Data Entry Quality Assurance

CONNIE COOK

Millington, TN 901-***-**** ***********@*****.*** www.linkedin.com/in/connie-cook-54032867/ SUMMARY

A dedicated and proven performer, who enables a company to achieve its goals and foster collaborative atmospheres. A highly motivated, analytical, and resourceful underwriter, with in- depth experience in quality assurance and control implementations, document management, reporting, mortgages, origination, loan compliance and regulations, data entry, financial analysis, and implementations. Ensures top-tier business acumen and maximizes efficiencies in a fast- paced environment. Detailed and strong organizational skills; able to identify discrepancies and provide strategic solutions.

EXPERIENCE

COOK CONSULTANTS, Millington, Tennessee

Due Diligence and Compliance Underwriter, Senior Analyst (Pre-Funding & Post Closing Manger) Sept. 2010 – Present

Worked with ARC Home Loans, First Horizon Bank, Brighton Bank, QMS/QMIS, Mela Capital and Wells Fargo Home Mortgage (9 locations)

• Performs due diligence audit that encompasses review of loan files for completeness and accuracy, analyzing credit history, income, title reports and appraisals.

• Applies all client/lender policies and procedures, in addition to federal, state and/or municipal laws and regulations to credit underwriting; regulatory compliance reviews; predatory lending reviews; Fannie Mae compliance reviews; Fraud reviews; Scratch & Dent reviews; nonperforming and REO asset reviews and property valuation services.

• Underwrites (FNMA & FHLMC) front line (remote) for wholesale and retail loans for conventional Jumbo, HARP Investments programs (NON-QM), Super Conforming and SBA Loans (Participation and Syndicate) also servicing them.

• Orders VOE, VVOE, VOR/VOM, VOD, Credit Report with any supplement needed, Appraisal, Survey, Pest Inspection, Final Inspection, Title

• Prepares and coordinates all loan documents for loan closing, including all aspects of quality control prior to funding

• Provides excellent customer service and problem-solving with all parties to the loan before, during and after closing

• Performs data integrity reviews prior to shipping to secondary marketing investors while meeting purchase/delivery deadlines

ADDITIONAL EXPERIENCE

SVS GROUP, INC. Emeryville, California, Contract Underwriter 4 Feb. 2009 – Aug. 2010, CHASE Loss Mitigation Underwriter (Feb. 2010 – Aug. 2010), WELLS FARGO HOME MORTGAGE Interim Underwriter /Processor (Sept. 2009 – Jan. 2010) and Contract Underwriter 4 (Feb. 2009 – Aug. 2009) Underwrote (FNMA & FHLMC) frontline for wholesale and retail loans for conventional and agency lending. Underwrote reverse mortgages that conform to FHA guidelines. HARP cleared all conditions per DU/LP findings if needed. Conducted required underwriting procedures for loans submitted. Applied all client/lender policies and procedures. Underwrote NPV model/calculations, trial period plans, eligibility, second lien modification program and second review on HAMP loans for denials or approvals. Conducted the training for employees and contractors on the HAMP/CHAMP programs as well as a comprehensive and working knowledge of the entire loan process. Conducted detailed and analytical loan file reviews of imminent default closed loans. Analyzed to determine the level of quality, the adherence to corporate, agency and investor guidelines and policies. Analysts trained independently determined the operational and financial risks related directly to the processes utilized in document collection, processing, decision and closing.

TECHNICAL SKILLS

DU/LP, Calyx, Encompass and LIS/LPS, AVM/CCR Data Entry Work, Mortgage Care, Point, Microsoft Suite: Word, Excel, Outlook, and Access, Security Clearance in 6/11(SBA), Excellent organizational skills and great ability to multi-task, Remarkably detail oriented with a strong work ethic., Proven leadership abilities and strong integrity, Excellent math, analytical and time management skills.