Loan Processor 3Rd Party
Resume:
SHERYL SMART
**** ******** **** *** *****, NEVADA 89178
**************@*****.***
SUMMARY:
I am an extremely motivated person who works well in high pressure situations. I handle all tasks in a timely manner while making sure every single detail is completed. I am a great team player assisting where ever I am needed. I have great excellent communication skills. I always build great relationships with borrowers, team members and 3rd party vendors to make sure we obtain documentation to meet conditions needed to get the loan closed and I try to foresee any issues that may arise and resolve them without jeopardizing the close or lock date. I love to be challenged and take pride in my work and will always give 150%.
EMPLOYMENT HISTORY:
LOAN DEPOT - 09/08/2020-06/14/2022
POSITION: LOAN PROCESSOR
Duties entailed managing a pipeline of 28-30 loans per month, ranging from FH/VA, Jumbo, Conforming, Purchases and Refinances. I obtained loan application and then I would order all 3rd party items, always maintaining contract, close and lock dates. I would diligently review title reports to checking for a clear title and if any liens, judgements or solar filings were located, I would immediately obtain documentation to get title issues cleared, to ensure closing would go smoothly. When all documentation was obtained and sufficient, I would run AUS and submit the file to underwriting, when the file came back with a clear to close, I would get the file ready to submit for docs. I would call the escrow company and the borrowers to let them know the loan was approved and our closing team would be sending documents over for signing. working diligently with our closing team to make sure all prior to funding conditions were met. If any documentation was needed, I would obtain any documents our closing team needed. I also ran mers, compliance and fraud reports before all loans funded. THE ORLEANS HOTEL AND CASINO-2/11/2007-03/16/2020
POSITION: ACCOUNTING SPECIALIST
Duties entailed handling all 3rd party vendor accounts from liquor, food and merchandise. I would analysis the invoices and made sure to pay all companies were paid in a timely fashion. I would handle about 3,000 invoices a week and input all the information into the system and make sure all spreadsheets were updated on a weekly basis. I would assist in monthly inventories. I update requisitions on a daily basis for all outlets. I worked closely with all departments to make sure everything would run smoothly for upcoming events. I helped out wherever I was needed. RTN PROPERTIES 11/18/2002-10/15/2006
PRODUCTION ASSISTANT
Duties entailed greeting clients, answering the phones and making follow-up calls. Preparing correspondence, scheduling meetings and making travel arrangements. Preparing real estate forms and documents. Working closely with the loan processor and escrow officer so the deal would close smoothly and the clients would get their dream house. Coordinating showing and assisting with open houses. I would do anything I could do to make it easier for the real estate agents to do their job. WMC MORTGAGE- 11/9/1997-2/19/2002
POSITION: DILIGENT COORDINATOR OF SECONDARY MARKETING Duties entailed working closely with Investors to prepare loans for bulk purchasing in the secondary market. I had a pipeline of 1,500 a month, I scrubbed files, prepared and obtained documentation to make the loans salable for the investor. I obtained documentation ranging from VOE’S to tax liens. After obtaining necessary documentation, I reviewed the documents, resubmit files back to investor for review. I loved working in a high pace company.
SECURITY PACIFIC MORTGAGE 11/10/1990 – 05/18/ 1997 POSITION: LOAN PROCESSOR
Duties entailed preparing loan packages which includes ordering 3rd party vendor items and evaluating the documents. Assembled loan package and submitted it to underwriting for successful resolution. If the underwriter required and further documentation I would request, review and resubmit file for final approval.
EDUCATION
MORTGAGE EDUCATORS-NO LICENSE BUT PASSED THE NMLS EXAM. NAUMP-RECEIVED MY CERTIFICATES IN FHA/VA AND COMMERCIAL PROCESSING. AMERICAN SCHOOL OF MORTGAGE BANKING-CERTIFICATES IN PROCESSING/UNDERWRITTING. LAS VEGAS ADULT SCHOOL – I GRADUATED AND RECEIVED MY HIGH SCHOOL DIPLOMA IN 2017. COMPUTER SKILLS:
WORD
EXCEL
EMPOWER
ENCOMPASS
AWARD:
I won the Pinnacle award in April 2022 for being the top processor in the region. REFERENCES:
Phone numbers are available upon request.
Michele Yamashiro
Susan Guevara
Elizabeth Willard
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