Senior Underwriter
QUALIFICATIONS PROFILE
Analytical, growth-driven, and goal-oriented professional, with comprehensive and hands-on experience in all aspects of underwriting process for professional liability and insurance. Equipped with outstanding communication and leadership skills, while demonstrating willingness to learn and undertake new challenges toward self-efficiency and knowledge improvement to ensure the achievement of company goals and objectives. Proficient with Microsoft Office Suite, Applied systems, Guardian, and Epic.
CORE COMPETENCIES
Liability Underwriting and Rating Administration
Client – Broker Relations and Retention
Risk Assessment and Management
Account Management
Regulatory Notice Standards and Compliance
Coverage Enhancement and Highlights
PROFESSIONAL EXPERIENCE
Jorgensen and Company (Scottsdale Indemnity and Freedom Specialty) – Maywood, NJ
Assistant Vice President Senior Underwriter (Lawyers Professional Liability Insurance) Jan 2012–Present
Acquire exclusive underwriting authority with Protective Insurance Company and Nationwide at managing general agent (MGA)-desk level
Assess new and renewal business submissions, as well as loss experience and loss control report
Closely coordinate with insurance agents in creating and maintaining new and current accounts
Offer first-rate service to customers and quick turnaround time in partnership with management and producers, ensuring their utmost satisfaction
Adhere to insurance company rates and coverage with profitable book of business
Handle monthly budget requirements and book of business in excess of $5M
Effectively supervise and train new underwriters to maximize their skills and capabilities
Perform monthly claims call and review renewal, non-renewal and conditional notices
Willis Towers Watson – Short Hills, NJ
Underwriter (Remote) Nov 2018–Dec2019
Collected renewal quotes and feedback through follow-up with the agents and broker
Acquired strong command in using new processing and data system, such as Guardian and Epic
Participated in monthly meetings and visits to the head office
Interacted with underwriting managers and Underwriting Team for monthly production call, discussion on market trend and analysis
Verified renewal reports, checked loss history, and submitted referrals in line with the underwriting guidelines
Walnut Advisory Corporation – Warren, NJ
Lead Professional Liability Underwriter (Hudson Insurance Company and Zurich NA) Jul 2004–Nov 2012
Assume full responsibility for a $2M book of business for MGA-underwriting authority for lawyer’s professional liability insurance company
Took charge of the underwriting results with respect to profitability and loss ratio.
Observed strict compliance with underwriting rules and guidelines in evaluating submissions, endorsements, and incoming documents
Dealt with the product marketing, rate negotiation, and quote rates, quotations approval, and document accuracy
Reviewed work performed by others and provided recommendations for improvement
EARLIER CAREER
M. D. Manage, Inc. – Edison, NJ
Office Assistant/Medical Billing (Collection Department) Jan 2004–May 2004
EDUCATION AND CREDENTIALS
Bachelor of Arts in Economics: Jan 2004, Rutgers University – New Brunswick, NJ
Property and Casualty Broker License (State of New Jersey)