Loan Processor

KIRA SANCHEZ

PROFILE

Detail-oriented and results-driven Loan Processor with over 10 years of experience in the mortgage industry, specializing in loan processing, funding, servicing, and closing operations. Worked on income calculation, asset verification, 3rd party ordering and handling verification of employment (VOE) and verification of rent (VOR). Maintained files within regulatory compliance and experienced with systems such as DU, LPS, LOS, AUS, and Encompass. Proven ability to streamline loan processing workflows, manage documentation and disclosures, and support underwriting and foreclosure procedures. Dedicated to delivering exceptional customer service while ensuring strict adherence to company policies and industry regulations. PROFESSIONAL EXPERIENCE

HomeLight Inc. Remote

Loan Processor

04/2022 - 10/2022

•Managed loan documentation, including disclosures, loan estimates, and verification of income, employment, and assets.

•Processed and funded mortgage loans in compliance with company policies and regulatory requirements.

•Coordinated with underwriting and closing teams to ensure timely and accurate loan approvals.

•Conducted post-closing reviews to ensure all documentation met investor and regulatory standards.

•Utilized loan processing systems such as DU, LPS, AUS, and Encompass to streamline operations.

Fairway Independent Mortgage Denver, CO

Loan Processor

06/2019 - 03/2020

•Handled loan processing tasks, including gathering and verifying borrower information and documentation.

•Assisted in preparing loan files for underwriting, ensuring accuracy and completeness.

•Provided exceptional customer service by addressing borrower inquiries and resolving issues.

•Maintained compliance with federal and state regulations throughout the loan process.

•Utilized loan processing systems such as DU, LPS, AUS, and Encompass to streamline operations.

Richmond American Homes Denver, CO

Loan Processor

12/2016 - 04/2017

•Facilitated smooth loan processing workflows by coordinating with various departments, including underwriting and closing.

•Monitored loan status and communicated updates to borrowers and stakeholders.

•Utilized loan processing systems such as DU, LPS, AUS, and Encompass to streamline operations.

•Handled loan processing tasks, including gathering and verifying borrower information and documentation.

Denver, CO 720-***-**** ***********@*****.***

NMLS: 2646699 Denver, CO 720-***-**** ***********@*****.*** SKILLS

• Full mortgage application

lifecycle management

• Ability to analyze financial

documents and credit reports

• Regulatory Compliance

• Experience with disclosures,

loan estimates, and closing

documents

• Calculating income, assets-

DTI/LTV

• Document Management

• Strong communication skills

for addressing borrower

inquiries

• Understanding of foreclosure

processes and legal

requirements

Systems Proficiency:

DU, LPS, LOS, AUS,

Encompass, FiServ, Calyx,

MERS

Mortgage Types:

FNMA, FHA, VA, USDA,

CHFA, Conventional

WORK HISTORY

Computershare

Denver, CO

Document Control Specialist II

10/2022 - 3/2023

Megastar Financial

Denver, CO

Post-Closing

06/2018 - 6/2019

Universal Lending

Denver, CO/ Remote

Underwriting Manager

3/2015 - 12/2016

Specialized Loan Servicing

Denver, CO

Foreclosure Associate

2/2012 - 3/2015

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