Analyst Financial
Resume:
Personal Details
Date of Birth: **th
Nov ****
Languages :
English, Tamil, Hindi
Address:
Chintadripet, Chennai
Tamil Nadu – 600002.
Summary
Credit Analyst with over three years of experience Know-how on corporate’s of diversified industries such as Steel, Construction, Textiles, Trading and other Services.
Work primarily involves Financial Modelling, Report writing, Rating Committee Presentations, CXO / Promoter interaction.
Guiding multi-location team and training new hires. Organizational Experience
V-Gro Global Finserv Private Limited:
Senior Credit Associate - Debt Syndication Advisory (From July 2019 to February 2020)
Key Responsibilities:
Preparing financial models, presentations, micro-market study, etc. for establishing the viability of the project and calculating the coverage ratios to meet the respective lenders’ requirement.
Placing and discussing the requirements with lenders (Banks and FI’s), leading meetings and calls.
Liaising between lenders and the clients for information flow, site visits, meetings, discussions, etc.
Undertaking the post-sanction formalities like due diligence, valuation, documentation and disbursement by representing the client in quick preparation of key documents, letters, attestations, etc.
Regularly interacting with financial institutions for relationship management and future business generation.
Credit Rating advisory services,
Preparing financial models/ CMA for clients in line with rating expectations. Performing peer comparison, industry study, leading calls between management and rating agencies and forming credit opinion after analysing the key business operational and financial risks.
Representing clients on all the management calls with rating analysts and ensure smooth flow of information/clarity.
Key Accomplishments:
Handled EPC mandate totalling to ~Rs 95 Crores for a Hospital project in the outskirts of Chennai.
Generated in-principle sanctions of ~Rs 50 crores for an EPC Contractor in Hyderabad.
Vinay Saklecha
Credit Analyst
*********@*****.*** +91-994*******
India Ratings & Research Pvt Ltd, Chennai
Credit Analyst – Ratings, (From August 2016 to July 2019) Key Responsibilities:
Preparing a detailed credit rating report involving financial analysis, management discussion (on performance, budgets and variance) with CXO/Promoters on business strategy, and SWOT analysis of the sector/industry. This involves: o Analysing key financials like interest coverage, debt ratios, cash flow metrics and off-balance sheet ratios
o Making detailed projections based on an understanding of the industry, inputs from top management and creating scenarios (best case, base case and worse case)
o Analysing business and financial risks;
o Preparing a detailed comparison with industry peers to arrive at the relative creditworthiness (rating);
Presentation of the report/note to a committee involving at least three senior credit analysts, two associate directors, one director and writing/publishing a rating report/rationale covering the key drivers.
Performing quarterly and annual review of the credit rating to factor-in events or new debt issuances for timely rating actions.
Key Accomplishments:
Assigned ratings for more than 200 corporate companies across industry. Education:
Master of Business Administration (Finance) 2016: Loyola College, Chennai Bachelor of Commerce (Accounting and Finance) A.M. Jain College, Chennai References:
Available on request
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