Management Analyst Risk

Mahmudul Karim

*****************@*****.*** 929-***-**** New York, NY

PROFESSIONAL EXPERIENCE

United Commercial Bank Ltd Dhaka, Bangladesh

Credit and Risk Management Analyst June 2023 – April 2024

• Analyzed and evaluated loan proposals as per bank’s lending guidelines, internal policies and procedure and regulations with expertise and essential documents with due diligence

• Evaluated credit worthiness of prospective clients and projects and communicated findings to senior leadershitp

• Prepared and analyzed of financial statements of different businesses in diverse industries

• Reviewed loan documents and ensured sufficient security proposition and accurate documentation against the credit granted

• Frequent client visits and risk assessment of current and prospective customers

• Prepared and reviewed of credit appraisal reports and approval of loan facilities

• Maintained quality of loan portfolio for the responsible products, segments and regions

• Updated credit related circulars and guidelines (external & internal), loan documentations, and memos Amin Mohammad Foundation Ltd Dhaka, Bangladesh

Credit and Risk Operations Analyst April 2022 – May 2023

• Evaluated credit worthiness of prospective clients and projects in real estate sector

• Appraised credit proposals to support financial and Business Risks

• Prepared note sheet/Credit Memo for approval of credit facilities to place before appropriate stakeholders

• Reviewed and submitted regular and on demand MIS/Credit management report for Management review

• Provided information and consequential analysis to Management for strategy formulation regarding corporate portfolio Lab Aid Hospital Dhaka, Bangladesh

Customer Relations Officer May 2018 – April 2022

• Answered customer inquiries via phone, email and in-person and directed customers to online resources

• Updated customer records in the system, including notes about interaction

• Created and maintained reports about customer interaction

• Participated in team-building activities

• Developed ad hoc reports for customers

• Made recommendation to management to improve customer experience EDUCATION

State University of Bangladesh Dhaka, Bangladesh

Bachelor in Business Administration August 2017

University of Dhaka Dhaka, Bangladesh

Masters in Social Science June 2022

LEADERSHIP & ACTIVITIES

State University Business Club

Member September 2014 – August 2017

• Helped raise funds for children in need and participated in mentorship program

• Communicated and organized networking events for all members to connect with experienced professionals from various industry SKILLS & INTERESTS

Technical: MS Office (Word, Excel, PowerPoint)

Languages: Fluent in Bengali, Proficient in Hindi, and Conversant in Urdu

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