JENNIFER R. KRUGER
**** **** ** *, *****, North Dakota, 58104 701-***-**** *************@*****.***
WORK EXPERIENCE
Insane Fitness, Fargo, ND
Certified Personal Trainer, Certified Group Instructor, Nutrition Specialist; Health and Wellness Coach; Apr 2011 – present
Observe participants and inform them of corrective measures necessary for skill improvement.
Instruct participants in maintaining exertion levels to maximize benefits from exercise routines.
Evaluate individuals' abilities, needs, and physical conditions, and develop suitable training programs to meet any special requirements.
Monitor participants' progress and adapt programs as needed.
Plan physical education programs to promote development of participants' physical attributes and social skills.
Teach individual and team sports to participants through instruction and demonstration, utilizing knowledge of sports techniques and of participants' physical capabilities.
Experience with training clients in person and virtually.
Educate clients about making smarter food choices in order to achieve specific health outcomes and promote clients to take personal responsibility for their health and well-being by focusing on wellness.
I write up programs and articles for health and wellness for various businesses, one is a clinic, one is a hospital and one is a personal training and nutrition business.
Crunch Fitness, Fargo, ND
Group Fitness Coordinator, July 2023 – present
Maintain wellness-and fitness-related schedules, records, or reports.
Develop or coordinate fitness and wellness programs or services.
Recommend or approve new program or service offerings to promote wellness and fitness, produce revenues, or minimize costs.
Manage or coordinate fitness and wellness programs and services.
Manage and train staff of wellness specialists, health educators, or fitness instructors.
Bank of the West, Fargo, ND
Indirect Lending, Apr 2006 – Apr 2011
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Review loan agreements to ensure that they are complete and accurate according to policy.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Review and update credit and loan files.
Compute payment schedules.
Bremer, Casselton, ND
Personal Banker/Mortgage Banker, Apr 2002 – Apr 2006
Sell financial products such as stocks, bonds, mutual funds, and insurance if licensed to do so.
Build and maintain client bases, keeping current client plans up-to-date and recruiting new clients on an ongoing basis.
Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.
Answer clients' questions about the purposes and details of financial plans and strategies.
Review clients' accounts and plans regularly to determine whether life changes, economic changes, or financial performance indicate a need for plan reassessment.
Guide clients in the gathering of information, such as bank account records, income tax returns, life and disability insurance records, pension plans, or wills.
Contact clients periodically to determine any changes in their financial status.
Meet with clients' other advisors, such as attorneys, accountants, trust officers, or investment bankers, to fully understand clients' financial goals and circumstances.
Open accounts for clients and disburse funds from accounts to creditors as agent for clients.
EDUCATION
Oriska High School, Oriska, ND
High School Diploma
NDSCS, Wahpeton, ND
Associate of Science Degree, May 1993 – Paralegal Degree
MSU, Moorhead, NN – took additional classes to further my education in being a Paralegal.
U S. Career Institute – Apr 2009 – Aug 2009
Certified Personal Trainer, Nutrition Specialist
ADDITIONAL SKILLS
Worked at the Cass County Courthouse in the Child Support Office and the State's Attorney Office for 11 years and worked at the Vogel Law Firm for 3 years in medical and construction law before working at Bremer Bank.
Work with Sanford Health remotely as a Group Fitness Instructor teaching a variety of classes.
AED Trained, CPR Certified, Silver & Fit Certified, Active and Fit Certified and Silver Sneaker Certified. Trained to work with those who have MS, Parkinson's Disease, ADD, autism, quadriplegics, paraplegics, women throughout their pregnancy and other various conditions.