Project Management Anti-Money Laundering

TSII CARINE

• 240-***-**** • ***********@*****.*** • Laurel, MD 20707

AML/FRAUD/KYC/OFAC ANALYST

PROFESSIONAL SUMMARY

Dynamic AML/KYC/OFAC/FRAUD analyst with 5years of working experience in the financial sector. Versed in Anti-Money Laundering, Fraud analysis, OFAC stripping, KYC (Know Your Customer), Transaction monitoring, Enhanced Due Diligence, SAR drafting, Project management, Account reviews, Negative News Screening, and High-risk review. Proficient in MS Office suites, Investigation, and Research. A proactive investigator with strength in fraud prevention, data documentation, investigation, and risk mitigation. Seeking an opportunity to bring further success to an organization with my interpersonal skills.

FUNCTIONAL SKILLS

●Timely SAR drafting when risk cannot be mitigated.

●Compliance operations including AML, Fraud, Sanctions, KYC/CDD and EDD.

●Knowledge of risk and regulatory requirements as they apply to financial crime.

TECHNICAL SKILLS

● Information verification ● Fraud detection

● Team player ● Analytical

● Investigation ● Due diligence

● SAR drafting ● Risk management ● KYC ● Quality control

● Banking regulations ● MS Office

● Data documentation ● Project management

PROFESSIONAL EXPERIENCE

Bank of America, Belair, MD Mar 2022 - Current

AML/OFAC/FRAUD Analyst

●Work on OFAC alerts for international ACH Transactions, which is a regulatory requirement.

●Compiles information and documents from a variety of sources to draft SAR reports.

●Analyze and investigate complex fraud cases including account take over, dispute fraud, and Synthetic identity using tools like Unit21, Looker, LexisNexis, Whatismyipaddress, Zendesk.

●Fraud investigation into services related wire transfers, P2P, scams, and business email compromise.

●Research customer account activity to determine potential fraud related to multiple channels (ACH, Cards, Checks, Wires, Zelle, Online Banking, etc.)

●Transaction monitoring of customer accounts to determine if there is suspicious activity present and file SAR when risk cannot be mitigated.

●Identify risk factors and trends of potentially fraudulent activity, including the development of trend reports and key indicators.

●Review of alerts generated by Case Tracker system and daily OFAC review of in-process transaction.

●Prioritize and complete tasks according to regulatory deadlines.

●Monitor high risk account activity and coordinates activities to resolve and prevent fraud in the organization.

●Perform reconciliation of cases and follow up every 90days.

●Ensure necessary actions/corrections are made to the accounts to resolve disputes, complaints, and inquiries.

●Monitoring and reviewing institutional transactions and reconciling customer accounts to identify fraud.

Chase Bank, Timonium, MD Nov 2018 – Feb 2022

AML/KYC Analyst

●Possess a working Knowledge of Anti-Money Laundering Laws.

●Analyzed results of complex investigations and delivered concise written conclusions to management.

●Performed adverse news screening on customers and verified PEP match.

●Performed background checks, customer research, transactional analysis using software/databases such as LexisNexis, World check, Actimize, Google.

●Reviewed documentation to prevent fraud and money laundering.

●Participated in new client onboarding and contract renewal processes.

●Conducted due diligence on contract performance and recommending adjustments to better meet client needs.

●Ensured client data, business activity, alerts, documents, and other case determinations are appropriate, fully supported and clearly documented.

●Conducted Enhanced due diligence searches on high-risk customers and escalate appropriately when suspicious activity is detected.

●Maintained ability to provide good customer service.

●Monitored and maintained compliance with internal controls and government regulations.

●Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.

EDUCATION

University of Buea, Molyko Buea, Cameroon

●BSc: Management July 2013

Contact this candidate