Analyst Manager

Emmanuel Ajayi

Bladensburg, MD C 240-***-**** Email : ************@*****.***

Accomplished AML Compliance Analyst and Fraud Investigator with more than 4 years of experience in AML laws, regulations, guidelines, written procedures; OFAC, CIP, CDD, KYC.

Proficient in transaction monitoring as well as AML/BSA trends for related industry practices. Advanced in the preparation of Suspicious Activity Reports (SARs), Continuous Activity Reports (CAR) and preparation of Government Subpoena documents. Expert at CDD, EDD and OFAC/Watch List/PEP.

WORK EXPERIENCE:

AML Compliance Analyst

Protiviti, Washington, DC 09/2019 – to Present

oPerformed all necessary research to ensure that all new and existing accounts are within all regulatory guidelines established by AML Compliance.

oAssisted in the handling of informational requests such as subpoenas submitted under the USA Patriot Act

oEscalated subpoenas and other legal processes, as appropriate for standard investigation on the client whom Subpoena was issued

oAssisted in BSA/AML audit reviews for financial institutions, money laundering investigations to determine the sufficiency of the overall AML program and the different functions of CIP/KYC and EDD programs.

oManaging daily AML monitoring and review processes produced reports on the status of reviews

oPrepare and file No Further Action Report (‘NFA’) for accounts that have been identified to have not carried out any form of suspicious activity.

oFile Suspicious Activity Reports (SARs) originating from various investigation units including correspondent banking, retail banking, Sanctions, Fraud and compliance to FinCEN

oPerformed account research based on lists and reports provided through established resources to determine if evidence of money laundering activities exists.

oEvaluated transactions and customer relationships for Money laundering activities, identifying red flag issues and escalating within the AML framework for further investigation.

oCheck negative news and OFAC/Watch List/PEP alerts generated by automated systems.

oMonitor monthly and daily transaction alerts, client trading activity, client file review, conducted due diligence searches and metrics.

oIn-depth review of international and domestic wire transfers for suspicious activity; terrorist financing and money laundering for high risk alerted transactions for correspondent banking and US dollar clearing.

oUtilize proprietary and online software/ databases such as KYC, Lexis-Nexis, World-Check, Regulatory Datacorp (RDC). SAS, Fidelity, Filenet, CMOD, Ovation, Lotus Notes, DSS, Names, PARC, VISA DPS, Titan.

AML Analyst

BankUnited, Melville, NY 03/2017 – 08/2019

oManage caseloads of up to 25 Fortune 500 companies and other large clients with large, complex accounts.

oResponsible for performing adequate due diligence to identify potential instances of money laundering, criminal activity and fraud to meet goals for AML compliance.

oProcessed checklists for account review to evaluate client financial statements, annual reports, company websites, and other sources.

oUse Actimize, SharePoint, Lexis-Nexis, and other tools, along with FINRA and Secretary of State Website to identify potentially suspicious activity.

oEstablished a sequence of detailed, authoritative and verifiable documentation while presenting workable solutions to achieve compliance with FINRA and other regulatory agencies.

oCarefully scrutiny all highly sensitive records and forms to ensure documentation and policy guidelines are met; provided policy guidance and interpretation.

oActively partner with the business units in the implementation of comprehensive, ongoing, compliance reviews/monitoring based upon the results of the risk assessment process

oConduct sanction and/or Politically Exposed Persons (PEP) screening and identify and investigate any risks.

oIdentify excessive risk, fraud, and reviews of misrepresentation in a transaction.

oApply diligence in reviewing files to identify deficiencies, discrepancies, and omissions.

oPrepare investigation notes and articulate method of investigation and details of relevant findings.

oFile Suspicious Activity Reports (SARs) originating from various investigation units including correspondent banking, retail banking, Sanctions, Fraud and compliance to FinCEN

oPrepare regulatory reports, Requests for Information (RFI), Patriot Act 314(b) requests, and SARs (Suspicious Activity Reports).

Compliance Officer

WebsterBank, Waterbury, CT 12/2015 – 02/2017

oReviewed monthly and daily transaction alerts, client trading activity, client file review, conducted due diligence searches and metrics.

oPerformed the required KYC screenings on customers documenting the information obtained on the clients as required by global KYC procedures.

oVerified all aspect of CIP/CDD before account opening.

oResearched deposits, wire transfers, credit cards and cash in/cash out for suspicious markers of possible money laundering, criminal activity or fraud.

oCompiled and analyzed data of alerts; investigated SAR (suspicious activity reports) history, KYC information, account transactions and other items relevant to investigations.

oDeveloped analytical summaries/abstracts of suspicious accounts with accurate, verifiable data and supporting documentation, along with reasonable cause to advance investigations.

oPrepared and presented disposition recommendations based on available information.

oCompleted due diligence investigations using public and private database in accordance with Anti Money Laundry (AML), BSA and other regulatory standards to assist business units and prevent operational and reputational risks.

oEnsured compliance with all AML laws, regulations, guidelines, written procedures; OFAC, CIP, KYC, customer/transaction monitoring.

oEffectively conducted AML /KYC formality reports on questionable accounts and transactions.

oUsed the BSA E-filing platform to Screened for Banks and Countries that have been OFAC sanctioned.

EDUCATION:

Wilmington University 07/2020

Master’s in Management Information System (In progress)

University of Ilorin 08/2010

BA, Hons in History & International Relationship

SKILLS:

-Lexis Nexis - Pivot tables

-World base - MS Office 365 Word, PowerPoint, Excel

-World check - DDIQ

-Google - Secretary of State website

-Fidelity - Filenet

-CMOD - Names

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