Android M Document Reviewer Clerk

LORY R. JIMENEZ

***** *********** **. 714-***-****

Garden Grove, CA 92840 *******@*****.***

Performance Summary

Detail-oriented Post Closing Specialist with over 20 years of mortgage experience. Knowledgeable in reading and interpreting credit reports, tax returns, paystubs, appraisal, title reports and state/federal disclosures. Well-versed in the lending policies, practices compliance, FHA/VA, and correspondent loans.

Professional Skills

• FHA/VA and Closing Disclosure Audits

• Great customer service

• Ability to manage multiple projects simultaneously

• Word, Excel, Outlook Catalyst, Teams,Encompass360

• Bilingual: English and Spanish

Professional Experience

Document Reviewer Clerk Deutsche Bank Custodial Services, Advantage Group Staffing Inc: Santa Ana, CA November 2022 to Present.

• Review loan documents for accuracy (deed of trust, title policy, assignments, modifications, etc.)

• Input data into Excel and forward documentation to clients. Post Closing Specialist II, Carrington Mortgage Services: Anaheim, CA October 2016- August 2022

• Reviewed closed loan packages to ensure that all documents are properly executed Performed a detailed post-closing analysis of closed loan packages to determine compliance with agency program guidelines and regulations (FHA/VA /Fannie / Freddie TRID

• Entered loan data in FHA Connection and VA portal for Insuring/Guarantee purposes.

• Insured proper resolution is done to complete the Insuring/Guarantee process.

• Cross training in Loan Delivery my responsibility include creating the bundle & review documents for accuracy to checklist for FHA,VA, and USDA, Conventional Non conforming. Fannie Mae and Freddie Mac government sponsored. any audit conditions, request missing items from appropriate party. Data Entry selling system FNMA/FHLMC resolve any delivery issues.

• Awarded Associate of the month for excellence in Customer Focus / high quality work 04/01/2018 and 12/01/2021

QC Auditor, American Advisors Group: Orange, CA July 2014- April 2016

• Performed quality control audits on Post Funded loan files to assure compliance with HUD and investors requirements

• Verified employment, assets and income calculation for accuracy

• Performed appropriate High Cost, APR, Amount Financed, and State Predatory tests to verify compliance with federal guidelines (RESPA, TILA, Fair Lending, ECOA) Post Closer-Insurer/ Loan Issue Specialist: American Advisors Group: Orange, CA May 2012- July2014

• Responsible for resolving any/ all conditions in order to insure all government loans with HUD

• Collaborated with compliance loan at Risk files Audited document for accuracy

• Followed up with appropriate internal and external parties to obtain documentation required to clear exceptions on loans

Senior Post Closer, Insuring Specialist/ Bank of America: Brea, CA October 1991– December 2004

• Resolved deficiencies in order to insure all government loans were in accordance with HUD/or VA guidelines

• Collaborated with customers, processors, funders, underwriters and unit managers

• Maintained FHA/VA bulletins and guidelines current

• Responsible for training all new staff members on the various software systems

• Prepared and shipped all government and conventional loans

• Recipient of the 2004 Spirit Medallion for quality excellence Education High School Diploma, Hill view High, Santa Ana, CA

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