SOLU PATHAK

Irving, TX *****

Cell: 682-***-****

adb0jr@r.postjobfree.com

Experience in risk analysis and business transformation. Able to cooperate with all lines of business for successful process. Proficient in Microsoft Office Suite

Strong command four different languages

Robust communication skills.

03/2019 to Current

VERITEX COMMUNITY BANK

Dallas, Texas

Credit Compliance Analysts

• Perform background checks on existing borrowers and prospects.

• Spreading business and personal financial statements and tax returns, accounts receivable and payable aging, inventory reports, third party appraisal reports, and related material.

• Tracking financial conditions, industries, and trends.

• Review financial information and performs covenant monitoring and testing.

• Monitor and report non-compliance with loan covenants.

• Address financial and reporting covenants in loan documents.

• Setup annual loan reviews, risk grades, and problem loan reports.

• Presented credit investigations and analyzes credit information pertaining to loans.

• Initial setup summaries, presents facts, and offers opinions concerning credit-worthiness.

• Analyzing Commercial & Industrial, Investor CRE, and Owner-Occupied CRE loans.

• Managed control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informed.

• Tracking of over-advances on borrowing base lines of credit. 02/2017 to 02/2019

SMS INFOCOMM CORPORATION

Dallas, TX

Credit Analyst

Evaluated risk associated with borrower's character,cash flow,collateral,liquidity,leverage,industry and management team.

Analyses of business performance results and assisted with optimizing scope and benefits/risks of proposed projects. Perform ad-hoc analysis and reporting, develop comprehensive reports,abstracts and charts to present date in each department.

05/2011 to 05/2015

NEPAL BANK LTD

Kathmandu, Nepal

Financial Analyst

Analyzed financial data to identify financial trends, patterns and strategy and compiled information into reports. Created in-depth spreadsheets, which detailed trends and forecasts for revenue, profitability and expenses. Determined and tracked budget expenses with accuracy and transparency. MBA: ACCOUNTING AND FINANCE 05/2018

Cameron University, Lawton, OK

MBA: MANAGEMENT INFORMATION SYSTEMS Expected in 07/2021 Ottawa University, Ottawa, KS

SUMMARY

SKILLS

EXPERIENCE

EDUCATION AND TRAINING

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