Quality Assurance It Support

Bil Auguste

E: *********@*****.*** P: 917-***-****

KYC/AML/BSA/OFAC/PCI Consultant

Skills:

Actimize, LexisNexis, Swift, EDD, CDD, World Check, World Base, SARs Reporting, USA PATRIOT Act, Bank Secrecy Act (BSA), OFAC Sanctions and related AML regulations, Westlaw (World Check Risk), Google Negative News Search, IT Support, IT Audit, MS Office Suite (MS Word, MS Excel, PowerPoint), Outlook, Quality Control, Quality Assurance, Manual Testing, Beta Testing, SQL, Agile Srum Methodolgy, Project Management, Basic Python, PCI DSS, NIST RMF.

KPMG (Contract) February 2024 - Present

AML Consultant

-Conduct investigations on alerts/cases that have been alerted for potential money laundering and other related risks.

-Prepare internal and external reports, including SARs in accordance with internal policies.

-Review and analyze leads for potential suspicious activity, including those generated from detection scenario processes, the service of subpoenas and warrants, negative media reports, as well as other sources.

-Manage the investigative process from initial detection to disposition and thoroughly and timely reviewing reports and other investigative leads that potentially identify suspicious activity.

-Formulate and recommend responses to potentially suspicious findings and reporting such activity to the appropriate regulatory authorities, and supporting FCC in developing the Bank’s forward-looking risk-mitigation response.

-Support Managers and Team Leaders in conducting AML investigations.

Company Confidential November 2022 – December 2023

Cybersecurity Analyst

-Provide expertise in scoping for PCI DSS compliance, effectively defining and documenting the scope of the cardholder data environment (CDE), reducing the scope by up to 30% and streamlining the compliance efforts, resulting in improved efficiency and cost savings for the client’s organization.

- Acting as an ISA, proactively enforced clients' security policies by eliminating shared user accounts, establishing individual accountability, and enabling comprehensive logging of actions within their network. This initiative led to a notable 10% decrease in the average time required to identify the source of security incidents, enhancing incident response capabilities and fortifying overall information security.

-Provide expert-level understanding of PCI DSS guidelines to effectively communicate technical concepts to cross-functional teams within client organizations, fostering a 15% decrease in response time to security incidents and a 20% increase in staff awareness of information security best practices.

-Assist with preparation and quality assurance for submission of SAQ A and AOC for client's annual PCI DSS review, ensuring full compliance with PCI DSS requirements and facilitating a seamless assessment process by increasing process velocity by 10%.

AML RightSource May 2021 – August 2022

Senior Analyst

-Researched, analyzed, and investigated potentially suspicious Anti-Money Laundering/Counter Terrorist Financing (AML/CTF) activity based on a variety of AML Systems generated alerts from Corporate, Institutional, and Correspondent Banking transactional activity.

-Prepared and thoroughly documented factual and impartial findings in an accurate manner for non-referred/referred alerts to determine if alerts can be closed as not suspicious or warrant further investigation and escalation to the firm's case management system.

-Used available research tools (public internet sources/third party sites) to identify information concerning transactions warranting further investigation as a case and researched past alerts/cases to see if previous investigations have taken place and what conclusions were made to increase case velocity by 30%.

-Requested additional information by contacting various compliance or business personnel throughout the organization to determine if facts and circumstances surrounding unusual transactions warrant closure of the investigation as not suspicious or if escalation for further investigation is warranted and escalated unusual activity to Team Leads/Quality Control.

-Documented results of alert investigations in the firm's case management tool to meet reporting requirements of both internal and external entities and reviewed anticipated activity of clients and compared with actual activity recorded in the system by using Excel reports to display transaction flow of payment activities.

Guidehouse October 2019 – January 2020

KYC Analyst (Contract)

-Researched Correspondent Banks, FFIs, and MSBs to obtain Wolfsberg Long Forms, Annual Reports, and other documents to fully remediate previous KYC files while making sure their AML program was current and viable.

-Screened and vetted individuals and entities using Credit Suisse screening tools and various search engines to verify current Source of Wealth, Source of Funds, Total Revenue, and coordinated with internal Credit Suisse branches and clients for evidence gathering related to Risk Score evaluations.

-Conducted Risk Assessments using internal risk tools and assisted in ad hoc projects as required by clients.

HSBC January 2018 - December 2018

Client Risk Analyst

-Acted as a single point of contact for all on-boarding, renewal, and off-boarding activities within the Multinational and Financial Institutions sectors and ensured relevant CDD policies are met to support periodical KYC renewals.

-Served as an intermediary between various teams and was responsible for obtaining client documentation in order to complete the KYC profile for on-boarding.

-Reported any control weaknesses, compliance breaches, operational loss events and timely implementation of internal/external audit points.

-Vetted all KYC requirements based on information currently held on file or via public sources and liaised with CMDD counterparts globally (or GRMS where no CMDD coverage exists) to facilitate completion of HBEU KYC renewals/remediations.

Mega International Commercial Bank October 2017 - January 2018

BSA/AML Risk Consultant (Contract)

-Reviewed KYC documentation and performed Enhanced Due Diligence (EDD) for new and existing correspondent banking accounts in consideration of temporary exceptions or changing an existing risk assessment.

-Investigated high risk account behavior for potential Money Laundering or Terrorist Financing related activity in accordance with Federal/Institutional policies and procedures and monitored transaction alerts from relevant correspondent banking transaction activity.

-Identified and analyzed PEPs and Negative News and advised if escalation was needed for further review and prepared and filed Suspicious Activity Reports (SARs) in accordance with applicable regulatory requirements (FinCEN) while also Verifying Ultimate Beneficial Ownership (UBO) structure to comply with OFAC sanctions requirements.

Morgan Stanley March 2016 – June 2017

OFAC Compliance Analyst

-Researched, documented, and performed EDD analysis on Morgan Stanley prospective/existing clients through various databases; research includes Politically Exposed Persons (PEPs), Source of Wealth (SOW), Nature of Business, Negative News Media, and OFAC Sanctions.

-Analyzed various formation documents for Operating Entities, PHCs, FFIs, Charities, Incorporation/Partnership Agreements, Wills, Trusts, Insurance Policies, and Hedge Funds regarding client on-boarding and ongoing account reviews and performed risk analysis on moderate to high-risk clients to ensure compliance with US Patriot Act, BSA/AML, KYC requirements.

-Cleared 200-500 daily internal SIRen Alerts for Settlement Parties/Ultimate Beneficiaries located in OFAC sanctioned countries; in addition to escalating true matches to senior compliance officers for further review which resulted in a 90% reduction of a two-year backlog.

-Screened multiple transactions daily using Actimize to escalate any suspicious transactions flagged in the system while writing accurate summaries supporting the rationale to reject or settle a transaction resulting in 60% reduction of false positives while maintaining quality control.

MediaVest September 2011 – March 2016

Financial Analyst

-Reviewed and provided quality control on all travel and entertainment expense reports for compliance with company/client vendor policies for reimbursement or rejection which led to a 20% decrease in unnecessary company expenses.

-Spearheaded the beta testing of new Altair/SAP software that would eventually go live and replace our old T&E software.

-Prepared journal entries, project journal entries, and line-item transfers for three business units and reviewed invoices for car vouchers and cell phone expenses to ensure timely payment to avoid late fees.

-Prepared monthly Direct Client Cost analysis for review by all the directors and assisted with monthly closing processes and performed income statements/balance sheet account reconciliations which reduced data input errors by 10% relative to P&L activity.

Education:

University of Pittsburgh, BSBA

-Honors Challenge Scholar

Memberships:

Member, (ISC)

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