MICHAEL L. WHEATON
HOUSTON, TX **051
Cell: 281-***-****
Email: *******@*********.***
SUMMARY
Extensive experience focused in consumer and commercial credit functions. Proven expertise motivating and managing people to exceed expectations. Strong analytical and problem-solving abilities used to enhance the negotiation process. Interfaced effectively with others to achieve a common goal. Leveraged the strengths and styles of team members. Collected, analyzed and interpreted business data and used information to maintain business and increase results.
PROFESSIONAL EXPERIENCE
GREENBERG, GRANT & RICHARDS, Houston, TX February 2019-March 202021
Commercial Receivable Management
Commercial Collections
Consistently exceed monthly goals and quotas
Asset and Liability Investigations
Communicate with Secretary of State to identify officers and principals
Successfully maintain client and customer relationship
FIRST DATA/TELECHECK, Houston, TX 2007-2018
Senior Collection Agent
Contacted merchants for the recovery of returned checks
Identified fraud and resolve problem disputes in a timely manner
Managed and maintained best solutions for electronic payment to simplify reconciliation
Consistently exceeded department monthly goals by 10% while reducing complaint to a minimum
Worked closely with Credit Managers collecting vital personal data to locate aborted accounts
FOLEY’S, Houston, TX 1995-2006
Credit/Collection Manager
Managed a team of 12 credit counselors
Ranked number one out of eight divisions for three consecutive years
Participated in Houston Business Journal Annual Awards Luncheon in recognition of achievement
Motivated and developed an underachieving team to become top performers resulting in a 50% increase in receivables over the previous year
Selected by the Vice President and Chief Financial Officer of the company to improve credit collections operations by 25%.
Reduced employee turnover by 30% by implementing a flexible work schedule for associates.
Increased customer satisfaction by improving associate negotiation and communication skills
NATIONAL ASSOCIATION OF CREDIT MANAGEMENT 1990-1995
Houston, TX
Credit Analyst
Generate commercial credit report for customers and prospects
Communicated with managers to gather pertinent real time data to access credit history for approval or disapproval
Specialized in creating credit reports in the manufacturing, building materials, equipment leasing divisions
EDUCATION
PRAIRIE VIEW A&M UNIVERSITY, Prairie View, TX 1980-1982
ARCHITECTURAL ENGINEERING (Completed 60 Semester hours)
JESSE H. JONES HIGH SCHOOL 1978-1980
COMPUTER SKILLS & TRAINING
Microsoft Excel, Microsoft Power Point, Word, LexisNexis Accurint, Acxiom, Fast Data Technology, and Dimensional Management Training