CUSTOMER SERVICE INFORMATION
ASSETS
02469690401000000024
You now have more time to let us know about certain check errors on your account Please review our overdraft service options at the end of this statement 1 8
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ACCOUNT BEGINNING BALANCE
THIS PERIOD
ENDING BALANCE
THIS PERIOD
00246969 DRE 111-***-***** NNNNNNNNNNN 1-000******-** 0000 Chase Mobile app
JPMorgan Chase Bank, N.A.
P O Box 182051
Columbus, OH 43218 - 2051
June 21, 2023 through July 20, 2023
Primary Account:
is available for select mobile devices. Message and data rates may apply. Chase.com
Safeguarding Your Information
chase.com/overdraft
Checking & Savings
Total $1,824.90 $811.67
TOTAL ASSETS $1,824.90 $811.67
Web site:
Service Center:
Para Espanol: 1-877-***-****
International Calls: 1-713-***-****
We accept operator relay calls
TYRONE MOISES MUNIZ- PUENTE
3111 RIDGELAND AVE APT 9
BERWYN IL 60402-3527
In June we increased the timeframe for when you can make a claim for checks drawn on your account that have either been altered or that you did not authorize. You now have up to 60 days from when we make a statement available to make a claim on these items in order to be considered for reimbursement. We ve updated the section in our Deposit Account Agreement to reflect this change as well as provide additional information about our check claims process. As a reminder, we offer tools to help you keep an eye on your account, including the Chase Mobile app and Chase Online Banking. You can find more useful tips for helping protect you and your money at chase.com/FraudAwareness. If you d like a copy of the Deposit Account Agreement, please visit chase.com/disclosures or call us at the number on this statement. We also accept operator relay calls.
We ve included our overdraft services and fees that are available for your personal checking account(s) at the end of this statement. As a reminder, overdraft services are not available for Chase Secure Checking or Chase First Checking . Standard Overdraft Practice and Chase Debit Card Coverage are not available for Chase High School Checking . If you have questions, please visit or call us at the number on this statement. We accept operator relay calls.
Chase Total Checking 000************ $1,524.90 $777.28 Chase Savings 000************ 300.00 34.39
CONSOLIDATED BALANCE SUMMARY
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AMOUNT
DATE DESCRIPTION AMOUNT BALANCE
June 21, 2023 through July 20, 2023
Primary Account:
Beginning Balance $1,524.90
Ending Balance $777.28
Beginning Balance $1,524.90
94.00
12.07
300.00
42.94
10.54
TYRONE MOISES MUNIZ- PUENTE Account Number:
Deposits and Additions 4,890.60
ATM & Debit Card Withdrawals -3,386.81
Electronic Withdrawals -1,620.41
Other Withdrawals -560.00
Fees -71.00
06/21 Oportun Oportun PPD ID: 916-***-**** -0.73 1,524.17 06/22 Oportun Oportun PPD ID: 916-***-**** -10.54 1,513.63 06/23 Payment Sent 06/22 Remitly* J26C Www.Remitly.C WA Card 4789 -500.00 1,013.63 06/23 Oportun Oportun PPD ID: 916-***-**** -10.54 1,003.09 06/23 Card Purchase With Pin 06/23 Shell Service Station Hinsdale IL Card 4789 -36.01 967.08 06/26 Oportun Oportun Jhjx1Qf5Aah_Wir CCD ID: 906-***-**** 1,061.08 06/26 Card Purchase 06/23 Rooftop Tap Palos Heights IL Card 4789 -112.70 948.38 06/26 Card Purchase With Pin 06/25 Wal-Mart Super Center Chicago IL Card 4789
-34.97 913.41
06/26 Oportun Oportun PPD ID: 916-***-**** -9.40 904.01 06/27 Claim Reversal: ATM Savings Transfer 002965 06/026532 Cerm C
Laimid: 954
859*********-**/02/2023
-900.00 4.01
06/27 Real Time Transfer Recd From Aba/322271627 From: Oportun Ref: Juan-Wyggahqnrd Info: Oportun Instant Transfer Iid: 20230627021000021P1Brjpm00050091516 Recd: 22:26:01 Trn: 0603780178Rv
16.08
06/27 Online Transfer From Sav ...9053 Transaction#: 1-773-***-**** 316.08 06/27 Payment Received 06/28 Uber Instant-Pay San Francisco CA Card 4789
359.02
06/27 Capital One Auto Carpay 006************ Web ID: 954******* -594.98 -235.96 06/27 Comed Payment Billpay Comed Payment Web ID: 000******* -7.45 -243.41 06/27 Oportun Oportun PPD ID: 916-***-**** -4.33 -247.74 06/28 Real Time Transfer Recd From Aba/322271627 From: Oportun Ref: Jz0Zk9Ayaah-Zxw Info: Oportun Instant Transfer Iid: 20230628021000021P1Brjpm00510065904 Recd: 23:03:02 Trn: 0589461179Rv
-237.20
06/28 Overdraft Fee For A $594.98 Item - Details: Capital One Auto Carpay 006************ Web ID: 954*******
-34.00 -271.20
06/28 Overdraft Fee For A $7.45 Item - Details: Comed Payment Billpay Comed Payment Web ID: 000*******
-34.00 -305.20
CHASE TOTAL CHECKING
CHECKING SUMMARY
TRANSACTION DETAIL
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12469690402000000064
Page 3 of 8
DATE DESCRIPTION AMOUNT BALANCE
June 21, 2023 through July 20, 2023
Primary Account:
9.40
0.01
34.00
34.00
1,634.94
199.00
137.81
25.00
1.00
268.50
236.64
06/29 Real Time Transfer Recd From Aba/322271627 From: Oportun Ref: J2Cwe0X8Waiw46K Info: Oportun Instant Transfer Iid: 20230629021000021P1Brjpm00040023365 Recd: 11:01:23 Trn: 0133760180Rv
-295.80
06/29 Uber USA 6787 EDI Paymnt Nb3Yienufv0Yryr CCD ID: 332******* -295.79 06/30 Fee Reversal -261.79
06/30 Fee Reversal -227.79
06/30 Adams Keegan Payroll PPD ID: 362******* 1,407.15 06/30 Zelle Payment From Yazmin L Godoy 177******** 1,606.15 06/30 Payment Received 06/30 Uber Instant-Pay San Francisco CA Card 4789
1,743.96
06/30 Online Transfer From Sav ...9053 Transaction#: 175******** 1,768.96 06/30 Zelle Payment From Yazmin L Godoy 177******** 1,769.96 06/30 Online Transfer To Sav ...9053 Transaction#: 175******** -25.00 1,744.96 06/30 Online Transfer To Sav ...9053 Transaction#: 175******** -25.00 1,719.96 06/30 06/30 Withdrawal -560.00 1,159.96
06/30 Non-Chase ATM Withdraw 06/30 6348 Cermak Rd Berwyn IL Card 4789 -23.50 1,136.46 06/30 Card Purchase With Pin 06/30 Wal-Mart Super Center Cicero IL Card 4789 -351.53 784.93 06/30 Non-Chase ATM Fee-With -3.00 781.93
07/03 Card Purchase 06/30 Subway 43660 Cicero IL Card 4789 -20.21 761.72 07/03 Card Purchase 07/02 IL Tollway-Autoreplen 800-***-**** IL Card 4789
-20.00 741.72
07/03 Card Purchase With Pin 07/01 Wal-Mart #3004 Cicero IL Card 4789 -29.25 712.47 07/03 Capital One Mobile Pmt 3Rweu5A7Y5S4348 Web ID: 927-***-**** -50.00 662.47 07/03 Capital One Mobile Pmt 3Rweu644Yztxtpu Web ID: 927-***-**** -50.00 612.47 07/03 Oportun/Progress ACH 5513544 Tel ID: 133******* -49.26 563.21 07/03 Oportun Oportun PPD ID: 916-***-**** -24.71 538.50 07/05 Payment Received 07/05 Uber Instant-Pay San Francisco CA Card 4789
807.00
07/05 Card Purchase With Pin 07/04 Shell Service Station Oak Creek WI Card 4789
-25.94 781.06
07/05 Fsb Blaze Payment 518************ Tel ID: 342******* -163.72 617.34 07/05 Recurring Card Purchase 07/05 Tmobile*Auto Pay 800-***-**** WA Card 4789
-158.57 458.77
07/05 Card Purchase With Pin 07/05 Wal-Mart #3004 Cicero IL Card 4789 -53.30 405.47 07/05 Card Purchase 07/05 Subway 30961 Chicago IL Card 4789 -13.71 391.76 07/05 Card Purchase With Pin 07/05 Binnys Bev Depot 38 N Riverside IL Card 4789
-53.77 337.99
07/05 Oportun Oportun PPD ID: 916-***-**** -14.79 323.20 07/06 Oportun Oportun PPD ID: 916-***-**** -16.25 306.95 07/07 Card Purchase With Pin 07/06 Walgreens Store 5932 W Cicero IL Card 4789
-13.72 293.23
07/07 Oportun Oportun PPD ID: 916-***-**** -12.65 280.58 07/10 Payment Received 07/11 Uber Instant-Pay San Francisco CA Card 4789
517.22
07/10 Card Purchase With Pin 07/08 Jewel Osco 0068 Westmont IL Card 4789 -16.13 501.09 07/10 Card Purchase With Pin 07/09 7-Eleven Berwyn IL Card 4789 -2.31 498.78 07/10 Card Purchase With Pin 07/09 Wal-Mart #3004 Cicero IL Card 4789 -40.27 458.51 07/10 Oportun Oportun PPD ID: 916-***-**** -5.90 452.61 07/10 Card Purchase With Pin 07/10 Walgreens Store 5932 W Cicero IL Card 4789
-2.85 449.76
TRANSACTION DETAIL (continued)
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DATE DESCRIPTION AMOUNT BALANCE
June 21, 2023 through July 20, 2023
Primary Account:
40.00
37.45
37.45
1,546.49
169.11
20.25
Ending Balance $777.28
07/10 Card Purchase With Pin 07/10 Dollar General # Dg 19 Chicago IL Card 4789
-2.56 447.20
07/11 Online Transfer From Sav ...9053 Transaction#: 1-785-***-**** 487.20 07/11 Card Purchase 07/10 Sq *Classic Touch Beaut Chicago IL Card 4789 -35.00 452.20 07/11 Card Purchase 07/10 Popeyes #2631 Berwyn IL Card 4789 -31.87 420.33 07/11 Card Purchase With Pin 07/10 Wal-Mart Super Center Cicero IL Card 4789 -248.52 171.81 07/11 Card Purchase With Pin 07/10 Shell Service Station Cicero IL Card 4789 -37.00 134.81 07/11 Card Purchase 07/11 Ilsos Chicago W Driver Chicago IL Card 4789 -26.00 108.81 07/11 ATM Withdrawal 07/11 6532 Cermak Rd Berwyn IL Card 4789 -100.00 8.81 07/12 Card Purchase 07/11 Mcdonald's F26362 Chicago IL Card 4789 -6.31 2.50 07/13 Real Time Transfer Recd From Aba/322271627 From: Oportun Ref: LA5Djgsoqah-2Qe Info: Oportun Instant Transfer Iid: 20230713021000021P1Brjpm00030048546 Recd: 13:50:48 Trn: 0316121194Rv
39.95
07/14 Real Time Transfer Recd From Aba/322271627 From: Oportun Ref: Lehtjmo9Wahqmpy Info: Oportun Instant Transfer Iid: 20230714021000021P1Brjpm00510003415 Recd: 04:29:04 Trn: 0091790195Rw
77.40
07/14 Adams Keegan Payroll PPD ID: 362******* 1,623.89 07/14 Recurring Card Purchase 07/13 Gas N Wash Cicero Per 708-***-**** IL Card 4789
-39.95 1,583.94
07/14 Card Purchase 07/14 Magnuminsurance.Com Httpsmagnumin IL Card 4789
-115.85 1,468.09
07/14 Card Purchase With Pin 07/14 7-Eleven Berwyn IL Card 4789 -5.30 1,462.79 07/14 Card Purchase With Pin 07/14 Wal-Mart Super Center Cicero IL Card 4789 -16.05 1,446.74 07/17 Payment Received 07/17 Uber Instant-Pay San Francisco CA Card 4789
1,615.85
07/17 Payment Received 07/18 Uber Instant-Pay San Francisco CA Card 4789
1,636.10
07/17 Onemain Web Pay Loan Pymnt 089********* Web ID: 930******* -334.88 1,301.22 07/17 Oportun/Progress ACH 5513544 Tel ID: 133******* -49.26 1,251.96 07/17 Card Purchase 07/16 Tacos Y Salsa Berwyn IL Card 4789 -18.15 1,233.81 07/17 Card Purchase With Pin 07/16 Walgreens Store 5932 W Cicero IL Card 4789
-31.16 1,202.65
07/17 Card Purchase 07/16 Lucky Dog Berwyn Berwyn IL Card 4789 -26.40 1,176.25 07/17 Mission Lane Vis Mission LA St-T9J9I5Z9E1Q7 Web ID: 427******* -50.00 1,126.25 07/17 Card Purchase With Pin 07/17 Shell Service Station Berwin IL Card 4789 -23.01 1,103.24 07/17 Card Purchase With Pin 07/17 Walgreens Store 5932 W Cicero IL Card 4789
-50.08 1,053.16
07/17 Oportun Oportun PPD ID: 916-***-**** -18.69 1,034.47 07/17 Capital One Mobile Pmt 3Rzspd83Xxbnp2Q Web ID: 927-***-**** -50.00 984.47 07/18 Card Purchase 07/18 Ferrentino Donis As North Riversi IL Card 4789 -101.71 882.76 07/18 Card Purchase 07/17 Tst* Taco Burrito King Chicago IL Card 4789 -4.15 878.61 07/18 Oportun Oportun PPD ID: 916-***-**** -17.89 860.72 07/19 Oportun Oportun PPD ID: 916-***-**** -13.74 846.98 07/19 Card Purchase With Pin 07/19 420 Smoke Shop Berwyn IL Card 4789 -35.00 811.98 07/20 Oportun Oportun PPD ID: 916-***-**** -10.70 801.28 07/20 Card Purchase With Pin 07/20 Kwik Trip 964 Middleton WI Card 4789 -24.00 777.28 TRANSACTION DETAIL (continued)
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12469690403000000064
Page 5 of 8
AMOUNT
DATE DESCRIPTION AMOUNT BALANCE
June 21, 2023 through July 20, 2023
Primary Account:
not
Have electronic deposits made into this account totaling $500.00 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa or Mastercard network. OR, keep a balance at the beginning of each day of $1,500.00 or more in this account. OR, keep an average beginning day balance of $5,000.00 or more in qualifying linked deposits and investments.
Total Refunds for Overdraft Fees:
Beginning Balance $300.00
Ending Balance $34.39
Beginning Balance $300.00
25.00
25.00
A Monthly Service Fee was charged to your Chase Total Checking account. Here are the three ways you can avoid this fee during any statement period.
(Your total electronic deposits this period were $6,300.36. Note: some deposits may be listed on your previous statement)
(Your lowest beginning day balance was -$305.20)
(Your average beginning day balance of qualifying linked deposits and investments was $760.54) Total for
This Period
Total
Year-to-date
Total Overdraft Fees $68.00 $68.00
$68.00 $68.00
TYRONE MOISES MUNIZ- PUENTE Account Number:
Deposits and Additions 99.39
Electronic Withdrawals -365.00
Annual Percentage Yield Earned This Period 0.00%
Your monthly service fee was waived because you made a total of $25 or more in qualifying repeating automatic transfers from a Chase checking account to this account in the last statement period. 06/27 06/27 Online Transfer To Chk ...8057 Transaction#: 1-773-***-**** -300.00 0.00 06/30 Online Transfer From Chk ...8057 Transaction#: 175******** 25.00 06/30 Online Transfer From Chk ...8057 Transaction#: 175******** 50.00 06/30 06/30 Online Transfer To Chk ...8057 Transaction#: 175******** -25.00 25.00 OVERDRAFT FEE SUMMARY
CHASE SAVINGS
SAVINGS SUMMARY
TRANSACTION DETAIL
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DATE DESCRIPTION AMOUNT BALANCE
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: For personal accounts only:
For business accounts
IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONIC FUNDS TRANSFERS JPMorgan Chase Bank, N.A. Member FDIC
June 21, 2023 through July 20, 2023
Primary Account:
Call us at 1-866-***-**** or write us at the address on the front of this statement immediately if you think your statement or receipt is incorrect or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. Be prepared to give us the following information: Your name and account number;
A description of the error or the transaction you are unsure about, and why you think it is an error or want more information; and The amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days (or 20 business days for new accounts) to do this, we will credit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation.
, see your deposit account agreement or other applicable agreements that govern your account for details.
: Contact us immediately if your statement is
incorrect or if you need more information about any non-electronic funds transfers on this statement. For more details, see your deposit account agreement or other applicable agreements that govern your account. 44.39
5.00
Ending Balance $34.39
07/06 Stripe Lyft 07-05 St-N3S8J8D8R9J2 CCD ID: 427******* 69.39 07/11 Raiser 6795 EDI Paymnt Ssyw8M1Zi1D6L68 CCD ID: 380******* 74.39 07/11 07/11 Online Transfer To Chk ...8057 Transaction#: 1-785-***-**** -40.00 34.39 TRANSACTION DETAIL (continued)
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12469690404000000064
Overdraft and Overdraft Fee Information for Your Chase Checking Account 7 8
2. We offer Overdraft Protection through a link to a Chase savings account, which may be less expensive than our Standard Overdraft Practice. You can contact us to learn more. or at 1-713-***-**** if outside the U.S.
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June 21, 2023 through July 20, 2023
Primary Account:
What You Need to Know About Overdrafts and Overdraft Fees What is the Standard Overdraft Practice that comes with my account? do
What is Chase Debit Card Coverage?
may everyday debit card
transactions
What fees will I be charged if Chase pays my overdraft? OR
What if I want Chase to authorize and pay overdrafts on my everyday debit card transactions? An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. Whether your account has enough money to cover a transaction is determined during our nightly processing. During our nightly processing, we take your previous end of day s balance and post credits. If there are any deposits not yet available for use or holds (such as a garnishment), these will reduce the account balance used to pay your transactions. Then we subtract any debit transactions presented during our nightly processing. The available balance shown to you during the day may not be the same amount used to pay your transactions as some transactions may not be displayed to you before nightly processing.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize or pay any transactions presented for payment. If we do not authorize an overdraft, your transaction will be declined. If we do not pay an overdraft, your transaction will be returned. Additional information about overdrafts and your account features can be found in the
We can cover your overdrafts in three different ways: 1. We have a Standard Overdraft Practice that comes with your account. 3. We also offer Chase Debit Card Coverage, which allows you to choose how we treat your everyday debit card transactions (e.g. groceries, gasoline or dining out), in addition to our Standard Overdraft Practice. This notice explains our Standard Overdraft Practice and Chase Debit Card Coverage. We authorize and pay overdrafts for the following types of transactions: Checks and other transactions made using your checking account number Recurring debit card transactions (e.g. movie subscriptions or gym memberships) If you enroll in Chase Debit Card Coverage we authorize and pay overdrafts for
(e.g. groceries, gasoline or dining out) in addition to our Standard Overdraft Practice. If we authorize and pay an overdraft, we ll charge you a $34 Overdraft Fee (may also be referred to as Insufficient Funds Fee) per transaction during our nightly processing beginning with the first transaction that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102). We won t charge you an Overdraft Fee in the following circumstances: With Chase Overdraft Assist, we won t charge an Overdraft Fee if you re overdrawn by $50 or less at the end of the business day if you re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 p.m ET (8 p.m PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
We won t charge an Overdraft Fee for transactions that are $5 or less. We won t charge an Overdraft Fee if your debit card transaction was authorized when there was a sufficient available balance in your account.
For Chase Sapphire Checking and Chase Private Client Checking accounts, there are no Overdraft Fees when item(s) are presented against an account with insufficient funds on the first four business days during the current and prior 12 statement periods. On a business day when we returned item(s), this counts toward the four business days when an Overdraft Fee will not be charged. If you or a joint account owner want Chase to authorize overdrafts on your everyday debit card transactions, please make your Chase Debit Card Coverage selection. You can change your Chase Debit Card Coverage selection at any time by signing in to chase.com or Chase Mobile to update your account settings, calling us at 1-800-***-****, or visiting a Chase branch. We accept operator relay calls. Deposit Account Agreement.
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Page 8 of 8
June 21, 2023 through July 20, 2023
Primary Account:
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