Digital Banking Financial Services
Resume:
SHARON GATSI
Master of Commerce in Finance and Digital Banking (MSU)
Work:
2nd Floor Red Bridge North
Eastgate
Harare, Zimbabwe
Home:
Ruwa, Zimbabwe
Phone +263-***-***-***; +263***-***-***
E-mail -*************@*****.***
Skype -sharon gatsi
CAREER SUMMARY
I am a graduate in Finance and Banking with diverse experience in the accounting area with a further qualification in Master of Finance and Digital Banking. I have 10 years working experience distributed across Hospitality, Mining and Micro Finance. Currently I am the Head of Finance at Eduloan Zimbabwe, a micro finance company specializing in Educational funding. I am under the Finance Department and report to the CEO.
PERSONAL DETAILS
Date of Birth: 20 July 1987
Sex: Female
National ID Number: 42-216063-Z-42
Marital Status: Married
Languages: English and Shona
Nationality: Zimbabwean
Religion: Christianity
Holder of clean class 4 Driver’s License
CORE COMPETENCIES
• Bank reconciliations
• Cash-flow Management
• Accounts Payables and Receivables
• Statutory payments preparations and submissions
• Budget preparation and budgetary control
• Cost analysis and cost control
• Financial Reporting
• Audit preparation
• Tax calculation, compliance, and handling tax audits CAREER HISTORY
A. Current Employment Details
Employer : Eduloan Pvt Ltd (part of FUNDI)
Location : Harare, Zimbabwe
Position : Head of Finance
Dates : October 2019 to date
Background – Eduloan is a Micro-finance organization focusing mainly on Educational funding including funding for the educational tools. I worked as an Assistant Accountant for a year then been elevated to the Head of Finance.
Summary of duties and responsibilities
• Cashflow management
• Prepare financial reports for management meetings monthly as well and provide input for board packs.
• Coordinate and consolidate the budget formulation process.
• Ensure internal controls adhere to international standards and comply with other regulatory guidelines within the business environment.
• Provide management with data to facilitate decision making toward the achievement of the budget and strategic plan
• Lead on all aspects of planning for the Finance area including the definition of strategic objectives, KPIs and reporting framework
B: Previous Employment Details
Employer : Univern Enterprises t/a Southern Region Trading Co (SRTC)
(Icecash Division)
Location : Harare, Zimbabwe
Position : Accounts Assistant
Dates : April 2017 to September 2019
Background – SRTC is a diversified group with equipment, ICT, agricultural, Financial Services and other diversified businesses. It is the leading supplier of IT Solutions and Agricultural equipment through the various divisions. I worked under the ICEcash Division which operates the Financial Services reporting to the Accountant.
Summary of duties and responsibilities
• Bank reconciliations
• Reconciled the Accounts payables and managed to recover overpaid suppliers.
• Liaised with Customers and recovered long outstanding debts.
• Managed the Inter-Company balances and reported weekly.
• Computed and ensured timeous submissions of all the statutory returns.
• Interacted with ZIMRA Liaison officer to get regular Tax Health checks and consequently managed to get the Tax Clearance in the first week of the trading year.
• With the understanding of the accounting principles and concepts, assisted with month- end closing procedures and reconciled month-end account payable balances and bank statements.
• Preparation of the draft monthly management accounts.
• Maintained the Fixed Asset Register and kept a tracking record of the physical whereabouts of all company assets.
• Budget preparation.
• Prepared full audit schedules for external auditors and was the reference person for the audit needs.
C. Previous Employment Details
Employer : Damo Resources (PVT) Ltd (1 year 10 months) Location : Harare, Zimbabwe
Position : Accounting Officer
Dates : May 2013 – March 2015
Background – Damo Resources (PVT) Ltd is a mining group with presence in Zimbabwe, Mauritius, Mongolia, Singapore and Hong Kong. Operations include prospecting and mining of gold, antimony, alexandrite, tantalite and tungsten. I partnered in setting up the accounting department, designing system of internal controls. I worked at head office level reporting for 8 related companies plus consolidated reporting.
Summary of duties and responsibilities
• Managed the cash flow by checking daily bank and cash balances against the obligations to be settled for each day.
• Scheduled and managed the Supplier payments’ days as per availability of cash at the same time not destabilising the operations of the mines.
• Participated in the preparations of the Budgets and ensured all projects where operated within the budget scope and signal for a review if the project seemed to overlap.
• Reconciled all bank accounts and ensured outstanding balances were cleared on time.
• Computed and submitted timeously all statutory returns and managed to claim a VAT refund on imported capital equipment which was used during the exploration stage of the mine.
• Posted all General Ledger transactions and managed the month-end reconciliations D. Previous Employment Details
Employer : Fuldon Holdings (PVT) Ltd (1 year 6 months) Location : Harare, Zimbabwe
Position : Assistant Accountant
Dates : Nov 2010 – June 2012
Background – Fuldon Holdings (PVT) Ltd is a group which incorporates advertising and Hospitality. Operations include Fast Food Outlets at Harare International Airport, Victoria Fall International Airport and Kenneth Kaunda International airport (Zambia). It also operated a fine dining Restaurant at Newlands Shopping Center (Butlers and The Lounge). I worked at head office level reporting to the Accountant.
Summary of duties and responsibilities
• Managed the cash flow to ensure the smooth running of all the restaurants.
• Liaised purchasing terms with suppliers which enabled the constant stock supplies to the business and at same time kept a viable relationship with suppliers.
• Responsible for effective purchasing decisions which would maximise the profitability of the restaurant at the same time maintaining the quality of the product.
• Set the Restaurant Budgets and tracked them for variance analysis.
• Costing of the meals an ensured profit margin was maintained at least above 25%.
• Prepared the Financial Reports which gave the performance analysis as well as the financial position of the business which was used for decision making. ACCOUNTING PACKAGES
Sage Pastel Evolution
Pastel Business Partner
MYOB Accounting Package
ACADEMIC HISTORY
Master of Commerce in Finance and Digital Banking (MSU -2023)
Bachelor of Business Studies Honors Degree (Finance and Banking) with University of Zimbabwe (2013).
GSCE A Level - 3 ‘A’ Level subjects (2005) Mathematics, Accounting & Management of Business-12 points.
GSCE O Level – 8 subjects, including Mathematics, English Language and Science (2003) REFERENCES:
Aaron Kombore Nevermind Chingwena
Finance Manager HR Manager
Southern Region Trading Company Damo Resources
Cell: 077*-***-*** Cell: 077*-***-***
Ratidzo Masango
Human Capital Executive
Eduloan Pvt Ltd
********@*******.**.**
Cell: 077*******
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