Sr. Credit Analyst 23 years
Resume:
EDUCATION
Tolman High School
Rhode Island, US
High School Diploma
Rhode Island College
Rhode Island, US
Two Years: Pychology
SKILLS
CERTIFICATIONS
Senior Credit Analyst
PROFESSIONAL SUMMARY
Detail-oriented professional with proven knowledge of banking, customer service, and account management. Aiming to leverage my abilities to successfully fill credit analyst role on your team. Hardworking, highly motivated professional eager to lend combined knowledge and skills to enhance business performance. Operates well in both individual and team capacities, leveraging seasoned work ethic to quickly adapt to different processes and drive company objectives. Resourceful and results-driven with a passion for growth and efficiency to meet company needs and increase service value. Seeking to utilize excellent communication, interpersonal, and organizational skills to complete tasks. Reliable with a good work ethic and the ability to quickly adapt to new tasks and environments. Detail-oriented professional with excellent communication, interpersonal, and creative thinking skills. Aiming to leverage my abilities to successfully fill the vacancy at your company. Frequently praised as hard-working by my peers, I can be relied upon to help your company achieve its goals. Hard worker experienced in problem-solving, service and time management. Aiming to leverage my abilities to successfully fill the credit analyst role at your company. Adaptable professional with 25 years of work experience and proven knowledge of leadership, problem-solving, and prioritization. Aiming to leverage my abilities to successfully fill the credit analyst role at your company.
EXPERIENCE
08/2015 - 10/2023
Senior Credit Analyst
GMFinancial/Americredit GMFinancial/Americredit, Danielson, Connecticut
• Judgmental Lending
• Credit Decisions
• Lending Regulations
• Client Satisfaction
• Income Statements
• Critical Thinking
• Deal Structuring
• Collateral Valuation
• Underwriting
• Certified Credit Analyst
WENDY MAPEL
************@*****.***
Danielson, Connecticut 06239
Negotiated and maintained relationships with vendors and customers to resolve disputes or negotiate new terms.
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• Reviewed customer applications according to established 01/2014 - 01/2015
Account Manager
Apco Apco, Atlanta, GA
01/2000 - 01/2013
Special Finance Manager
Barry's Auto Group Barry's Auto Group, North Dartmouth, Massachusets
01/1997 - 01/1999
Automotive Sales Consultant
Alden Buick Alden Buick, Fairhaven, Massachusetts REFERENCES
guidelines while exercising sound judgment when making decisions regarding approval and denial of accounts. Performed credit analysis and administrative duties to support credit function.
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Generated financial ratios to evaluate customer's financial status.
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• Analyzed data to verify information and check for fraud. Decided loan approval or denial by assessing individual, company and institution credit.
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Resolved complex customer issues in a timely manner while maintaining positive relationships with clients.
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Developed and maintained relationships with key accounts to ensure customer satisfaction.
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Managed a portfolio of accounts by providing timely support and guidance.
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Led negotiations with lenders to secure new lines of credit or other forms of financing at favorable terms.
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Established strong relationships with banks, investors and other financial institutions to facilitate transactions.
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Assisted in developing annual business plans that
incorporated short-term objectives as well as long-term growth strategies.
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Demonstrated ability to stay organized and motivated in a fast-paced environment.
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Performed data entry tasks to update customer records in CRM software.
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Negotiated contracts and prices with clients to exceed sales goals.
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Highly knowledgeable about different models of vehicles available in the market.
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Displayed expertise in handling objections from customers during negotiations.
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References available upon request
VOLUNTEER EXPERIENCE
01/2012 - 01/2022
Foster Parent for Animal rescue
Rescue/Foster Rescue/Foster, Danielson, Connecticut 01/2012 - 01/2022
Fundraising Coordinator
Rescue/Foster Rescue/Foster, Danielson, Connecticut Utilized knowledge of animal behaviors to assess potential risks associated with handling them.
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Relieved boredom and stress by playing, talking to, and petting animals.
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Created positive relationships with animals through socialization and positive reinforcement.
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Assisted with training activities, including clicker training and other methods.
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Responded to questions from patrons and provided
information about animals, such as behavior, habitat, breeding habits, and facility activities.
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• Trained animals to perform certain tasks.
• Found homes for stray and unwanted animals.
Recruited volunteers for various fundraising activities and managed their participation.
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• Utilized social media platforms to engage potential donors. Created marketing materials to promote fundraising activities.
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Planned, coordinated and organized fundraising events to increase donation programs.
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