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Loan Office

Location:
Carson, CA
Posted:
April 21, 2020

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Resume:

Objective

Seeking a responsible and challenging position that will utilize my

Background, expand my knowledge and offer opportunities for personal and

Professional growth.

Qualifications

2016- Present

Avenue Auto Body

Office Manager

Payroll

Assist customers with drop offs, deliver of vehicles

Call insurance companies to verify coverage and payments

Accounts payable/receivable

Answer phones

Filing

Keep track of osha regulations

Keep track of hazardous waste

Keep all licensing up to date

All other admin office duties

2014 - 2016

Banc of California

Contractor Post-Closing Coordinator

Track, receive, request, report and deliver trailing documents (Deed of Trust, Title Policy and Final HUDs) for records management, sales team and investors

Contact Title and Escrow companies to obtain trailing documents

Assist scanning files into imaging system (Virpack and Encompass)

Audit Final Alta Policies and Deeds of Trust

Keep inventory of all portfolio and commercial loans

Ship files when requested

Other office duties as assigned

Track, scrub and inventory collateral files for commercial and residential sales

2010-2014

Gotmortgage.com

Loan Processor – FHA/Conventional

Process loan files, both retail and wholesale

Verify accuracy of documents received & verify customers’ identity

Run 4506’s (transcripts)

Review loan files to ensure all documents needed are received and correct.

Approve or decline loans based on criteria

Order required credit reports, appraisals and other documentation to complete loan files.

Use various programs such as DU, DO, and LP, Microsoft Word, Excel, Outlook, Calix Point and Encompass

Calculate income to make sure debt to ratio is within guidelines

Maintain contact with Loan officers, brokers and all other parties involved in the transactions.

Verify money that’s needed to close transaction.

Submit to in-house underwriters and once approved, work on conditions and then prepare to ship to investor. If there are any conditions from investor, work on those as well as prior to purchase.

2007-2010

Flagship Lenders Inc.

Loan Processor – FHA/Conventional

Process loan files, verifying accuracy of documents received.

Review loan files to ensure all documents needed are received and correct.

Approve or decline loans based on criteria

Order required credit reports, appraisals and other documentation to complete loan files.

Use various programs such as DU, DO, and LP, Microsoft Word, Excel,

Outlook, Calix Point.

Prepare files for funding, bulking and selling.

Other job duties as needed

2004-2007

Colony Mortgage Lenders

Underwriter/Loan Processor

Process loan files, verifying accuracy of documents received.

Review loan files to ensure all documents needed are received and correct.

Approve or decline based on loan criteria

Order required credit reports, appraisals and other documentation to

complete loan files, determines which documentation is needed to complete

loan files.

Use various programs such as DU, DO, and LP, Microsoft Word, Excel,

Outlook, Calix Point

Supervise two processors

Prepare files for funding, bulking and selling

QC files using several programs, such as Lexis Nexis, Rapid Reporting,

Choice Point and Disco.

Maintains alert of new changes in new guidelines with several investors

Other office duties as assigned

Education

1995-1999 Belmont High School Los Angeles, CA High School Diploma

2007-2010 Los Angeles City College Los Angeles, CA Business

Administration

2007-2007 Riverside Community College Moreno Valley, CA Business

Administration

Relevant Experience

I have over ten years of superior mortgage experience and administration of an office.

Demonstrate ability to positively influence customers using creative problem solving techniques.

I have a positive attitude and strong leadership qualities. Dedicated and determined. Fast learner, very

Organized and reliable.

References

Available upon request



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