Senior Mortgage Processor/Trainer

Donna Modzianowski

New Port Richey, Florida *****

Telephone: 727-***-**** E-Mail: ********@*****.*** Qualifications

* Working knowledge with Conventional, FHA, VA, 203k, Foreign National and Bond loans.

* Knowledge with Encompass, Caylix, AUS, DU and LP. Management and training

* Skilled at consulting with clients to analyze their financial situations and develop strategic solutions to fit their needs.

* Comprehensive knowledge of, and experience in, Residential, SFR, Mobiles, Condo, Condo conversion. Commercial and Reverse Mortgages.

*Builder and retail divisions.

* Proven leadership and team building skills.

* 15 years Mortgage experience.

Guaranteed Rate Affinity- Clearwater, FL 6-2018 - to present Loan Coordinator-

Processed Conventional, FHA, VA, Bond and DPA Loans. Reviewed new loan files. Prepare files for underwriting submission, Clear conditions issued on conditional commitment. Communicate with borrowers, Title Company and Loan Officers Avantha Solutions- Palm Harbor, Fl 7/2017- 06/2018 Senior Mortgage Loan Processor/Supervisor

Processed Conventional, FHA, VA, Bond and DPA Loans. Reviewed new loan files. Prepare files for underwriting submission, Clear conditions issued on conditional commitment. Communicate with borrowers, Title Company and Loan Officers Managed work Queues, QC and assist with co-workers daily work flow. VanDyk Mortgage- Clearwater, FL 6/2014- 7/2017

Senior Mortgage Loan Processor/ Trainer

Processed Conventional, FHA, VA, Bond and DPA Loans. Reviewed new loan files. Prepare files for underwriting submission, Clear conditions issued on conditional commitment. Communicate with borrowers, Title Company and Loan Officers Eagle Home Mortgage- Clearwater, FL 2/2013- 6/2014 Senior Mortgage Loan Processor/Trainer

Processed Conventional, FHA, VA, 203K loans for Builder and Retail. Reviewed new loan files. Prepare files for underwriting submission, Clear conditions issued on conditional commitment. Communicate with borrowers, Title Company and Loan Officers. Traveled to various branches to train Processors and Loan Officers on the systems and procedures. Chase – (Contracted thru JC3 & Associates)- Tampa, FL 7/2011- 2/2013 Document Specialist/Supervisor/Trainer

* Extensive knowledge in Document Fulfillment Workflow System.

* Ability to manage work Queues, QC and assist with co-workers daily work flow.

* Possess computer competency and proficiency with Microsoft Office Products: Excel, Adobe, Outlook Express, Microsoft Word.

* Complete knowledge of various mortgage loan types and ability to analyze completeness and correctness of documents in a mortgage loan file.

* Train new hires for Escalation and Missing Doc and travel to other facilities to train.

* Co- wrote the Procedure Manuals for Escalation and Missing Doc.

* Quick learner with the ability to work independently and head special projects on an as needed basis.

* Ability to meet deadlines.

* Ability to pull Reports

JC3 & Associates- Tampa, FL 12/2010- to Chase

Trainer/QC’er/Document Retriever Trained New Hires for Document Retrieval.

* Worked Special Projects with high recommendations from Team Lead.

* Extensive knowledge of Mortgage Documents

* Complex problem solving

* QC’er for Chase and WAMU

* Worked with PDF solutions

* Document Retrieval for Chase and WAMU

Bank of America – Tampa, FL 9/2009 – 11/2010

Loan Processor

* Temporary assignment as a loan processor.

* Mortgage Processing Specialist handling 30-50 loans at a time.

* Process for Bank of America several different branches files from start to finish

* Handled Conventional, FHA, VA and Down Payment Assistance.

* Worked closely with underwriters, loan officers, borrowers, title companies and insurance agents. Wells Fargo – Clearwater, FL 3/2009 – 08/2009

Loan Processor

* Temporary assignment as a loan processor.

* Mortgage Processing Specialist handling 50 loans at a time.

* Process for Wells Fargo several different branches files from start to finish

* Handled Conventional, FHA, VA and Down Payment Assistance.

* Worked closely with underwriters, loan officers, borrowers, title companies and insurance agents. Pelican Capital Mortgage Lending - New Port Richey, FL 6/2007 – 3/2009 Senior Loan Processor

* Senior loan processor that handle Conventional, FHA and VA loans from start to finish.

* Working in all aspects of Residential and commercial lending.

* Gathering documentation for submission of loans, submitting loans and closing of loans.

* Ordered office supplies, answered multi line phone system, set appointments.

* Gather documentation, order Appraisals, Title, Surveys and other necessary items to close the loan.

* Constant communication with underwriters, title closers and clients.

* Experienced with Calyx Point, Encompass, Microsoft Word, Office. Commerce West Mortgage Group – Seminole, FL 9/2004 – 6/2007 Lead Processor

* Gather documentation, order Appraisals, Title, Surveys and other necessary items to close the loan.

* Constant communication with underwriters, title closers and clients.

* Working in all aspects of Residential and commercial lending to oversee several other processors’ day to day duties.

* Experienced with Calyx Point, Encompass, Microsoft Word, Office.

* Handled a pipeline of 60 loans per month.

North Plainfield State Bank - North Plainfield, NJ 9/1982 – 8/1997 Assistant Branch Manager

* Assistant branch manager that handled many aspects of the banking industry.

* Responsible for making sure that documents and numbers were correct at month end.

* Supervise Tellers daily routines and procedures.

* Customer service driven to ensure quality.

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