Loan Processing Processor

Clarice Johnson

Rancho Cucamonga, Ca. *****

Phone: 562-***-**** Email: *****.****@******.***

Professional Experience

Contract Loan Processing and Prequalification Remote, Ca January 2023 - Current

• Initiate loan setup and review loan prospects documents to determine eligibility for loan approval.

• Conducts thorough review on income, credit, and contracts, and collateral ensuring prospect’s file comply with FHA and lender guidelines.

• Assess files utilizing AUS and Underwriting software to identify any high-risk findings and provide insight how to best handle each loan.

• Completes registration, disclosures, and submissions to wholesale lenders.

• Trail file through underwriting and post-closing, handling all conditions associated with funding the loan. American Advisors Group Irvine, Ca October 2018 - December 2022 DE Mortgage Underwriter II

• Analyzed loan applications and documents from setup to closing determining eligibility to FHA guidelines.

• Conducted underwriting review on income, credit, title, and collateral for accuracy to evaluate risk assessment and potential fraud/misrepresentation.

• Demonstrated strong time management skills and consistently delivered high-quality production within tight deadlines.

• Exhibited exceptional communication skills, fostering clear and concise communication with channels across all levels to minimize errors and misunderstandings.

• Collaborated in pilot projects which Identified process improvements successfully implementing strategic procedures that resulted in underwriting operational efficiencies.

American Advisors Group Irvine, Ca September 2015 – October 2018 Loan Processor II

• Processed loan applications from setup ensuring all documents were accurate and timely prepared for underwriting.

• Proactively conducted meaningful problem resolution during loan processing cycle to overcome challenges and prevent delays in the origination, underwriting, closing, and funding process.

• Exhibited strong collaboration skills with cross-functional teams and external partners, fostering a cooperative and productive environment.

• Managed a high volume of loan files, prioritized tasks, and exceeded expected processing timelines, contributing to the overall efficiency of the loan origination process.

Group Capital Mortgage Los Angeles, Ca October 2008 – September 2015 Processing Supervisor

• Successfully led and supervised office team, fostering a positive and collaborative environment.

• Implemented training programs and provided ongoing coaching resulting in increased productivity and high levels of client and external partner satisfaction.

• Implemented process improvements streamlining production flow, reducing turn times, and enhancing overall production efficiency.

• Analyzed problems and developed solutions that overcame challenges and improved team communication.

• Ensured complete accuracy and compliance by performing QC reviews on all loan files. Skills

Interpersonal and emotional intelligence

Leadership and team collaboration

Analytical thinking and problem solving

Proficiency with Microsoft office and Teams

Remote communication and cybersecurity

awareness training.

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