Manager Analyst

Zaid Hijazin

Objective

Diligent Bank Credit Supervisor who remains current in credit and loan regulations and procedures within the financial industry. Adept at assessing client needs in a timely manner. Focused on meeting customer needs by drawing on sound knowledge of private and commercial loan management. Experience

Credit CreditSupervisor Supervisor

Bank ABC, November 2017 till Present

Complete credit applications, including credit analysis and summaries of loan requests for the approval of the authorized committees (credit applications include corporate, SME's and financial institutions). Analyzing credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Generating financial ratios, using "Moody's Risk Analyst", to evaluate customers' financial status, and assigning the proper risk grading. Senior SeniorOfficer Credit Review Officer

INVESTBANK, January 2015 till November 2017

Performing financial statements analysis using "Moody's Risk Analyst". Evaluating the effectiveness of credit risk process controls. Checking compliance with credit policies / underwriting guidelines and regulations. Credit CreditOfficer Risk Officer

Societe Generale Bank Jordan SGBJ, October 2010 till January 2015 Evaluating customer records and recommend payment plans based on earnings, cash flows and contract terms. Reviewing and analyzing corporate credit applications and credit relationships, adherence to approval conditions, risk ratings and accuracy of documentation.

Corporate CorporateManager Relationship Manager

Housing Bank, April 2008 till October 2010

Preparing credit proposals and interact with loan review department, follow up committees' decisions and execute approvals. Support the growth of sustainable revenues either from the existing customer portfolio or through targeted acquisitions of new clients. Provide clients with various corporate solutions (loans, cash management, trade and receivable finance, asset management). Education

B.B.FinanceSc in Finance

The University of Jordan, Jordan, 2008

GPA 3.42

Skills

EEmmaaiillcom hijazin_86@yahoo.

AAddddrreessssJordan Amman,

PPhhoonnee0549907 +962 79

Commercial loans Risk Management Financial analysis Credit control Risk control Credit analysis Investment analysis Certifications & Courses

CFA / Level 3 candidate.

Syndicated loans.

Credit policy and management of credit.

Credit analysis and cash flow management.

Credit and technical risk of LC's.

Legal documentation of credit and lending authentication. Anti-money laundry.

References

Furnished upon request.

Languages

English

AArraabbiicc

Contact this candidate