Information Make A

Rev. May ****

FACTS WHAT DOES PATHWARD DO WITH YOUR PERSONAL

INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

§ Social Security number and Income

§ Account balances and Transaction history

§ Credit history and Assets

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Pathward chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Pathward share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes – to offer our products and services to you

Yes No

For joint marketing with other financial companies Yes No For our affiliates' everyday business purposes –

information about your transactions and experiences No We do not share

For our affiliates' everyday business purposes –

information about your creditworthiness

No We do not share

For our affiliates to market to you No We do not share For nonaffiliates to market to you Yes Yes

To limit

our

sharing

§ Visit us online: dashboard.card.com/account-settings/security Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing. Questions? Call 844-***-**** or go to dashboard.card.com. Page 2

Who we are

Who is providing this

notice? This privacy policy is provided by Pathward and applies to Pathward products and services. What we do

How does Pathward

protect my personal

information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also limit access to information to those employees for whom access is necessary. How does Pathward

collect my personal

information?

We collect your personal information, for example when you

§ Open an account or Apply for a loan

§ Make deposits or withdrawals from your account or Provide account information

§ Make a wire transfer

We also may collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all

sharing?

Federal law gives you the right to limit only:

§ Sharing for affiliates’ everyday business purposes – information about your creditworthiness

§ Affiliates from using your information to market to you

§ Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I

limit sharing for an

account I hold jointly

with someone else?

Your choices will apply to everyone on your account. Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

§ Pathward has no affiliates with which it shares your personal information. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

§ Nonaffiliates we share with can include account servicers, marketers, or distributors; banks; and other nonaffiliated financial companies. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

§ Our joint marketing partner(s) include tax preparation companies, prepaid program managers or distributors, banks, and other nonaffiliated financial companies. Other important information

California or Vermont residents: We will not share your personal information with nonaffiliates, except for our own marketing purposes, our everyday business purposes, or with your consent. Nevada residents: Nevada law requires that we provide you with the following contact information for the Bureau of Consumer Protection, Office of the Nevada Attorney General: address: 100 North Carson Street, Carson City, NV 89701; phone number: 702-***-****; email address: ******@**.**.***.

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