BHAVANI RAJU Mobile: +91-967*******
Email: ***************@*****.***
SUMMARY
Experienced Finance professional with a 7-year track record of defining new business strategies, delivering operational impact and a financial modelling enthusiast with a passion for exploring new data management tools. PROFESSIONAL EXPERIENCE
Cognizant Technology Solutions Financial Analyst
FP&A (Financial Planning and Analysis) January 2014 – July 2018 Key Responsibilities:
● Monitor and review of financial performance of business on a monthly/quarterly/annual basis
● Co-ordinate with Operation teams of respective businesses to prepare budget plans, revenue and margin forecast and develop target financial and operational metrics on a periodic basis
● Prepare and circulate proposal profitability model based on real-time cost structure and in accordance with inputs from business teams and management
● Create presentations and dashboards for CFO office
● Carry-out research enquiries with market research firms and consultancies to gather necessary information. POC for engagements with Gartner, IHS Markit
● Respond to financial queries from business teams and perform need basis financial analysis of projects Key Achievements:
● Created working model and worked on the implementation of the “Bid-Vs-Did” analytic module in co- ordination with the Business Performance Management Team based on a model which compares Forecast, Actuals and the proposed financial parameters submitted for Deal Pricing. The tool earned appreciation from CFO and CEO for enabling improvement of revenue forecast and margin forecast.
● Developed the “Actual Rate Tool” which provides the business teams a dynamic rate card view, based on realised billing rates for enabling realistic decision making.
● Conceptualized “Customer Segmentation Analytics”, a module to capture and highlight the KPIs and relative contribution of each customer to a BU and hence identify focus areas for management and strategies for improving performance.
Tools Used:
● Microsoft Excel
● Hands-on expertise in SAP Business Objects (SQL Query) and Pentaho BI ICRA Management Consulting Services Associate Analyst BFS – Risk Management July 2012 – June 2013
Key Responsibilities:
● Contribute to on-going projects in the BFS practice area in terms of ideas, primary and secondary research, client engagement and requirements gathering.
● Proactively engage in development of product frameworks in coordination with team members.
● Follow new developments in the BFS sector in Asian and African markets and identify opportunities for expansion of products and services.
Key Achievements:
● Analysis of credit portfolio for a large PSU Bank with Pan-India presence and proffering recommendations with insights derived from NPA analysis, static pool analysis, cash flow analysis and assessment of profitability of the current portfolio.
● Validation of Internal Rating Models of Indian Bank and Lakshmi Vilas Bank and analysing gaps for migration to IRB Approach of Capital computation.
● Detailed study of the Banking Sector in Sri Lanka and comprehensive analysis of a Sri Lankan bank as part of a mandate from an Indian company.
● Assessment of product portfolio for a leading Micro Finance Institution and frame strategy for expansion of product portfolio.
Citibank NA Wealth Manager – 10 Months
Key Responsibilities:
Performing need based financial planning and presenting solutions in the form of various financial products and services such as Portfolio Management Services, Insurance Products, Mutual Funds, Derivatives and Forex Services offered by the bank to HNIs.
MindTree Ltd Intern – 2 Months
Preparation of sample financial reports for a few start-ups and finding Key Performance Indicators (KPIs) for such start- ups. Scenarios are identified to apply Analytics using statistical methods to find out the KPIs that should be focussed on to improve the business and maximise the revenue of the VC client. ACADEMIC QUALIFICATION
MBA (Finance) - BIM Trichy, CGPA - 3.25/4
B.E (ECE) – Anna University, Chennai – 80.52% .
HSC – Tamil Nadu State Board, Chennai – 92.8%
SSC – CBSE, Chennai – 93.2%
PERSONAL DETAILS
Date of Birth : 12/02/1988
Marital Status : Married
Address : First floor, No 5, Buddhar Street, Chitlapakkam, Chennai-64 Languages known : English, Tamil & Hindi
Hobbies : Baking, Gardening and Travelling