Surety Underwriter

Kevin Lacson

***** ******** ****** **. ********, TX 77407 713-***-**** *.******@*******.***

Objective: To leverage my experience in financial analysis, underwriting, contract review, and business development in the surety and risk management industry to secure a role in business analysis with an organization that encourages growth and collaboration, and values my commitment to help the company maximize profitability through my meticulous attention to detail and confident decision-making. C A R E E R H I G H L I G H T S

C O N S T R U C T I O N S U R E T Y U N D E R W R I T E R Chubb Limited July 2018 to December 2019 Houston, TX

+ Analyzed company financial statements and provided management with recommendations establishing surety capacity limits to further reduce the company’s overall risk exposure

+ Obtained supporting documentation for both potential and existing customers, including direct references, bank references, Equifax, and D&B reports, to confirm whether credit quality is in line with the company’s risk appetite

+ Operated within a dual-underwriting process through collaboration with home office to underwrite annual renewals, assisting management with the branch’s book of business, which comprised of a robust mix of contractors that collectively earned total revenues in excess of $20B at FYE 2018 and generated $25M in annual premium

+ Liaised with agents to provide prompt guidance on surety rate filings, indemnity agreements, and to review contract terms & project specifications of construction jobs ranging up to $3B, among other day-to-day bonding needs

+ Implemented the branch’s marketing strategy, using Sage software, by maintaining high visibility through consistent attendance of industry association events, in order to cultivate customer and producer relationships and explore new prospect opportunities in the TX, LA, & MS regions O P E R A T I O N S & P A Y R O L L A N A L Y S T HIREtech August 2017 to July 2018 Houston, TX

+ Identified opportunities to enhance operational finance reports, analytical tools, and self-service capabilities in collaboration with IT to drive logistical efficiency and support operational decision making F I N A N C I A L A N A L Y S T Postlethwaite & Netterville, APAC June 2015 to March 2017 Houston, TX

+ Analyzed profit & loss statements, bank records, and general ledgers to identify revenue & expense anomalies for P&N's Consulting Division, building strong familiarity of various business structures operating in different sectors

+ Developed an extensive understanding of complex algorithms and frameworks set forth in a court supervised settlement project (Deepwater Horizon Economic and Property Damages Settlement)

+ Performed book-to-tax reconciliations with federal tax returns and state sales & use returns to validate the accuracy of the financials provided, and utilized advanced Excel functions (such as pivot tables, custom macros, VLOOKUP, etc.) on a daily basis to perform proper analysis and process claim compensation efficiently

+ Calculated accurate compensation amounts through frequent cooperation with the Claimants’ accountants and/or attorneys to identify any and all revenue/expense adjustments as required by the DHECC Settlement Agreement E D U C A T I O N

B A C H E L O R O F B U S I N E S S A D M I N I S T R A T I O N, F I N A N C E University of Houston, 2010-2015 Minor: Law, Values, & Policy

L E A D E R S H I P & A C T I V I T I E S

V I C E P R E S I D E N T O F M A R K E T I N G UH Student Program Board Spring 2014 to Spring 2015 Houston, TX

+ Responsible for the direction of the Student Program Board’s marketing strategy, including a reconstructed website, newsletter maintenance, and all branding initiatives, while managing a budget of about $15,000 to enhance the organization’s image and increase visibility on campus O R G A N I Z A T I O N S

G A M M A I O T A S I G M A, A L P H A U P S I L O N International Professional Fraternity Insurance, Risk Management, and Actuarial Science

+ Participated in multiple risk-related case studies involving the analysis of commercial general liability policies

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