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Loan Processor Officer

Location:
Santee, CA
Salary:
45000 Per Year
Posted:
July 20, 2024

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Resume:

Julie Deibert

Santee, CA *****

************@*****.***

619-***-****

To obtain a position where my knowledge and experience can be utilized to accomplish the goals of the company

Work Experience

Owner

No Strings Attached by jd - Santee, CA

July 2015 to Present

I'm the owner of No Strings Attached by jd. I sell on Ebay, Etsy and craft shows. I was doing this part- time from 2015 to 2017, but when I was laid off in 2017, I decided to work my business full-time. Loan Processor

Manhattan Financial Group - Poway, CA

September 2012 to October 2017

• Reviewed Loan Application to determine the completeness of all documentation

• Prepared all disclosures, and made sure it was RESPA compliant. TRID experience

• Prioritized workflow to ensured time sensitive files were handled in proper order.

• Contact brokers and borrowers to collect necessary documentation.

• Order credit reports, appraisals, open Escrow, and title

• Assembled paperless documents in loan file using Bridge software.

• Responsible for evaluating financial statements, credit reports, examining and evaluating documentation for certain accuracy.

• Reviewed and completed underwriting conditions, notify brokers and borrowers of items required and resubmit to the underwriter to clear for loan docs.

• Looked at Preliminary title reports for accuracy and potential problems.

• Worked with funder, Loan Officer and Escrow Officer to clear funding conditions

• Coordinated the signing of closing documents. Maintained constant communication internally and externally

Loan Processor

Blufi Lending Corp - San Diego, CA

February 2012 to September 2012

• Provided quality loan processing, evaluated files for adherence to underwriting standards and making sure application was complete for submission.

• Prioritized workflow to ensure time sensitive files are handled in proper order. Contacted borrower to collect necessary documentation and assembled paperless documents in loan file.

• Responsible for reviewing financial statements, applicable ratios, credit reports, examining and evaluated transitions to certain accuracy.

• Current experience with new 2010 GFE and HUD -1 prepared and evaluated applications for RESPA compliance. Understands FNMA DO/DU and conditions Obtain accurate

• AUS findings for submission. Reviews and completes underwriting conditions, notify borrowers of items required and resubmit to the underwriter for clear for docs.

• Reviewed appraisal and preliminary title reports for accuracy and potential problems. Coordinated the signing of closing documents. Maintained constant communication internally and externally Administration Office Operations Supervisor

U.S. Census Bureau - San Diego, CA

January 2010 to August 2010

Assisted in the management of payroll and personnel functions for approximately 1400 employees.

● Administered the selection and hiring process for the Local Census Office.

● Supervised and trained clerks on the routine tasks required in the collection, control, review, and reporting of personnel and payroll data.

● Prepared and monitored daily work assignments for 25 employees.

● Maintained the flow and quality of completed work by monitoring work status and daily performance, and making adjustments to expedite production when necessary.

● Collaborated with the assistant manager for administration to select qualified individuals for each administration clerk position.

● Applied Equal Employment Opportunity principles in hiring practices and training to new employees Education

AA in Computer programming and Marketing

Southwestern Community College - Chula Vista, CA

May 1981 to May 1984

Skills

• Outlook, Microsoft Office (10+ years)

• 10 Key Data Entry (10+ years)

• Credit Analysis (10+ years)

• Fair Housing Regulations (10+ years)

• Loan processor (10+ years)

Certifications and Licenses

Business license

August 2015 to August 2024

I renew my business license every year

Additional Information

Summary of Skills

• Conventional, FHA, and VA Loans

• Experience with Encompass and Calyx Point

• Have knowledge with DU and LP

• Have knowledge of Word and Excel

• 10 key



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