Underwriter. Analyst, and Sales Representative
Resume:
Matthew Schorgl
***********@*****.***
https://www.linkedin.com/in/matthewschorgl
Shaker Heights, Ohio
Professional Skills Analytical Analysis Credit Underwriting Risk Management Financial Statement Analysis
Risk Rating Modeling Generally Accepted Accounting Principles Asset Based Lending Personal Credit Report Analysis Spreading Financials Coaching and on-boarding new hires Sales Auditing
Technical Skills MRA Risk Analysis LoanIQ SalesForce Stucky ABL Oracle/SQL Microsoft Word
Microsoft Excel Microsoft Access
Education Cleveland State University Cleveland, Ohio Master of Business Administration, Suma Cum Lade 2009 Miami University Oxford, Ohio
Bachelor of Business Administration, Double Major 2004
Finance
Management Information Systems
License Life, Health, and Accident Insurance
Experience TruGreen Cleveland, Ohio
Territory Sales Representative 7 Months
Introduce clients to all available product options and clearly explain them
Promote and sell a variety of products
Arrange payment methods with customers
Make quality sales
KeyBank National Association Cleveland, Ohio
Underwriter 6 Years
Decision new credit requests with lending authority of $1 million
Apply credit policies, risk rating models, and Small Business Administration Standard Operating Procedures to make prudent credit approvals
Analyze business and personal financial statements to determine credit risk
Draft quarterly reports for troubled and criticized loans for the Asset Recovery Group to base future relationship strategies
Analyze business payroll to calculate paycheck protection loan amounts KeyBank National Association Cleveland, Ohio
Senior Credit Analyst 2 Years
Analyze new credit requests for multiple lines of business: Middle Market, Business Banking and Small Business Administration
Partner with Underwriters to learn bank lending strategies, credit policies, and underwriting guidelines
Meet with line of business Relationship Managers to pre-flight credit applications and construct cash flow models
Perform covenant testing and assign risk ratings based on bank credit policy
KeyBank National Association Cleveland, Ohio
Deal Administrator 7 Years
Coordinated with bank’s legal counsel, Portfolio Managers, and Loan Syndicators to perform due diligence and book new loan accounts
Analyze credit agreements and work with other banks to fund deals and collect interest and fee payments
Authorized to perform ACH transactions in the millions of dollars on a daily basis
Perform Asset Based Lending analysis managing accounts receivable, accounts payable and calculating daily borrowing bases
KeyBank National Association Cleveland, Ohio
Trust Analyst 1 Year
Book new trusts, agency, and individual retirement accounts
Review trust documents and agency contracts
Ensure accounts have met bank compliance standards
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