good Samaritan” for being an excellent support system for the team
With this sprint performance was assigned as Trainer to new joiners
Achieving maximum monthly awards by meeting business targets (Leave, Quality & Production)
Education Qualification:
B.com (Hons) from DG vaishnav college with 78%,12TH with 91%, 10th SSLC with 9.0 CGPA
Languages known:
English, Hindi, Tamil, Telugu, Kannad(not fluent) & Learning German
Place: Chennai Signature